What is BGauss Insurance
BGauss produces high-performance electric bikes, designed to be comfortable for both the rider and pillion. With an impressive 25km per charge range, its robust design can handle rough terrain, bumpy roads and harsh weather. It is therefore crucial to get a comprehensive BGauss insurance policy to secure your two-wheeler against the potential risks of personal accident, third-party cover, own-damage, natural calamity cover and fire damage.
About BGauss
BGauss is one of the latest and a promising Electric Bike manufacturing brands, founded in 2020 by Hemant Kabra in Mumbai, India. Their commuter models are crafted for modern city life and emerging urban areas, built with zero-emission technology and committed to eco-friendly commuting. With sleek designs, impressive power, quick charging, and minimal maintenance, BGauss vehicles deliver both comfort and convenience for smoother everyday journeys. Their famous EVs include the BGauss C12i and RUV 350.
Popular BGauss Bike Models with Bike Insurance Price
| BGauss Bike Models | Zero Dep Cover (Add-on Cover)* | Estimated BGauss Bike Insurance Price* (1+5 Bundled Policy) |
| BGauss C12 | ₹804 | ₹3,196 |
| BGauss D15 | ₹364 | ₹4,224 |
*Disclaimer: BGauss insurance price tends to fluctuate depending on factors like IDV, make, model, ex-showroom price, zero depreciation, etc. Different insurers may quote different premium costs.
BGauss Bike Insurance Calculator
Calculate your premium for BGauss insurance online instantly with Policybazaar.com’s user-friendly bike insurance calculator. Just provide a few essential details to receive an exact quote in no time:
- Bike’s Make, Model and Specifications
- Year of Registration & RTO Zone
- Ex-Showroom Price of the Bike
- History of Claims (if any)
Coverage under BGauss Insurance
- Inclusions
- Exclusions
The BGauss insurance policy delivers comprehensive protection for your motorcycle, safeguarding against the following risks:
- Covers legal liabilities for third-party injuries or property damage caused by accidents involving your insured motorcycle.
- Shields your bike against damages from riots, vandalism, strikes, or other human-induced actions.
- Secures your motorcycle against damage due to natural disasters, including earthquakes, floods, cyclones, and landslides.
- Compensates for repair or replacement costs if your bike sustains damage in a road accident or collisions.
- Offers financial protection in the event of bike theft or partial/total loss due to burglary.
- Insures your motorcycle against any loss caused by fire incidents.
Despite its wide coverage, the BGauss insurance policy has certain exclusions:
- Damage from intentional actions, negligence, or risks like civil unrest and nuclear hazards will not be covered.
- If an accident occurs while the rider is under the influence of alcohol or drugs, the policy will be considered void.
- This coverage does not include natural wear and tear or mechanical breakdowns due to routine usage.
- Claims may be denied if necessary documents, such as a valid driver’s license, registration, insurance policy, or PUCC, are not provided at the time of claim.
- If the policy has expired, claims will not be processed, so keeping your policy up to date is crucial.
- Damages occurring while using the motorcycle beyond the policy’s geographical limits are not covered.
*Disclaimer: The above-mentioned are general inclusions-exclusions. Read your policy papers to understand the terms clearly.
BGauss Bike Insurance Add-ons
You can opt for multiple add-on/riders on Poliycybazaar.com to enhance your basic BGauss insurance policy:
- No Claim Bonus (NCB) Protection Cover
- Zero Depreciation Cover
- Engine Protection Cover
- Return-to-Invoice (RTI) Cover
- 24/7 Roadside Assistance
- Passenger Assistance Cover
- Personal Accident Cover
- Consumables Cover
How to Buy/Renew Your BGauss Insurance Online?
Getting insurance coverage for your BGauss bike or making a BGauss insurance policy is simple and convenient through Policybazaar.com. Just follow these easy steps:
Step 1: Visit the official website of Policybazaar Insurance Brokers Limited and navigate to 'Bike Insurance' in the 'Insurance Products' menu.
Step 2: For existing BGauss insurance renewals, input your two-wheeler's registration number in the empty field. If you’re insuring a newly purchased bike, select the 'Bought New Bike' option to proceed.
Step 3: Complete the form with all necessary details. Double-check your entries to ensure accuracy and avoid processing delays.
Step 4: Review and compare policy quotes from multiple insurers to find the best coverage option based on required protection type and budget.
Step 5: Pick the policy that meets your needs, whether it’s comprehensive coverage or third-party liability. You can also add extra protection with optional add-ons.
Step 6: Pay the premium using the secure online payment methods available. Once completed, your BGauss Insurance policy will be delivered via email, giving you instant coverage.
How to Claim BGauss Insurance Online?
If you need to file a BGauss insurance claim for accidental damage, follow these simple steps:
Step 1: Contact your insurer right away to report the accident or any damage to your motorcycle. Early notification ensures a faster claims process.
Step 2: The insurance company will assign a surveyor to inspect the damage on-site and provide an assessment.
Step 3: The surveyor will submit a detailed damage report to the insurer, which is essential for claim approval.
Step 4: Provide all necessary documents, such as your ID proof, completed claim form, driver's licence, pollution certificate and RC.
Step 5: Once the claim is verified, you can take your motorcycle to an authorised network garage for cashless repair services.
Step 6: For cashless claims, your insurer will pay the repair costs directly to the garage. If you use a non-network garage, you can pay for repairs yourself and submit the receipt for reimbursement, with funds sent to your registered bank account.
Documents Needed to File BGauss Insurance Claims
To ensure a smooth BGauss insurance claim process make sure you have the following documents handy:
- Claim Form-completed & signed
- Original BGauss Insurance Document
- Registration Certificate (RC)
- Driving License
- FIR or Police Report (if relevant)
- Estimate for Repairs
- Photos of the Motorcycle Damage
- Repair Invoice (if repairs have been completed)
- No Objection Certificate (NOC) from the Financier (if applicable)
BGauss Insurance FAQs
-
Q1. Is a third-party cover included in the comprehensive BGauss insurance policy?
Ans: Yes, third-party liability cover is included in the comprehensive BGauss insurance policy. -
Q2. How should I raise the BGauss insurance claim for dent damages?
Ans: You can raise a BGauss insurance claim under your own damage cover. If you do not have the proper coverage, your claim will not get processed. You can easily secure required coverages online on Policybazaar.com. -
Q3. Can I skip insurance for my electric bike?
Ans: No, you cannot skip insurance for your electric bike as it is a criminal offence. Electric bikes must be covered under the same type of coverage as fueled-powered bikes. You must get the mandatory third-party BGauss insurance policy for your BGauss electric two-wheeler. -
Q4. Is the bike's RC mandatory to make BGauss insurance claims?
Ans: Yes, providing the bike's RC is mandatory when filing claims for the BGauss insurance policy. RC or registration certificate is an official document issued by the Regional Transport Office (RTO) of India that validates the bike's ownership and mentions the location and year of registry. Without this, your claims will be invalidated.
Two Wheeler Insurance Articles
- Recent Article
- Popular Articles
Understanding BaaS (Battery-as-a-Service) in...
The electric vehicle (EV) landscape in India has undergone a
Read more
Common Problems for Daily Bike Commuters in India...
Daily bike commuting in India is the most practical and
Read more
Total Loss or Constructive Total Loss in Bike...
When a bike suffers severe damage due to an accident, fire
Read more
Role of Surveyors in Two-Wheeler Insurance Claims
When a bike insurance claim is raised after an accident, theft
Read more
The Rise of AI and Data Analytics in Bike...
The bike insurance industry in India is transforming as
Read more
