Care Plus Health Insurance is a comprehensive health insurance plan that covers people of all ages without any upper age limit. This plan by Care Health Insurance Limited offers a wide range of new-age benefits to individuals and families along with renewal benefits for people above 40 years of age.
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Take a look at some of the key features and benefits of buying a Care Plus Health Insurance plan below:
|Coverage||Individual and Floater|
|Sum Insured||3 lakh, 5 lakh, 7 lakh, 10 lakh, 25 lakh|
|Pre-policy Medical Check-up||Not required up to 65 years of age|
|Policy Tenure||1/2/3 years|
|Pre-existing Diseases Waiting Period||3 years|
|Discount||5% Digital Discount,
5% & 10% Family Discount
7.5% & 10% Tenure Discount
10% Early Bird Discount (for people above 40 years if enrolled before 36 years)
The following coverage is included under the Care Plus Health Insurance plan:
The following medical expenses are excluded under the Care Plus Health Insurance plan:
The above-listed exclusions are not complete. Get the complete list of exclusions by referring to the policy documents of Care Plus Health Insurance.
Take a look at the eligibility criteria to buy a Care Health Insurance policy in the table below:
|Minimum Entry Age||Individual Cover – 5 years
Floater Cover – 91 days
|Maximum Entry Age||Adult - Lifelong
Children – 24 years
|Exit Age||Adult – No exit age
Children – 25 years
|Maximum Number of Family Members||6 family members|
Ans: The following waiting periods are applicable under the Care Plus Health Insurance plan:
Ans: No, a child cannot continue under the Care Plus health insurance policy after attaining the age of 25 years. However, he/she can get ported to an individual policy with a separate sum insured amount at the time of renewal.
Ans: You can only add your newly-wedded spouse and newborn baby to your Care Plus health insurance policy in between the policy tenure.
Ans: You can avail early bird discount of 10% under Care Plus health insurance policy during policy renewals after turning 40 years old, provided you had purchased the policy before the age of 36 years.
Ans: The Care Plus health insurance policy comes with an inflation shield benefit that enhances the sum insured cumulatively during policy renewal based on the inflation rate of the previous year.
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