*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
The New India Assurance Jan Arogya Bima Insurance plan is designed to offer affordable medical insurance with a lower premium rate. The coverage includes all features of a regular Mediclaim policy other than the cumulative bonus and medical checkup. This policy covers hospitalization expenses or domiciliary treatment for illness and injury sustained in India. The New India Assurance Jan Arogya Bima Health Insurance policy is offered for 1 year. The policy helps the economically backward sections of the Indian society to avail of medical insurance benefits at affordable costs.
The minimum eligibility criteria to buy this plan are:
Type |
Individual or Family Floater |
Minimum Entry Age |
5 years (children between ages 3 months to 5 years are covered provided parent is covered) |
Maximum Entry Age |
70 years |
Number of people covered |
Individual, spouse and 2 dependent children. |
Residential Status |
Residents of India, including citizens, permanent residents, foreigners holding an employment pass, dependent pass or work permit |
The basic coverage offered under the New India Assurance Jan Arogya Bima Insurance policy includes:
Apart from the basic coverage, the New India Assurance Jan Arogya Bima Insurance plan includes coverage for:
Expenses incurred for treatment of diseases like are covered:
Hospitalization for the treatment for the procedures given below is also covered:
The New India Assurance Jan Arogya Bima Health Insurance policy will not reimburse the expenses incurred for the following:
*For a complete list of exclusions, please refer to the policy document.
The salient features and benefits of the New India Assurance Jan Arogya Bima Insurance plan are:
The New India Assurance Jan Arogya Bima Insurance policy can be canceled by the insurer anytime by sending a 30-day notice to the policyholder. The company will refund to the insured the pro-rated premium for the unexpired insurance period. The company is liable to pay any claim that arose before the date of cancellation.
The insured may choose to cancel the policy anytime. In such an event, the company will allow a refund of premium at the company's short period rate.
Ans: New India Assurance Jan Arogya Bima Insurance plan cannot be purchased online. The subscriber must contact his nearest New India Assurance office agent or agent to fill out the application form, pay the premium and purchase the policy.
Ans: The free look period offered under this policy is 15 days within which, the insured can return the policy if he is not satisfied with its terms and conditions.
Ans: The insurance company will settle any claim under this policy within 30 days after receipt of all essential claim documents.
Ans: This policy is subject to portability as per the guidelines issued by the IRDAI.
Ans: Any condition, ailment or disease for which the insured had signs and symptoms were diagnosed or treated within 48 months prior to the company's first policy.