About Tata AIG MediCare Select Plan
Tata AIG MediCare Select plan is a comprehensive health insurance policy that provides coverage for a wide range of diseases and medical conditions. It covers unlimited medical expenses once in the lifetime of the policy with the Infinity Advantage benefit. It also allows multi-year policyholders to access the entire sum insured anytime during the policy tenure with the Early Access benefit.

Tata AIG MediCare Select Plan: Key Highlights
Categories | Specifications |
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Sum Insured | ₹5 lakh to 1 crore |
Pre-Policy Medical Check-ups | Not required for up to 65 years and up to ₹50 lakh sum insured |
Pre-existing Diseases Waiting Period | 3 years |
Discounts | Up to 32% family floater discount 20% favourable experience discount 10% young family discount Up to 7.5% long-term discount 7.5% professional discount 5% multi-individual discount |
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Key Benefits of Tata AIG MediCare Select Plan




Tata AIG MediCare Select Plan Inclusions, Exclusions & Optional Cover
Inclusion of Tata AIG MediCare Select Plan may differ from one plan to another. Some of the inclusions that are common under all the policies are given below:
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In-patient TreatmentIt pays for the medical expenses incurred during hospitalization of 24 hours or more, including room rent, ICU charges and doctor's fees.
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Pre-Hospitalization ExpensesIt covers healthcare expenses incurred for up to 90 days before getting hospitalized.
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Post-Hospitalization ExpensesIt pays for the healthcare expenses incurred for up to 90 days after being discharged from the hospital.
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Day Care ProceduresIt covers the cost of availing day care treatments that do not require overnight hospitalization.
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Organ Donor ExpensesIt pays for the medical expenses of the donor for harvesting the donated organ for the organ transplant surgery of the insured.
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Domiciliary TreatmentIt covers the cost of availing domiciliary treatment at home for more than 3 days in case of the treating doctor's approval.
Exclusion of Tata AIG MediCare Select Plan may differ from one plan to another. Some of the inclusions that are common under all the policies are given below:
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OPD treatments
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Obesity and weight-control treatments
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Dietary supplements and substances
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Sterility and infertility
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Treatment for alcohol or drug addiction
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Plastic or cosmetic surgery
Optional Cover of Tata AIG MediCare Select Plan may differ from one plan to another. Some of the inclusions that are common under all the policies are given below:
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Consumables BenefitIt pays for the cost of consumables, such as cotton, syringes, gloves, etc., incurred by the insured during hospitalization.
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Maternity CareIt covers the medical expenses resulting from pregnancy, including delivery charges and delivery complications of a newborn baby. This maternity cover also pays for the first year vaccinations of the newborn baby.
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Reduction of Maternity Care Waiting PeriodIt reduces the waiting period for Maternity Care benefit from 2 years to 1 year.
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Infinite AdvantageIt covers the cost of in-patient treatment or day care procedures without any coverage limit once in the lifetime of the policy.
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Early AccessIt allows policyholders to access the entire sum insured for multi-year policies anytime during the policy period.
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Room Category SelectIt enables policyholders to change the eligible hospital room category from a single private room to any room, including a twin-sharing room.
In case of emergency we are just a call away. Take care of your family, we will do the rest. Our claim specialists will reach your location & complete the formalties from filing the claim to documentation to coordinating with insurer, TPA & hospital. Available in New Delhi and 114+ cities View cities list ›Policybazaar Claim Process
Tata AIG MediCare Select Plan: FAQs
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Q. Is Tata AIG MediCare Select cashless?
Ans: Yes. The Tata AIG MediCare Select plan offers cashless treatment facilities to its customers at all hospitals across India.
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Q. Does Tata AIG MediCare Select cover maternity?
Ans: Yes. The Tata AIG MediCare Select plan covers maternity expenses under the Maternity Care benefit. It also pays for delivery complications and first-year vaccinations of the newborn baby. However, the maternity coverage can be claimed after a waiting period of 2 years.
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Q. Which type of room category is covered under the Tata AIG MediCare Select plan?
Ans: The Tata AIG MediCare Select plan covers a single private hospital room category.
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Q. What is the advantage of selecting a policy with a duration of more than 1 year?
Ans: If one buys Aditya Birla Health Insurance for more than a year, one can save 7.5 % and 10% on the 2 and 3 years premium, respectively.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. What is a waiver of a mandatory co-pay cover?
Ans: This benefit is covered on payment of an additional premium. Therefore, any mandatory co-payment that is applicable under the Aditya Birla Activ Health Essential Plan will be waived off.
Tata AIG offers two types of claim settlements – cashless and reimbursement. Follow the steps to raise a claim:
- Find the nearest network hospital of Tata AIG
- Get admitted to the hospital
- Notify the insurance company about the hospitalization
- In case of pre-planned hospitalization, intimate the insurer before hospital admission.
- Fill up the pre-authorization form and submit it to the hospital staff
- The pre-authorization form will be sent to Tata AIG for approval.
- Once approved, obtain medical treatment.
- At the time of discharge, sign all the medical documents.
- Pay for the items/services not covered under the Tata AIG policy
- The network hospital will send the hospital bill to Tata AIG.
- After review, the insurance company will pay the bill amount directly to the network hospital.
- Inform the insurance company about the hospitalization
- In case of planned hospitalization, notify the insurer before hospital admission.
- Receive medical treatment
- At the time of discharge, pay the entire hospital bill in full.
- Collect all the medical documents, bills and payment receipts
Our Claim specialists in below cities will reach your hospital or home in 30 minutes to support your health insurance claim