Royal Sundaram Critical Illness Policy

Insurer Highlights

People trust Policybazaar^
6.7 crore
Registered consumers
51
Insurance partners
3.4 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform

0%

Find affordable plans from Royal Sundaram Critical Illness Policy

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium
      Advantages of entering an International Number
      Prompt connectivity
      Find the right plan in under 20 minutes
      Get best discounts
      Ensure smooth issuance

      Royal Sundaram Critical Illness Policy

      Royal Sundaram Critical Illness plan provides a Lumpsum amount in any of the critical illnesses.  A critical illness is a medical condition that needs long-term and ongoing monitoring, examinations, medical check-ups, and tests. And the disease is likely to come back. Royal Sundaram Lifeline health insurance plan provides critical illness cover to be able to meet the cost of treatment of such dreadful diseases and the details are given below:

      Read More

      Royal Sundaram Health Insurance at a Glance:

      Key Features

      Highlights

      Network Hospitals

      3000+

      Incurred Claim Ratio (2018-19)

      61%

      Renewability

      Lifelong

      Waiting Period

      3 years

      Policy Tenure Options

      1,2,3 years

      Restoration of Sum Insured

      Up to the base sum insured

      Grace Period

      30 days

      No-claim-Bonus

      In some plans the No-claim-bonus is 10% to 50% and in some plans, it ranges from 10% to 100%

      Daycare procedures

      Up to 200

      Vaccination Charges

      In case of animal bite

      Features and Benefits of Royal Sundaram Critical Illness Policy

      The key benefits and features under the Royal Sundaram Critical Illness policy are given below:

      • Entry age criteria:  91 days to 65 years
      • Members who can be covered: Self, spouse, and financially dependent children between the age group of 91 days and 25 years. For dependent children renewal is possible up to the age of 25 years
      • Income-tax Benefits: The premium paid under this critical illness plan is eligible for tax benefits u/s 80D of the Income-tax Act
      • In-house Claim Settlement- Royal Sundaram General Insurance provides in-house settlement of your health insurance claims.
      • 90-days Waiting Period- The critical illness cover for a specified illness is provided after completion of 90-days of the waiting period
      • Sum Insured- The sum insured amount in the Royal Sundaram Supreme is Rs 5 lakh to Rs 100 lakh and in the Royal Sundaram Elite plan it is Rs 25 lakh to Rs 150 lakh

      Coverage Provided under Royal Sundaram Critical Illness Policy

      Royal Sundaram critical illness policy provides critical illness cover for the following list of diseases:

      Critical Illness List on their First Diagnosis:

      • Cancer of specified severity
      • Kidney Failure that requires regular dialysis
      • Permanent symptoms of multiple Sclerosis
      • Bone marrow/major heart transplant
      • Open Chest CABG
      • Third-degree Burns
      • Open heart surgery to repair heart valves
      • First heart attack of specified severity

      Overseas treatment for 11 specified Critical illnesses under the Royal Sundaram Lifeline Elite plan is given below:

      • Cancer of Specified Severity
      • Coma of Specified Severity
      • Kidney Failure that needs Dialysis
      • Specified Severity First Heart Attack
      • Stroke with Permanent Symptoms
      • Repair of Heart Valves or Open Heart Replacement
      • Major Organ/Bone Marrow Transplant
      • Open Chest CABG
      • Permanent Limbs Paralysis
      • Permanent symptoms of Motor Neurone Disease
      • Persisting Symptoms  of Multiple Sclerosis

      If you want to buy critical illness health insurance then Royal Sundaram critical illness health insurance with the critical illness coverage benefits is a suitable choice for you. For more details regarding this health insurance plan, you can write to us at care@policybazaar.com or chat with us online.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      book-home-visit

      Health insurance Articles

      • Recent Article
      • Popular Articles
      17 Jul 2024

      Does Care Health Insurance Cover Dengue...

      Every year, we look forward to the monsoon to escape the heat, but

      Read more
      16 Jul 2024

      Does ICICI Lombard Health Insurance Cover Dengue...

      As the monsoon season arrives, the risk of vector-borne diseases

      Read more
      15 Jul 2024

      Does Star Health Insurance Cover Dengue...

      In India, the high incidence of vector-borne diseases like dengue

      Read more
      01 Jul 2024

      Surgeries Covered Under ICICI Lombard Health...

      Life can throw unexpected medical emergencies your way, making

      Read more
      27 Jun 2024

      Is LASIK Surgery Covered by ICICI Lombard Health...

      Waking up with a clear vision is a dream for many. LASIK surgery

      Read more

      How to Apply for Ayushman Bharat Pradhan Mantri...

      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal

      Read more

      How Senior Citizens can save Tax with Medical...

      Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income

      Read more

      10 Major Benefits of Ayushman Bharat Yojana

      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      10 New IRDAI Health Insurance Guidelines in 2024

      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL