Universal Sompo Hospital Cash Insurance Policy

(22 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Universal Sompo Hospital Cash Insurance Policy

      Universal Sompo Hospital Cash insurance covers out of pocket expenses incurred by the insured during accidental or sickness hospitalization. It provides financial assistance to the policyholder against incidental hospitalization expenses that are usually excluded under regular health insurance plans.

      Read More

      Universal Sompo Hospital Cash Policy Overview

      Universal Sompo Hospital Cash insurance policy provides a daily allowance to the insured for every day of hospitalization. It provides twice the hospital cash benefit amount in case the insured has been admitted to the Intensive Care Unit (ICU). It also offers a convalescence benefit in case the insured is admitted to the hospital for more than 21 days.

      The Universal Sompo Hospital Cash policy covers a hospital cash amount of Rs 500/1000/1500/2000/2500/3000 per day. It also comes with the hospital cash days of 15/30/45/60/90/180 days.

      Universal Sompo Hospital Cash Policy Eligibility Criteria

      Criteria

      Specifications

      Minimum Entry Age

      18 years

      06 months (children)

      Maximum Entry Age

      70 years

      25 years (children)

      Coverage

      Individual

      Hospital Cash Amount

      Rs 500/1000/1500/2000/2500/3000 per day

      Number of Hospital Cash Days

      15/30/45/60/90/180 days

      Pre-acceptance Medical Test

      Not required up to 55 years

      Policy Term

      1 year/ 2 years/ 3 years

      Pre-existing diseases waiting period

      4 years

      Discounts

      Long term policy discount, family discount

      Renewability

      Lifetime

      Key Features of Universal Sompo Hospital Cash Policy

      Here are some of the key features of the Universal Sompo Hospital Cash insurance policy:

      • It covers individuals as well as families.
      • It offers a daily cash allowance for each day of hospitalization.
      • It provides double hospital cash benefit in case of ICU admission.
      • It also offers a fixed convalescence benefit of Rs 10,000.
      • It provides tax exemption under section 80D of the Income Tax Act

      Inclusions of Universal Sompo Hospital Cash Policy

      The Universal Sompo General Insurance Company provides the following coverage under the Hospital Cash insurance policy:

      • Hospital Confinement Benefit - Offers daily cash allowance to the insured in case of hospitalization
      • Intensive Care Benefit - Offers double the hospital cash benefit amount in case the insured is admitted to the ICU
      • Convalescence Benefit - Offers a fixed amount of Rs 10,000 in case the insured is hospitalized for more than 21 days

      Exclusions of Universal Sompo Hospital Cash Policy

      The Universal Sompo Hospital Cash policy does not cover the following medical expenses:

      • Alternate treatment
      • Pregnancy & childbirth-related claims
      • Dental treatment or surgery
      • Intentional self-injury or suicide
      • Participation in adventure sports
      • Injury/hospitalization due to consumption of liquor, drugs or other intoxicants
      • Cosmetic or plastic surgery
      • Venereal disease
      • Injury due to war or nuclear perils

      The above list of exclusions is not exhaustive. Check the complete list of exclusions by referring to the Universal Sompo Hospital Cash policy brochure.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      book-home-visit
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Father’s Day 2024: Gift Your Father Health Insurance This Year

      14 Jun 2024

      Father’s Day is celebrated every year on the third Sunday of
      Read more
      Does SBI Health Insurance Cover Dental Treatments?

      05 Jun 2024

      SBI General Insurance Company provides comprehensive coverage
      Read more
      Does ICICI Lombard Health Insurance Cover Dental Treatments?

      05 Jun 2024

      ICICI Lombard General Insurance Company offers various health
      Read more
      Does Reliance Health Insurance Cover Dental Treatments?

      04 Jun 2024

      Dental insurance is crucial in safeguarding oral health as it pays
      Read more
      Does HDFC ERGO Health Insurance Cover Dental Treatments?

      22 May 2024

      HDFC ERGO General Insurance Company offers various health
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      10 New IRDAI Health Insurance Guidelines in 2024
      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL