Care Health Insurance for Individuals

Individual health insurance is preferable by people who are looking for cost-effective and comprehensive insurance cover.  Depending on the type of the medical insurance plan that has been selected, the coverage is extendible to the family of the individuals. Care Individual health insurance plan is designed to meet your individual and family health care needs. You can choose from the below- mentioned plans that are categorized based on the sum insured –

  • Care 3 ( 4 Lac ) Super Saver Plan
  • Care 4 (5,7,10 Lacs) Elite Plan
  • Care 5 (15,20,25,30,40 Lacs) Elite Plus Plan
  • Care 6 (50,60,75 Lacs) Global Plan
  • Care 7 (1,2,3,6 Cr) Global Plus

Have a look at some of the policy coverage benefits and features below-

Features of Care Individual Health Insurance Plan

  • Annual health checkup benefits are offered to the insured
  • No pre-medical screening required up to 45 years of age and if your sum insured is less than Rs 15 Lakh
  • Daycare treatment expenses are covered in case of some specific diseases
  • Automatic reinstatement of the sum insured
  • Tax Saving benefits under Sec 80 D of the IT Act
  • The insurer has really promising customer health insurance reviews
  • 20% of co-payment applies to the applicants who are 61 years or above

Eligibility Criteria

The minimum age criterion to buy care health insurance for individuals is 91 days and there is no maximum entry age bar. The policy is easily renewable for a lifetime.

Care Individual Health Insurance Plan Inclusions

  • In patient hospitalization cover including single private room upgradable to the next level
  • Pre-hospitalization and post-hospitalization cover along with follow-up consultations with the
  • doctor
  • Companion benefits are provided in case hospitalization exceeds 10 days
  • Room charges and ICU charges cover
  • Emergency ambulance cover is provided
  • Domiciliary hospitalization expenses
  • Organ donor expenses are covered as well
  • Dialysis treatment expenses can be claimed
  • Special add-on cover for global coverage is a one of its kind benefit

Exclusions of Care Individual Health Insurance Plan

  • Pre-existing ailments before 2 years
  • Any claim arising for treatment in the initial 30 days from the policy inception date, unless it is an accidental case
  • OPD treatments
  • Treatment for HIV/AIDS infection
  • Treatment required for drug overdose and alcohol consumption
  • Self-inflicted injuries, mental disorder and suicidal attempts
  • Congenital diseases
  • Cost of IVF and Infertility treatments
  • Pregnancy complications

Care (formerly known as Religare) is one of the most trusted health insurance companies among the customers as per our customer health insurance reviews. To seek support and insurance related assistance you can speak to our health insurance customer care representatives.

Written By: PolicyBazaar - Updated: 06 October 2020
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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
 
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