*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Arogya Sanjeevani policy by Care Health is a standardised product that offers basic hospitalisation cover to the customers. The policy was commenced from April 01, 2020 and is provided by all the insurers including Care Arogya Sanjeevani Policy (Formerlly known as Religare Arogya Sanjeevani Policy) provider. The policy is ideal for those who cannot afford a higher premium and the coverage amount is between Rs 1 lakh and Rs 5 lakh. Check out what the Care Health Arogya Sanjeevani Policy has to offer:
Some of the prominent features of this policy are given below:
Sum Insured |
Rs 1 Lakh – Rs 5 Lakh |
Entry Age Minimum |
Individual- 5 years Floater- 1 member to be 18 years and 3 months for a child |
Entry Age Maximum |
Children: 24 years Adult: 65 years |
Policy Term |
1 Year |
Coverage |
Individual/Family Floater |
Members Covered |
Self, spouse, parents, children, parents-in-law |
Renewability |
Lifelong |
No Claim Bonus |
5-50% |
Care Health Arogya Sanjeevani offers compensation for the following medical expenses:
Care Health Arogya Sanjeevani health scheme does not cover the following medical expenses:
To ensure continuous comprehensive health insurance coverage for yourself and your family, make sure to renew your Arogya Sanjeevani policy on time. Policy renewal can be done online through Policy Bazaar’s website. Renewal premium payment can also be paid online using net banking, credit card, or debit card. And the three simple renewal steps are given below:
The claim procedure is usually the same as most of the health insurance companies, but sometimes it may vary. Aforementioned is the claim process for Care Health Arogya Sanjeevani Mediclaim policy –
Immediately intimate your insurer by sending a claim request. You need to inform within 24 hours in case of emergency hospitalization and for planned hospitalization, you need to intimate within 48 hours.
For cashless request for pre-authorization, follow the below mentioned process:
For claim reimbursement following documents needs to be submitted:
Ans: The policy is suitable for those who cannot afford to pay a higher premium. Can we purchase why people who are looking for a nominal sum insured of up to Rs 5,00,000. However, those who can pay a higher premium should opt for a minimum of Rs 10,00,000 health insurance policy to be able to meet the current medical inflation.
Ans: People between the age group of 18 and 65 years, can buy this plan. And children between the age group of 3 months and 25 years can be covered under the same plan.
Ans: Yes, co-payment of 5% applies to all the claims under Arogya Sanjeevani plan provided by Care Health Insurance (Formerly known as Care Health Health Insurance) company.
Ans: It is the time duration immediately after the policy purchase date. During this period, you cannot claim the medical expenses incurred on certain pre-determined diseases which existed before the date of policy purchase. So, after the completion of the waiting period, which varies from one insurer to another, you can file the claim up to the sum assured limit.
Ans: Care Health Insurance (Formerly known as Care Health Health Insurance) has tie up with more than 7400 hospitals where the insured person can avail cashless treatment facility. These are the hospitals that fall under the panel of the insurance provider, which means that the insurance company has a tie-up with them. You can avail cashless treatment in any of these panel hospitals.