As per the opted Cigna TTK health insurance plan, an insured person can avail of the cashless medical treatment. The cashless medical facility offered by Cigna TTK health insurance network hospitals provides an easy access to hospitals with world-class amenities and that too without having to pay any cash upfront.
In order to avail planned cashless hospitalization in one of the Cigna TTK network hospitals, the insured must inform the company 3 days in advance. The health relationship managers will guide them in the next steps. If there is a need for an emergency hospitalization at any of the hospitals listed on the Cigna TTK Health Insurance Cashless Network Hospitals list, the insured can get in touch with Cigna TTK health insurance within 2 days of undergoing medical treatment.
Once the identification process for cashless hospitalization is over, the hospital would e-mail a pre-authorization request form to the insurance provider. The form will have patient details, such treatment expenses, medical history of the insured, etc. After the claim is authorized, a claims associate would help the insured with all the paperwork and other formalities. After that, the hospital will send the final request to Cigna TTK. Lastly, the claim will be assessed & settled.