Star Health and Allied Insurance Company offers health insurance plans with critical illness cover. There are three types of products that offer critical illness cover. One is Star Criticare plus Insurance policy, Star Cancer Care Gold (Pilot Product), and Star Cardiac Care Policy. The details of Star health insurance plans with critical illness cover are given below:
|Claim Settled within 2 hours||90%|
|Pre-existing diseases waiting period||4 years|
|Incurred Claim Ratio*||63%|
Star Criticare plus insurance policy covers 9 specified critical illnesses. The payment is made in lump sum upon diagnosis of a critical illness. Individuals between the age group of 18 years and 65 years can buy this critical illness policy.
Star critical illness plan compensates medical expenses incurred on 9 critical illnesses:
Star Cardiac Care is a critical illness plan that covers treatments related to cardiac diseases. The coverage benefits are offers after the completion of the waiting period of 90 days, which does not apply for renewals.
Someone who has just been diagnosed with Cancer or has already completed treatment can get insured under this cancer insurance policy. If you got cured of Cancer you may still be incurring medical expenses for other illnesses and the expenses can be claimed under this Star Cancer Care Gold health insurance plan.
For more details about Star critical illness health insurance plans, you can speak to our healthcare experts. They will take you through all the critical illness plans that are listed so that you can buy a policy that works best in your interest.