Kotak Mahindra Health Insurance Network Hospitals

Kotak Mahindra Health Insurance comes with 3976+ network hospitals that provide cashless hospitalization facilities to its customers. They allow the insured to avail medical treatment at Kotak Mahindra Health Insurance network hospitals across India without paying the bill as it is settled by the insurance company.

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Kotak Mahindra Health Insurance

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      Claim Process of Kotak Mahindra Health Insurance

      Kotak Mahindra Health Insurance offers two types of claim settlements – cashless and reimbursement. Follow the steps to raise a claim:

      Cashless Process

      Step 1: Find network hospital
      • Find the nearest network hospital of Kotak Mahindra Health Insurance
      • Get admitted to the hospital
      Step 2: Inform Kotak Mahindra Health Insurance
      • Notify the insurance company about the hospitalization
      • In case of pre-planned hospitalization, intimate the insurer before hospital admission.
      Step 3: Get Pre-authorization
      • Fill up the pre-authorization form and submit it to the hospital staff
      • The pre-authorization form will be sent to Kotak Mahindra Health Insurance for approval.
      • Once approved, obtain medical treatment.
      Step 4: Hospital Discharge
      • At the time of discharge, sign all the medical documents.
      • Pay for the items/services not covered under the Kotak Mahindra Health Insurance policy
      Step 5: Claim settlement
      • The network hospital will send the hospital bill to Kotak Mahindra Health Insurance.
      • After review, the insurance company will pay the bill amount directly to the network hospital.

      Kotak Mahindra Health Insurance Reimbursement Claim Process:

      Step 1: Get Hospitalized
      Get admitted to a non-network hospital of Kotak Mahindra Health Insurance
      Step 2: Intimate the Insurance Company
      • Intimate Kotak Mahindra Health Insurance about the hospitalization
      • In case of planned hospitalization, inform the insurance provider before hospital admission.
      • Obtain medical treatment
      Step 3: Hospital Discharge
      • During discharge, pay the hospital bill in full.
      • Collect all the medical documents, hospital bills and receipts
      Step 4: Submit Documents
      Submit all the documents to Kotak Mahindra Health Insurance
      Step 5: Settlement of Claim
      After reviewing the documents, Kotak Mahindra Health Insurance will pay the claim amount

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