Royal Sundaram Critical Illness Policy

Royal Sundaram Critical Illness plan provides a Lumpsum amount in any of the critical illnesses.  A critical illness is a medical condition that needs long-term and ongoing monitoring, examinations, medical check-ups, and tests. And the disease is likely to come back. Royal Sundaram Lifeline health insurance plan provides critical illness cover to be able to meet the cost of treatment of such dreadful diseases and the details are given below:

Read More

Royal Sundaram Critical Illness Policy

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Royal Sundaram Health Insurance at a Glance:

    Key Features


    Network Hospitals


    Incurred Claim Ratio (2018-19)




    Waiting Period

    3 years

    Policy Tenure Options

    1,2,3 years

    Restoration of Sum Insured

    Up to the base sum insured

    Grace Period

    30 days


    In some plans the No-claim-bonus is 10% to 50% and in some plans, it ranges from 10% to 100%

    Daycare procedures

    Up to 200

    Vaccination Charges

    In case of animal bite

    Features and Benefits of Royal Sundaram Critical Illness Policy

    The key benefits and features under the Royal Sundaram Critical Illness policy are given below:

    • Entry age criteria:  91 days to 65 years
    • Members who can be covered: Self, spouse, and financially dependent children between the age group of 91 days and 25 years. For dependent children renewal is possible up to the age of 25 years
    • Income-tax Benefits: The premium paid under this critical illness plan is eligible for tax benefits u/s 80D of the Income-tax Act
    • In-house Claim Settlement- Royal Sundaram General Insurance provides in-house settlement of your health insurance claims.
    • 90-days Waiting Period- The critical illness cover for a specified illness is provided after completion of 90-days of the waiting period
    • Sum Insured- The sum insured amount in the Royal Sundaram Supreme is Rs 5 lakh to Rs 100 lakh and in the Royal Sundaram Elite plan it is Rs 25 lakh to Rs 150 lakh

    Coverage Provided under Royal Sundaram Critical Illness Policy

    Royal Sundaram critical illness policy provides critical illness cover for the following list of diseases:

    Critical Illness List on their First Diagnosis:

    • Cancer of specified severity
    • Kidney Failure that requires regular dialysis
    • Permanent symptoms of multiple Sclerosis
    • Bone marrow/major heart transplant
    • Open Chest CABG
    • Third-degree Burns
    • Open heart surgery to repair heart valves
    • First heart attack of specified severity

    Overseas treatment for 11 specified Critical illnesses under the Royal Sundaram Lifeline Elite plan is given below:

    • Cancer of Specified Severity
    • Coma of Specified Severity
    • Kidney Failure that needs Dialysis
    • Specified Severity First Heart Attack
    • Stroke with Permanent Symptoms
    • Repair of Heart Valves or Open Heart Replacement
    • Major Organ/Bone Marrow Transplant
    • Open Chest CABG
    • Permanent Limbs Paralysis
    • Permanent symptoms of Motor Neurone Disease
    • Persisting Symptoms  of Multiple Sclerosis

    If you want to buy critical illness health insurance then Royal Sundaram critical illness health insurance with the critical illness coverage benefits is a suitable choice for you. For more details regarding this health insurance plan, you can write to us at or chat with us online.


    Health insurance articles

    Recent Articles
    Popular Articles
    Monkeypox: Dos and Don’ts of the Disease That You Should Know

    15 Sep 2022

    Monkeypox has slowly and steadily spread to more than 85 countries...
    Read more
    Why is It Important to Disclose Pre-existing Diseases to Your Insurer?

    06 Sep 2022

    As we grow old, the chances of developing a disease or a medical...
    Read more
    Benefits of Multi-Year Health Insurance Plans

    25 Aug 2022

    Ever since COVID-19 entered our lives, health insurance has come...
    Read more
    Does Health Insurance Cover Monkeypox?

    25 Jul 2022

    Monkeypox is the latest disease to make its way to India while we...
    Read more
    List of Diseases Covered by Bajaj Allianz Health Insurance Plans

    05 Jul 2022

    Barely any person has remained unaffected due to rising health...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
    Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    Best Health Insurance Plans for Senior Citizens in 2022
    Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance...
    Read more

    Download the Policybazaar app
    to manage all your insurance needs.