*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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New India Premier Mediclaim Policy is a comprehensive health insurance offered under New India Assurance Health insurance. This policy can be availed as individual and family floater basis. The policy covers the insured for unforeseen hospital expenses, in-patient expenses including intensive care units and other critical care benefits to provide the insured with complete medical protection.
The minimum eligibility criteria to buy this policy are:
Minimum Entry Age
18years (18-25 years must be dependent on parents)
3 months to 18 years (one of the parents must be covered already)
Maximum Entry Age
Can continue beyond if they do not break the renewal process
Number of people covered
Individuals can buy New India Premier Mediclaim Policy for themselves or their family members. The Policy covers all hospitalization expenses under 2 base plans:
Further coverage details are as follows:
Individuals can buy the New India Assurance Health Insurance to get the below-mentioned benefits in addition to the above mentioned basic coverages:
Some cases of hospitalizations are not covered under the New India Premier Mediclaim Policy. Coverage will not be provided under the following cases as listed in the policy exclusions:
*The complete list of exclusions is available in detail in the policy document.
Out of the many benefits and features of the New India Premier Mediclaim Policy, Some of them are listed below:
New India Premier Mediclaim Policy has a free 15-days look up period in which the policyholder can go through the policy documents. If he/she finds it unsatisfactory, the same can be returned to the insurer.
The insurer can also cancel the Policy on the grounds of fraud and misrepresentation of personal or medical facts by the policyholder by giving prior written notice.
Ans: Yes, the Policy will cover up to 5% of the insured sum for any insured individual, admitted as an inpatient, in all psychiatric and psychosomatic disorders.
Ans: Yes, the insured can seek a medical second opinion in case of major surgeries, with an amount payable up to Rs 5000 for Plan A and up to Rs 8000 for Plan B.
Ans: Yes, cataract is treated. The expenses that are incurred for the treatment of cataract are:
Ans: If it is a new insurance policy, then the claim cannot be made for the first 30 days, except for accidental hospitalizations.
Ans: Such treatments are only covered under Plan B up to a max of Rs 5 lakh for specified respiratory and cardiovascular co-morbidities.
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