New India Assurance Critical Illness Policy

There is no warning when it comes to critical illnesses and if someone is diagnosed with a critical illness, its treatment would cost a fortune. That’s why it becomes essential to get a critical illness policy in India. A critical illness plan is designed to cover the insured against life-threatening/critical diseases including cancer, heart attack, kidney failure, stroke, etc. New India Assurance Company has designed its critical illness plans to provide critical illness cover with the sum insured up to Rs 15 lakh and Cancer cover up to Rs 50 lakh.

Read More

New India Assurance Critical Illness Policy

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    New India Health Insurance at a Glance:

    Key Features

    Highlights

    Network Hospitals

    1200+

    Incurred Claim Ratio

    103.19

    Renewability

    Lifelong

    Waiting Period

    4 years

    1. New India Floater Mediclaim Policy

    If an insured person gets diagnosed with a critical illness during the policy term the insurer pays off 10% of the sum insured as an extra benefit in addition to the admissible claim. Check out the critical illness list under this plan:

    • Cancer
    • Open chest CABG
    • Heart attack of listed severity
    • Coma
    • Paralysis of limbs ( permanent)
    • Open Heart replacement
    • Major organ/bone marrow transplant
    • Kidney failure leading to dialysis
    • Stroke
    • Motor neurone disease
    • Multiple sclerosis

    The coverage benefits will be provided for hospitalization of more than 24 hours.

    2. New India Cancer Mediclaim Policy

    This critical illness policy by New India Assurance health insurance offers health cover for Cancer treatment. Any person who ages lesser than 70 years who have not been diagnosed with cancer or is not a possible cancer case can get insured under this critical illness plan. The insurer pays for various malignant conditions such as:

    • Malignant neoplasm of pharynx/ buccal cavity
    • Peritoneum and malignant neoplasm of digestive organs  
    • Malignant Neoplasm of breast/respiratory system/skin/bone/connective tissue

    The policy shall cover expenses incurred on Cancer treatment including inpatient/outpatient and daycare procedures. The policy shall cover the following conventional and advanced treatment costs as a part of the treatment:

    1. Radiotherapy

    2. Chemotherapy

    3. Proton Treatment

    4. Organ transplant required for Cancer treatment

    5. Onco-surgery

    6. Personalized/targeted therapy

    7. Hormonal Therapy

    8. Stem cell transplantation

    9. Immunotherapy

    10. Bone marrow transplantation

    Terms and Conditions

    If during the policy period, any Insured Person is diagnosed with Cancer for the first time and is in Stage IV or Advanced Metastatic Cancer, the New India Assurance Co. Ltd. will pay off 50% of the sum insured as Critical Care Benefit in addition to the permissible claim amount.

    The insured gets Cancer Care Benefit only once in the life during the policy term. Those with pre-existing diseases cannot get covered under this critical illness policy. Each payment made under this clause would be in addition to the policy coverage amount.

    To have a better understanding of critical illness cover you can speak to our medical insurance experts at 1800-208-8787 or write to us at care@policybazaar.com. We will get in touch with you and help you choose the right health insurance policy in India.

    Health insurance articles

    Recent Articles
    Popular Articles
    Monkeypox: Dos and Don’ts of the Disease That You Should Know

    15 Sep 2022

    Monkeypox has slowly and steadily spread to more than 85 countries...
    Read more
    Why is It Important to Disclose Pre-existing Diseases to Your Insurer?

    06 Sep 2022

    As we grow old, the chances of developing a disease or a medical...
    Read more
    Benefits of Multi-Year Health Insurance Plans

    25 Aug 2022

    Ever since COVID-19 entered our lives, health insurance has come...
    Read more
    Does Health Insurance Cover Monkeypox?

    25 Jul 2022

    Monkeypox is the latest disease to make its way to India while we...
    Read more
    List of Diseases Covered by Bajaj Allianz Health Insurance Plans

    05 Jul 2022

    Barely any person has remained unaffected due to rising health...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
    Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    Best Health Insurance Plans for Senior Citizens in 2022
    Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance...
    Read more

     
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL