Care Secure Personal Accident Insurance has been designed to cover the insured against accidents. It provides financial support to the policyholder’s family in case of accidental death or disablement. This comprehensive policy comes with several attractive benefits, including coverage for child’s education, reconstructive surgeries, fractures, burns and sudden disappearance of the policyholder.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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|Sum Insured||Rs 1 lakh to Rs 25 crore|
|Policy Tenure||1 year, 2 years, 3 years|
|Incurred Claim Ratio (2020-21)||55.15%|
|Claim Settlement Ratio (2019-20)||95.2%|
|Discount||5% family discount
Up to 10% multi-year policy discount
Here are some of the key benefits of buying a Care Secure Personal Accident Insurance plan:
Unlike regular health insurance plans, this Care accident insurance policy pays a death benefit to the family of the insured in case he/she dies in an accident.
Under this policy, the insurance company will pay for the education of the policyholder’s child in case of accidental death or permanent disability.
Contrary to all health insurance plans, this accident insurance policy does not come with any waiting period to raise an accidental claim.
In case the policyholder disappears after a mishap with a common carrier and cannot be located within one year, then the insurance company will pay compensation to the family.
Policyholders will get a loyalty benefit of 5% up to a maximum of 50% on each policy renewal. This benefit can be used to increase the sum insured for accidental death, permanent total disablement and permanent partial disablement covers.
The insurance company comes with more than 19,000 network hospitals where cashless hospitalization facilities can be availed.
The premium paid towards the Care Secure Personal Accident Insurance policy can be claimed for tax deductions under Sec 80D, Income Tax Act.
Check out the eligibility criteria to buy a Care Secure Personal Accident Insurance plan:
|Minimum Entry Age||Adult – 18 years
Child – 91 days
|Maximum Entry Age||Adult – 70 years
Child – 24 years
|Relationships Covered||Spouse, children, parents, siblings, parents-in-law, grandparents, grandchildren, uncle, aunt, nephew and niece|
The Care Secure Personal Accident Insurance plan comes in six types:
The following coverage is available under the Care Secure Personal Accident Insurance plan:
The Care Secure Personal Accident Insurance plan does not cover the following medical expenses:
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