Religare Care Global Plan

When it comes to providing comprehensive health coverage, Religare health insurance comes in handy in every possible manner. The policy with many variants is designed to cater to the different needs of individuals to ensure quality healthcare. Under its ‘Religare Care’ insurance, the insurer offers many variants, one of which is Care Global. The policy proves to be an ideal option for yourself and your policy. Here’s why!

Why should you buy Religare Care Global?

With Care, you can ensure followoing benefits that make the policy worth considering:

  • Annual health check-up facility for all covered policy members
  • Up to 150% No Claim Bonus with NCB Super
  • Care anywhere – Global Cover for 12 Critical Illnesses
  • Unique Unlimited Automatic recharge
  • Care is available with different add-ons to fulfil your every insurance needs
  • Unlimited ICU expense cover
  • Tax benefits to be enjoyed for the premium paid towards the plan
  • The policy comes with lifelong renewability

Religare Care Global Eligibility

  • Minimum Entry Age: 91 days
  • Maximum: No bar
  • Waiting period: 30 days
  • Waiting period for pre-existing illness: 48 months
  • Grace Period: 30 days

Scope of Cover under Religare Care Global

Feature Sum Insured OptionCare 6 (50/60/75 lakh)
In-patient Hospitalisation Up to the policy sum insured
Day Care Treatment Up to the policy sum insured
Pre-hospitalisation For 30 days
Post-hospitalisation For 60 days
Room Rent Single private room
ICU Charge No limit
Ambulance Cover Rs. 3000 per hospitalisation
Domiciliary Hospitalisation 10% of the sum insured
Health Check-up Available for all covered members
Organ Donor Cover Rs. 3,00,000
Care Anywhere Benefit Available
Maternity Benefit Up to Rs. 1,00,000
Recharge of Sum Insured Once in a policy term up to the sum insured
No Claim Bonus Yes
Second Opinion Available
Alternative Treatment Cover Up to Rs. 40,000

 

Religare Care Global Policy Exclusions

 The policy doesn’t cover the insured under below conditions:

  • If any claim arising out of an illness during the first 30 days of the policy, except accidental claims, will not be covered.
  • Claim arising for self-inflicted injury
  • Accident or injury due to the abuse of alcohol, intoxicants or drugs
  • Expenses incurred for treating AIDS/HIV
  • Claim arising due to war, warlike situations, foreign invasion, use of a nuclear weapon, riot, strike, criminal activity etc.
  • Pregnancy-related expenses, abortion, childbirth, miscarriage, and its consequences
  • Expenses of cosmetic surgery, mental disorder etc. are excluded
  • Congenital diseases

Religare Care Global Claim Process

Religare Care claim is a hassle-free process if you follow the right steps to claim it. To ensure a smooth claim settlement with the insurer, kindly follow the below claim steps:

  • Step 1: the first step is to inform the insurer. The Religare health insurance requires you to inform about a claim within 24 hours of hospitalisation. In case of a planned hospitalisation, it has to be notified 48 hours prior to the admission in the hospital.
  • Step 2: In case of a cashless claim, you can avail the Religare claim form which is called pre-authorisation letter from the insurance desk at the hospital. Submit the filled-in form along with an ID.
  • Step 3: You’ll get approval from the insurer regarding this if the insurer finds the claim legitimate. If not, either you’ll receive a query from the claim management team or your claim will be rejected. However, you can continue healthcare services by paying the expenses on your own and later file a reimbursement claim with the insurer.
  • Step 4: While filing a reimbursement claim, submit all the required documents along with the claim form including original bills, discharge summary, doctor’s report etc.
  • Step 5: The insurer upon receiving of the claim form will verify your case. It may approve or reject the claim. On approval, you will be compensated for the incurred amount up to a certain limit. If your claim gets rejected, the insurer will communicate the reason for rejection. You can also avail your insurance claims for everyday Care card and for OPD care.

Documents Required:

To claim your insurance, the following documents need to be furnished:

  • Religare Care Health Card
  • Pre-authorisation letter for cashless claim
  • Claim Form
  • Original Bills and receipts (reimbursement claim)
  • Identity Proof

*The insurer may ask for further documentation, as per the terms and conditions of the policy

Religare Care Global Health Insurance Renewal

The process of renewing Religare Care Global health insurance is very simple and quick. Even it can be done from the comfort of your home using your personal computer. All you need is an active net connection and a laptop or desktop. With online insurance, policy renewal is no more a tedious task that helps you avoid waiting in a long queue. By visiting the official website of the insurer, you can renew the policy in no time.

  • Go to the official website of the insurer
  • Click on the ‘Renewal’ option
  • Select the policy and provide necessary information such as policy number, name and contact no etc.
  • Calculate the premium online and compare
  • Pay through net banking or using debit or credit card
  • A renewal message will be sent upon the deduction of the amount from your account
  • You can download the soft copy of the policy, which is sent to your registered email ID.
Written By: PolicyBazaar - Updated: 09 January 2020
Average Rating
(Based on 23 Reviews)
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Religare Care Global Plan Reviews & Ratings
4.2 / 5 (Based on 23 Reviews)
(Showing Newest 15 reviews)
Raghav
Jalpaiguri, October 25, 2016
Great Insurance
My health insurance policy is great with great benefits. Policy coverage is high and the claims are easy to get because of on time service facilitated by the executives of the insurance company. The ambulance is facilitated for free at any location and it don't charge.
Sandeep
Nizamabad, October 06, 2016
Have Religare Insurance
Religare health insurance is fantastic which i bought in less price. Service is fast given by the company 24X7. Executives and staff members facilitate solutions to every query of the customer. Hospitals are providing ambulance to the patient at any location for free.
Manav
Kanpur, October 03, 2016
Manageable Health Policy
Got religare health insurance at very low price from good company which I can trust. Policy coverage is high and claims are easy to sanctioned with the help of executives and staff members of the company. Service is fast and on time with full security and trusted transactions.
Ashish
Mussorie, July 25, 2016
Religare Health Plan
I have health insurance plan from religare insurance. Policy coverage is fantastic and claims are easy to sanctioned. Service is fast facilitate by the executives and staff members. The accidental death benefits also inbuilt in the plan.
Vashisht
Korukonda, July 08, 2016
Health is Wealth
The health insurance i purchase is good which has less premiums. Service is fantastic, large number of hospitals are facilitating ambulance for free of cost. The online portal service is easy and simple to operate. Hassle free renewals and paperwork because of this service.
Vishali
Chaksu, June 24, 2016
Nice Plan For Health
My health insurance plan is good. The insurance policy provide's good and fast service which is from both side's i.e., insurance company and hospitals. The ambulance is there for help at any location but for free no additional charges for that. Policy coverage and claims are fantastic.
Yogesh
Delhi, June 23, 2016
Damn Good
Best health insurance plan which come's with great rewards. Service facilitate by executives and company members is supersonic and on time too. The hospitals are in good figure and providing great service which includes free service of ambulance for both sides. Good investment which gives full satisfaction.
Urvashi
Kota, June 23, 2016
Future Security
I have health insurance like everyone does. The policy is magnificent in benefits and in all the other things. The policy provides great service which is given by the staff of the company as well as hospitals faculty. Ambulance is also facilitate which is absolutely free of cost. Updates of the insurance policy is send to my email address. I like the terms and conditions which is very much reliable.
Ishani
Jammu, June 23, 2016
Health Care
In today's world, Everybody aware of health issues and all have some precautions for that like money saving or insurance. The most known method is health insurance. I also have one through nice insurer. The policy coverage is high and it come in very low premium. Service provided by you is fantastic. Huge number of hospitals are there for anytime assistance. Ambulance is for free of cost at any locations.
Patiyush
Chaksu, June 23, 2016
Service Is Good
Superb religare health insurance I have which need very low investment. The policy coverage is high and the claims are good which can be easily sanctioned due to quick service provided by the executives and the staff of the company. Around 90% Hospitals are there which working all days and night in the week. Ambulance is provided by the hospital which don't charge for the service. Perfect health insurance which keeps tension away.
Cheetna
Koregaon, June 22, 2016
Policy Coverage Is Good
My health insurance plan is come with many advantages like, the policy coverage is high ~87% and the claims are huge. Service is fast and on time, even internet service is easy to use due to simple interface. The hospitals are many so no problem for delay in treatment or more and the ambulance is facilitate by the hospitals absolutely free. Updates are mailed to my email address regularly.
Vaishali
Ghaziabad, June 22, 2016
Excellent Work
The religare health insurance plan is the policy I buy few month ago. I really appreciate your services which is given by the executives and staff members of the company. The heavy number of hospitals are there for facilitate the service to the policy owner. Ambulance is there for pick ups and drops at any locations, and no extra charges for that it includes already in the policy. The accidental death benefits is there for the owner of the policy.
Bhavya
Chandigarh, June 22, 2016
Quality Investment
I was searching a health insurance from a long time than I saw the religare health insurance plan on internet. I purchased it immediately in very low investment. The policy is good in many ways. Policy cover almost all the health problem and no extra money will spend on the treatment. The service facilitate by the executives is fantastic and behaviour is calm. Luckily got the awesome health insurance, happy to have you.
Nandini
Lucknow, June 22, 2016
Nice Health Policy
Finally got health insurance plan which I was searching for a long time. The insurance policy has many benefits with good returns. The policy coverage is high and the premium of the plan is low. The ambulance is provided through hospitals which doesn't charge for the ride. The large number of hospitals are there for full time service provided to patients. I like to invest my money on this great product.
Maalvika
Badlapur, June 22, 2016
Good Policy
My colleague advice me to take a health insurance plan. So I purchase it in low premium. The policy coverage is high and claims are good. The service is superb which given by the executives and company members and staff. The behaviour of the staff is also nice and calm nature. It is very much necessary to have a health insurance because anytime anyone needs it. The policy I have has good in web services too.
Lavanya
Vellore, June 21, 2016
Wonderful Policy
Fantastic health insurance plan I purchase from religare health insurance. The documentation is hassle free, no waiting in queue because of online portal services which is very easy and simple to access. The coverage is good, policy covers almost all the bills of medical emergency. Even the ambulance is not taking any extra charges for pick and drop, It already included in the policy. The service is awesome no doubt in that. Good policy, I like it.
Kanika
Nainital, June 21, 2016
Best Plan
Religare health insurance plan is one of the best plan for health insurance. The policy has many advantages like the ambulance is providing service at any location for free and the hospitals are huge in numbers so that the waiting or any inconvenience is not possible at all. The policy coverage is high approx. 90% and the claims are the best. Claiming procedure is easy due to fast service provided by the executives. I like the insurance policy which send me updates daily.
Jyoti
Jorhat, June 21, 2016
Perfect Policy
I have health insurance plan like everyone does in this insecure world. The policy has many benefits like the ambulance is facilitate at any location for free no extra charges. The large number of hospitals giving so good service to the patients. Claiming is the easiest part, hassle free documentation for any purpose. Even the web services are very good and easy to access. Good future investment which secure the risk of future problems regarding health as well as wealth.
Heemani
Pune, June 21, 2016
Fantastic Plan
My father gifted me religare health insurance plan on my last birthday. Honestly first I thought that it is waste of money and time but after reading the policy, I found the health insurance is really very effective and very beneficial. The premium is low and payback returns are high. Policy coverage is high and claims are good. Service is fast which provided by the staff members and even by the hospitals staff too. Ambulance is free of cost for pick and drops. I like my gift, thanks dad and religare for the insurance.
Geeta
Pondicherry, June 21, 2016
Awesome Policy
After long searching on internet I finally found the policy what I needed. Health insurance plan which has low premiums and the returns and benefits are many. Policy coverage is very good ~89% and the claims are even better. Claiming is easy because of fast service facilitate by the executives and staff members of the company. The updates regarding policy is mailed to my email address regularly. Really good job guys.
Devesh
Kalyan, June 21, 2016
Trustworthy
The health insurance plan of mine is the best. The premium is low and the policy coverage is high around 88%. Service is fast and on time which is given by staff of the company. Hospitals are giving best service for 24X7. Ambulance is also facilitate for free to customers. Good investment for future security. The behaviour of the staff members and executives is very nice with calm nature. I really like the plan.
Shushant
Deoli, June 21, 2016
Better Plan
My religare health insurance plan has many benefits like low premiums, Policy coverage is high ~87%. Ambulance is not taking any charges for giving service to customers. Huge number of hospitals are there for facilitating service at any locations. The claiming is easy and sanctioning it is very simple due to fast service facilitating by the executives and staff members. The investment is good, I like the insurance policy.
Aman
Gurgaon, June 21, 2016
Good
I purchase religare health insurance plan in low premiums. The policy coverage is high approx. 85% and claims are even better. The large number of hospitals are there for 24X7 service and availability to customers. Ambulance is also facilitate for free of cost, no extra charges for that. Good insurance policy, I like it.

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