When it comes to offering health insurance coverage for senior citizens, Care health insurance plans are worth your considerations. The insurer offers Care Health for Senior Citizens Insurance Policy, tailored for the financial protection of the elderly in medical emergencies with the freedom to access quality healthcare facilities.
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One can buy Care Health for Senior Citizens for a safety net that provides the policyholders with a choice of Individual and Floater cover and a range of Sum Insured to suit their budget. The insured can also receive cashless treatment in more than 11,000 network hospitals, with 24/7 claim support.
The primary coverage in the Care Health for Senior Citizens is custom designed to suit the healthcare needs of the elderly people, who are vulnerable to various age-related illnesses. Accordingly, the major scope of coverage is detailed below.
The Care Health Insurance for Senior Citizens provides a wide range of facilities to the elderly insured, customized to their needs. The indicative list of inclusions is listed below:
Before deciding to buy Care (Formerly known as Religare) Health Insurance for Senior Citizens, it makes sense to scan for the policy's exclusions to ensure a seamless claim experience. The list mentioned below is not exhaustive, but only indicative. It is wise to refer to the policy document for a comprehensive list of exclusions.
Care for Senior Citizens Plan provides a host of redeeming features that are considered essential for the insured's quality healthcare.
The eligibility criteria to buy this policy are mentioned below:
Type |
Individual Basis or Floater |
Minimum Entry Age |
61 years |
Maximum Entry Age |
No limit Lifelong policy renewability |
Number of people covered |
Individual, spouse and dependent children up to the age of 25 years |
Residential Status |
Residents of India, including citizens & permanent residents |
The insured are eligible to cancel the purchase of the Care (Formerly known as Religare) for Senior Citizens Insurance Policy within the stipulated periods defined in the Free Look Policy of the Insurer. Refund of the premium is subject to applicable rules with deduction of pro-rata premium and incidental charges.
Ans: Several procedures and surgeries are covered within specified amount limits. They are listed below, but it is prudent to refer to the policy document for exhaustive details.
Ans: Yes, the policy can be purchased online at the Insurer Portal with their assistance.
Ans: The insured can opt for additional co-payment up to 20% over and above the mandatory rule in the policy.
Ans: Yes, only if there is no claim for consecutive five years.
Ans: The permissible grace period is 30 days after the policy premium payment due date.