Care Critical Illness Insurance Plans

Care critical illness policies cover millions of people who are battling serious health conditions like cancer, cardiovascular ailments, kidney failure, stroke, and likewise. Care Health Insurance Company provides three health insurance plans that cover different critical illnesses. You can select from a heart insurance policy, cancer insurance policy, and critical illness policy. Read on to know the plans in detail.

Features	Specifications
Hospital Network	7400+
Incurred Claim Ratio ( 2018-2019)	55%
Claim Settlement Ratio	95%
Waiting Period specified for Pre-existing disease(s)	4 years
Policy Renewability	Lifetime renewal
Total Claim Paid	7lakh+

Care Heart Insurance Plan

Care heart is a heart insurance policy that offers insurance cover for cardiac ailments that have been diagnosed in the past. The policy also covers an individual who has undergone cardiac surgery or related medical procedures. Check out the policy features as given below:

It is a specific health insurance plan for cardiac patients within the age group of 5 years and 50 years
This critical illness plan is beneficial for people with pre-existing heart conditions
The policy covers day-care treatments, 30 days before and 60 days after hospitalization expenses
Coverage for alternative treatments like AYUSH hospitalization are also claimable
Annual heart health check-up facility is also provided
20% co-pay is applicable

Care Cancer Mediclaim Policy

Care cancer mediclaim is a cancer insurance plan that offers financial protection for people requiring cancer treatment. The treatment is quite expensive; therefore, this policy covers expenses incurred on the following:

In-patient hospitalization cover
Daycare treatment
Radiotherapy and chemotherapy
Organ donor cover
OPD expense cover
Second medical opinion
Alternative treatment cover

Care Critical Mediclaim Policy

This critical illness plan covers specified life-threatening diseases and acute illnesses, and taking medical treatment for them can create havoc with anybody’s bank balance. It offers comprehensive critical illness cover as listed below:

You can choose from a wider range of sum insured options from Rs 20 Lakh to Rs 200 lakh
If you are below 45 years of age, then you do not require pre-medical screening and anyone above the age of 18 years can buy this critical illness policy
Treatment for 32 critical illnesses like Cancer, Organ Transplant, Multiple Sclerosis, Heart Valve Replacement or repair, Aorta Graft Surgery, Coma, Third Degree Burns, Renal Diseases, Total Blindness, etc. are claimable
This critical illness policy sum insured include expenses incurred on ICU, Alternative treatment, daycare treatments, etc.

If you are thinking of buying any of the above-listed policies you can simply buy them online from our site. For more details, you can also speak to our customer care representatives.