*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The Universal Sompo Corona Rakshak Policy is designed to supplement health insurance coverage specific to COVID-19 infection. It is sensible to buy Universal Sompo Corona Rakshak Policy to receive a lump sum payout on a positive diagnosis of the COVID-19 infection, needing at least seventy hours of hospitalization following medical advice.
3½, 6 ½, 9 ½ (months)
Rs 50,000 to Rs 2,50,000
The minimum eligibility criteria to buy this policy are:
Minimum Entry Age
Maximum Entry Age
The Number of people covered:
Indian Citizens and Residents
The Universal Sompo Corona Rakshak Policy Health Insurance is a benefit type policy conceived to mitigate the emergent financial distress triggered by the COVID-19 crisis within the IRDAI formulated rules and regulations. The areas of coverage will be mentioned in the Policy Schedule.
The insured is entitled to receive 100% sum insured in a lump sum upon a Government-authorized testing center's positive diagnosis. The insured must compulsorily be hospitalized for a minimum of seventy hours following the medical advice of a qualified Medical Professional as per the norms prescribed by the Government of India's Ministry of Health and Family Welfare.
One can buy Universal Sompo Corona Rakshak Policy Health Insurance for the other family members for the benefit only cover delivered by the policy.
A claim for the benefit has to be notified to the Corporate Office using dedicated toll-free number or at their email address. The claim documents need to be submitted to their above-stated office for processing.
Since the focus is the COVID-19 crisis, buy Universal Sompo Corona Rakshak Policy Health Insurance only after evaluating if it fits the applicant's specific demands. Thus, knowing what is not covered in the policy becomes essential. The Corona Virus crisis specific policy has framed guidelines for conditions under which the claim cannot be raised to hold the insurer liable to pay. The following should be carefully considered by the insured to help raise a flawless claim.
The policy's coverage commences only after the expiry of the initial 15 days from the inception date. Claim raised for a positive COVID-19 diagnosis in this period is not considered by the insurer. The liability of the insurer during the waiting period is invoked only for accidental injury.
The benefit only Universal Sompo Corona Rakshak Policy terminates upon the sum insured's lump sum payout fulfilling the defined conditions.
The insurer has not specified any scope for cancellation of the policy. However, the policy terminates once the one-time benefit is paid.
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