*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Royal Sundaram Critical Illness plan provides a Lumpsum amount in any of the critical illnesses. A critical illness is a medical condition that needs long-term and ongoing monitoring, examinations, medical check-ups, and tests. And the disease is likely to come back. Royal Sundaram Lifeline health insurance plan provides critical illness cover to be able to meet the cost of treatment of such dreadful diseases and the details are given below:
Key Features |
Highlights |
Network Hospitals |
3000+ |
Incurred Claim Ratio (2018-19) |
61% |
Renewability |
Lifelong |
Waiting Period |
3 years |
Policy Tenure Options |
1,2,3 years |
Restoration of Sum Insured |
Up to the base sum insured |
Grace Period |
30 days |
No-claim-Bonus |
In some plans the No-claim-bonus is 10% to 50% and in some plans, it ranges from 10% to 100% |
Daycare procedures |
Up to 200 |
Vaccination Charges |
In case of animal bite |
The key benefits and features under the Royal Sundaram Critical Illness policy are given below:
Royal Sundaram critical illness policy provides critical illness cover for the following list of diseases:
Critical Illness List on their First Diagnosis:
Overseas treatment for 11 specified Critical illnesses under the Royal Sundaram Lifeline Elite plan is given below:
If you want to buy critical illness health insurance then Royal Sundaram critical illness health insurance with the critical illness coverage benefits is a suitable choice for you. For more details regarding this health insurance plan, you can write to us at care@policybazaar.com or chat with us online.
Yes, Royal Sundaram health insurance provides critical illness cover in its Lifeline insurance plan. You can get critical illness cover under the Supreme and Elite variants.
Yes, critical illness cover is provided under the Royal Sundaram lifeline insurance policy.
In today’s time, a policy like Royal Sundaram Lifeline Elite health insurance that provides a sum insured up to Rs 100 lakh is useful in meeting the cost of critical illness treatments in India and abroad.