ManipalCigna Network Hospitals

ManipalCigna comes with 7607+ network hospitals that provide cashless hospitalization facilities to its customers. They allow the insured to avail medical treatment at ManipalCigna network hospitals across India without paying the bill as it is settled by the insurance company.

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Manipal Cigna Health Insurance

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      Claim Process of ManipalCigna

      ManipalCigna offers two types of claim settlements – cashless and reimbursement. Follow the steps to raise a claim:

      Cashless Process

      Step 1: Find network hospital
      • Find the nearest network hospital of ManipalCigna
      • Get admitted to the hospital
      Step 2: Inform ManipalCigna
      • Notify the insurance company about the hospitalization
      • In case of pre-planned hospitalization, intimate the insurer before hospital admission.
      Step 3: Get Pre-authorization
      • Fill up the pre-authorization form and submit it to the hospital staff
      • The pre-authorization form will be sent to ManipalCigna for approval.
      • Once approved, obtain medical treatment.
      Step 4: Hospital Discharge
      • At the time of discharge, sign all the medical documents.
      • Pay for the items/services not covered under the ManipalCigna policy
      Step 5: Claim settlement
      • The network hospital will send the hospital bill to ManipalCigna.
      • After review, the insurance company will pay the bill amount directly to the network hospital.

      ManipalCigna Reimbursement Claim Process:

      Step 1: Get Hospitalized
      Get admitted to a non-network hospital of ManipalCigna
      Step 2: Intimate the Insurance Company
      • Intimate ManipalCigna about the hospitalization
      • In case of planned hospitalization, inform the insurance provider before hospital admission.
      • Obtain medical treatment
      Step 3: Hospital Discharge
      • During discharge, pay the hospital bill in full.
      • Collect all the medical documents, hospital bills and receipts
      Step 4: Submit Documents
      Submit all the documents to ManipalCigna
      Step 5: Settlement of Claim
      After reviewing the documents, ManipalCigna will pay the claim amount

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