BGauss Insurance

BGauss produces high-performance electric bikes, designed to be comfortable for both the rider and pillion. With an impressive 25km per charge range, its robust design can handle rough terrain, bumpy roads and harsh weather. It is therefore crucial to get a comprehensive BGauss insurance policy to secure your two-wheeler against the potential risks of personal accident, third-party cover, own-damage, natural calamity cover and fire damage.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    17+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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No paperwork required! Renew insurance in 60 seconds^

Plans starting at only @ ₹1.3/day*

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About BGauss

BGauss is one of the latest and a promising Electric Bike manufacturing brands, founded in 2020 by Hemant Kabra in Mumbai, India. Their commuter models are crafted for modern city life and emerging urban areas, built with zero-emission technology and committed to eco-friendly commuting. With sleek designs, impressive power, quick charging, and minimal maintenance, BGauss vehicles deliver both comfort and convenience for smoother everyday journeys. Their famous EVs include the BGauss C12i and RUV 350.

Popular BGauss Bike Models with Bike Insurance Price

BGauss Bike Models Zero Dep Cover (Add-on Cover)* Estimated BGauss Bike Insurance Price* (1+5 Bundled Policy)
BGauss C12 ₹804 ₹3,196
BGauss D15 ₹364 ₹4,224

*Disclaimer: BGauss insurance price tends to fluctuate depending on factors like IDV, make, model, ex-showroom price, zero depreciation, etc. Different insurers may quote different premium costs.

BGauss Bike Insurance Calculator

Calculate your premium for BGauss insurance online instantly with Policybazaar.com’s user-friendly bike insurance calculator. Just provide a few essential details to receive an exact quote in no time:

  • Bike’s Make, Model and Specifications
  • Year of Registration & RTO Zone
  • Ex-Showroom Price of the Bike
  • History of Claims (if any)

Coverage under BGauss Insurance

  • Inclusions
  • Exclusions

The BGauss insurance policy delivers comprehensive protection for your motorcycle, safeguarding against the following risks:

  • Covers legal liabilities for third-party injuries or property damage caused by accidents involving your insured motorcycle.
  • Shields your bike against damages from riots, vandalism, strikes, or other human-induced actions.
  • Secures your motorcycle against damage due to natural disasters, including earthquakes, floods, cyclones, and landslides.
  • Compensates for repair or replacement costs if your bike sustains damage in a road accident or collisions.
  • Offers financial protection in the event of bike theft or partial/total loss due to burglary.
  • Insures your motorcycle against any loss caused by fire incidents.

Despite its wide coverage, the BGauss insurance policy has certain exclusions:

  • Damage from intentional actions, negligence, or risks like civil unrest and nuclear hazards will not be covered.
  • If an accident occurs while the rider is under the influence of alcohol or drugs, the policy will be considered void.
  • This coverage does not include natural wear and tear or mechanical breakdowns due to routine usage.
  • Claims may be denied if necessary documents, such as a valid driver’s license, registration, insurance policy, or PUCC, are not provided at the time of claim.
  • If the policy has expired, claims will not be processed, so keeping your policy up to date is crucial.
  • Damages occurring while using the motorcycle beyond the policy’s geographical limits are not covered.

*Disclaimer: The above-mentioned are general inclusions-exclusions. Read your policy papers to understand the terms clearly.

BGauss Bike Insurance Add-ons

You can opt for multiple add-on/riders on Poliycybazaar.com to enhance your basic BGauss insurance policy:

  • No Claim Bonus (NCB) Protection Cover
  • Zero Depreciation Cover
  • Engine Protection Cover
  • Return-to-Invoice (RTI) Cover
  • 24/7 Roadside Assistance
  • Passenger Assistance Cover
  • Personal Accident Cover
  • Consumables Cover

How to Buy/Renew Your BGauss Insurance Online?

Getting insurance coverage for your BGauss bike or making a BGauss insurance policy is simple and convenient through Policybazaar.com. Just follow these easy steps:

Step 1: Visit the official website of Policybazaar Insurance Brokers Limited and navigate to 'Bike Insurance' in the 'Insurance Products' menu.

Step 2: For existing BGauss insurance renewals, input your two-wheeler's registration number in the empty field. If you’re insuring a newly purchased bike, select the 'Bought New Bike' option to proceed.

Step 3: Complete the form with all necessary details. Double-check your entries to ensure accuracy and avoid processing delays.

Step 4: Review and compare policy quotes from multiple insurers to find the best coverage option based on required protection type and budget.

Step 5: Pick the policy that meets your needs, whether it’s comprehensive coverage or third-party liability. You can also add extra protection with optional add-ons.

Step 6: Pay the premium using the secure online payment methods available. Once completed, your BGauss Insurance policy will be delivered via email, giving you instant coverage.

How to Claim BGauss Insurance Online?

If you need to file a BGauss insurance claim for accidental damage, follow these simple steps:

Step 1: Contact your insurer right away to report the accident or any damage to your motorcycle. Early notification ensures a faster claims process.

Step 2: The insurance company will assign a surveyor to inspect the damage on-site and provide an assessment.

Step 3: The surveyor will submit a detailed damage report to the insurer, which is essential for claim approval.

Step 4: Provide all necessary documents, such as your ID proof, completed claim form, driver's licence, pollution certificate and RC.

Step 5: Once the claim is verified, you can take your motorcycle to an authorised network garage for cashless repair services.

Step 6: For cashless claims, your insurer will pay the repair costs directly to the garage. If you use a non-network garage, you can pay for repairs yourself and submit the receipt for reimbursement, with funds sent to your registered bank account.

Documents Needed to File BGauss Insurance Claims

To ensure a smooth BGauss insurance claim process make sure you have the following documents handy:

  • Claim Form-completed & signed
  • Original BGauss Insurance Document
  • Registration Certificate (RC)
  • Driving License
  • FIR or Police Report (if relevant)
  • Estimate for Repairs
  • Photos of the Motorcycle Damage
  • Repair Invoice (if repairs have been completed)
  • No Objection Certificate (NOC) from the Financier (if applicable)

BGauss Insurance FAQs

  • Q1. Is a third-party cover included in the comprehensive BGauss insurance policy?

    Ans: Yes, third-party liability cover is included in the comprehensive BGauss insurance policy.
  • Q2. How should I raise the BGauss insurance claim for dent damages?

    Ans: You can raise a BGauss insurance claim under your own damage cover. If you do not have the proper coverage, your claim will not get processed. You can easily secure required coverages online on Policybazaar.com.
  • Q3. Can I skip insurance for my electric bike?

    Ans: No, you cannot skip insurance for your electric bike as it is a criminal offence. Electric bikes must be covered under the same type of coverage as fueled-powered bikes. You must get the mandatory third-party BGauss insurance policy for your BGauss electric two-wheeler.
  • Q4. Is the bike's RC mandatory to make BGauss insurance claims?

    Ans: Yes, providing the bike's RC is mandatory when filing claims for the BGauss insurance policy. RC or registration certificate is an official document issued by the Regional Transport Office (RTO) of India that validates the bike's ownership and mentions the location and year of registry. Without this, your claims will be invalidated.

Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Average Rating
(Based on 793 Reviews)

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Insurance Reviews & Ratings

4.7 / 5 (Based on 793 Reviews)
(Showing Newest 10 reviews)
Raghav
Delhi, August 30, 2024
True Saviour
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Mayur
Ludhiyana, August 30, 2024
Natural Disaster Coverage
My bike was damaged during heavy rains and flooding in my area. I thought I would have to bear the cost, but on contacting the Policybazaar agent, I learned my SBI Bike Insurance covered the damages. The claim process was hassle-free.
Vinay
Agra, August 30, 2024
Quick Response
I had a misfortune incident when someone tried to steal my bike. Luckily, I learned about it, but the bike was damaged in the process. I filed a claim with my insurance, and the Policybazaar team handled everything quickly. The repair costs were covered, and I didn't have to worry about a thing with Digit Two Wheeler Insurance.
Nilesh
Phagwara, August 30, 2024
Simple Process
I recently purchased HDFC ERGO Two Wheeler Insurance through Policybazaar. I must say, the process is really simple and easy. Highly recommended.
Varun
Pune, August 30, 2024
All time Assistance
Working late one night, I had an accident on my return home. I called the bike insurance helpline number, and thankfully, they were available all time. I am really happy that I took the ICICI Lombard Two Wheeler plan through Policybazaar.
Sohail
Thane, August 30, 2024
Good Experience
I am really happy that I purchased TATA AIG Bike Insurance through Policybazaar. I was able to get the full claim when the bike was damaged in an accident. Thank you!
Pankaj
Mumbai, August 30, 2024
Timely Payout
With Kotak Mahindra Bike Insurance, I was able to get the timely payout when my bike was stolen. I could get a new bike without any financial stress.
Bhavesh
Lucknow, August 30, 2024
Covered Repair Costs
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Nihal
Jharkhand, August 30, 2024
Big Relief
I had an accident when I was returning from my office. My bike was severely damaged. I'm really happy that the insurance covered all the repair costs, and I didn’t have to spend a penny from my pocket.
Rahul
Merath, August 30, 2024
Great Customer Support
I was unsure about the coverage options for my two wheeler but the customer service team at Policybazaar was very patient and helpful in answering my questions. They guided me through the process, and I’m now insured with National Two-Wheeler Insurance. It was a smooth experience from start to finish!

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in