Aditya Birla Critical Illness Plans

Aditya Birla critical illness provides critical plans offers health insurance coverage for life-threatening conditions.  The policyholder gets compensation for loss of income and the cost of treatment once diagnosed with a critical illness. The insurer provides critical illness cover with the various sum insured options.  With the Activ-Secure Critical illness plan, you can avail of treatment for 64 critical illness and get a maximum payout of 150% of the sum insured.

Aditya Birla Health Insurance at a Glance:

Key Features Highlights
Network Hospitals 8200
Incurred Claim Ratio 89.05
Renewability Lifelong
Additional Rider Benefit Available Available
Claims Settled 63000+

Aditya Birla Critical Illness Policy

Aditya Birla critical illness plans provide critical illness cover to all the major critical medical conditions. The minimum age criterion to buy health cover under this policy is 5 years for Plan 1 & 2, and 18 years for Plan 3. Critical insurance plans provided by Aditya Birla health insurance Company are mentioned below:

Aditya Birla Activ Secure Critical Illness Policy:

Activ Secure- critical illness plan is available in two variants:

  • The sum insured option can go up to Rs 1 Crore for enhanced protection
  • Plan 1- Financial protection is provided against 20 specific major illnesses such as kidney failure, heart attack, cancer, etc.
  • Plan 2- Financial protection is provided against 50 critical illnesses such as benign brain tumor, brain surgery, TB along with the 20 major illnesses included under Plan 1
  • Plan 3- This critical illness plan covers 64 life-threatening illnesses like pacemaker insertion, angioplasty, and hysterectomy, along with 50 illnesses that are covered under Plan 2
  • Wellness coach benefit can be used to recover faster
  • You can opt for a policy sum of 12 times of annual gross income of an earning member.
  • It is possible to enjoy coverage benefits even after claiming for one critical illness in their comprehensive plan
  • Add-on cover for a second medical opinion can be purchased

Aditya Birla Activ Secure- Cancer Secure Policy:

Aditya Birla Activ Secure Cancer policy is a smart health insurance plan that offers financial cover for cancer treatment to everyone who is 18 years and above. The policy offers the following benefits to the policyholders:

  • With this critical illness plan the insured can get financial support for 3-stages of cancer - Early, Major, and Advanced
  • Only 7 days of survival period is required to claim the sum insured amount for hospitalization expenses
  • On detection of the advanced stage of cancer 150% of the sum insured is provided by the insurer
  • The compensation includes 50% payout of the sum insured on detection of minor stage cancer, 100% payout for major stage cancer treatment, and 150% payout for hospitalization required for an advanced stage cancer.

So, if you are planning to buy a critical illness policy or cancer insurance policy from Aditya Birla Health Insurance Company, you can visit our website, compare the policy features, the sum insured, inclusions, exclusions, and premium, and make your decision. You can also seek assistance from our healthcare experts by writing on our chatbot or dialing the helpline number at 1800-208-8787.

Written By: PolicyBazaar - Updated: 15 April 2021
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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