Bajaj Allianz Health Insurance is one of the top health insurance providers in India. It has maintained a firm growth and profitability in the insurance sector. For 10 consecutive years, it has obtained an iAAA rating from ICRA (an Associate of Moody’s Investors Service).
The insurance provider has a network of over 5,000 hospitals and around 1,500 diagnostic clinics across India. Bajaj Allianz Health Insurance Network Hospitals provide 24x7 consultation on the issues related to claim settlement via their claims assistance cell.
The medical expenses borne by the insurer are deducted from the annual sum insured by your health insurance policy. Such cases are settled directly between Bajaj Allianz network hospitals and the insurance provider. However, this can be done only in the case where the treatment is covered by the policy.
In order to avail the facility of cashless treatment at a hospital that is on the Bajaj Allianz Health Insurance Network Hospital list, you must inform your insurance provider of the same. It is also necessary to present an identity proof (issued by the insurance company), which could be the health card issued by the insurer.