Bajaj Allianz Bike Insurance Claim

Bajaj Allianz General Insurance ensures the settlement of bike insurance claims in a seamless and hassle-free procedure. Bajaj Allianz bike insurance policyholders can get their claims settled in a digitized manner. The Insure is known to settle claims up to Rs 10,000 in a matter of 20 minutes only. You can also check your Bajaj Allianz bike insurance claim status on your mobile phone.

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How to File Bajaj Allianz Bike Insurance Cashless Claims?

Under a cashless claim, the policyholder does not have to pay for the entire amount to the repair workshop upfront. The procedure of cashless claim settlement under the Bajaj Allianz Bike Insurance Policy is given below: 

Step 1: Register the claim

In case of an unfortunate accident, the policyholder should immediately contact the insurance company and in case of an accident, you need to file an FIR with the police.

  • Provider the requisite details viz. description of the location, time of an accident, witnesses’ details, etc.
  • You can register the claim on the Insurer’s website or call them on their toll-free helpline number 1800-209-5858 or mail them at bagichelp@bajajallianz.co.in
  • You can also register the claim through Policybazaar Insurance Brokers Private Limited. You can contact the claim experts at Policybazaar at their toll-free number and email them at care@policybazaar.com
  • Once your claim is registered you will receive a notification on email 

Step 2: Damage Assessment

Post-registration of the claim, a surveyor is assigned by the insurer to visit the location of the mishap, inspect and assess the magnitude of the damages incurred by the two-wheeler on account of the accident. After the inspection, the two-wheeler is taken for necessary repairs.

You can also self-inspect and upload the pictures of your damaged vehicle along with the RC and your driving license

Step 3: Get the Bike Repaired

Post the inspection of the bike you can take it to the nearest garage. The insurance company may also arrange for the towing service, on request. 

Step 4: Claim Settlement

On completion of repairs, the garage will provide all the relevant invoices to the insurance company.  After the examination of the bills and the two-wheeler by the insurance company, the policyholder will have to pay the deductible and depreciation amount. The remaining amount will be directly paid to the network garage by the insurance company.

How to File Bajaj Allianz Bike Insurance Reimbursement Claim?

The policyholder needs to file claims for reimbursement of the expenses incurred at the repair workshop. This reimbursement process involves the following steps: 

Once you have registered the claim and damage assessment has been done the steps that you need to follow are given below: 

  • Take the two-wheeler to a garage of choice and pay for the repairs.
  • You need to send all the relevant invoice(s) and other requisite document(s) to the insurance company for the claim.
  • After verifying the details, the insurance company computes the reimbursement amount after factoring in all the deductibles and depreciation. The insurance company shall then disburse the final claim amount in your registered bank account.
  • In the event of a theft, the owner shall file a complaint in writing with the police and intimate the insurance company on the toll-free helpline number.
  • If the two-wheeler is not found within 90 days, the police should be asked to issue a Non-Traceable Report (which is an undertaking that they are still to find the two-wheeler) and hand over the report to the insurer.

List of Documents Required

The following is the list of documents that the policyholder needs to file for a bike insurance claim:

  • Claim Form
  • Receipts for Tax payments (as applicable)
  • Copy of Driving license
  • Registration Certificate or the  RC of the bike
  • Copy of Policy Document
  • Copy of Police FIR (First Information Receipt)
  • Original Repair bills

Common Bajaj Allianz Bike Insurance Claim Rejection Reasons

The insurance company may reject a claim under the following circumstances:

  • Delay in intimation about the mishap to the insurer
  • Registration of a fraud Claim
  • Driving without a license or under the influence of alcohol/drugs
  • Misinterpretation of facts
  • Act of negligence. 

Bajaj Allianz No Claim Bonus

The policyholder can avail of No Claim Bonus (NCB) for every claim-free year. This bonus is given as an incentive for safe driving by the insurance company and accumulates over a period. In the fifth consecutive year, the bonus increases to 50%.

If the policyholder decides to port the insurance policy to a different insurance company at the time of renewal or decides to sell the two-wheeler to purchase a new bike, the NCB gets transferred.

FAQs

Bajaj Allianz Bike Insurance Claim Reviews & Ratings

4.5 / 5 (Based on 68 Reviews)
(Showing Newest 25 reviews)
Divyansh
Kanpur, August 18, 2021
Renewal process
I am using Bajaj Allianz two wheeler policy since 2 years which i bought from policy bazaar. i have done renewal from home itself. i had received calls from the policy bazaar as a reminder of renewal. policy bazaar served their best service to their customers. overall had a great experience.
Ish
Nagpur, August 18, 2021
easy to compare
after looking many sites, i came to Policy Bazaar website and finally i got my plan here. i was looking for two wheeler insurance in my budget. i liked Bajaj allianz two wheeler insurance plan.
Jasraj
Indore, August 18, 2021
hassle free experience
my experience with policy bazaar is great. from now i will buy my every plan from policy bazaar. i bought Bajaj allianz two wheeler plan for my bike. i liked their service. now I am planning to buy more plans from Policy Bazaar.
Sanjeev
Ayodhya, June 04, 2021
Customized plan
It is very easy to customize your two wheeler plan when buying through policybazaar. Their Bajaj Allianz plan was easy to understand, customize, and buy.
Prem
Gurgaon, June 04, 2021
Compare and buy
Policybazaar has an easy way to compare and buy policies. I did it for my bike insurance and finally settled with Bajaj Allianz two wheeler coverage. It was a good purchase and I am happy with it.
Santosh
Ata, June 04, 2021
Low premium
For low premiums, Bajaj Allianz two wheeler insurance offers good protection. I bought it online through policybazaar last year and also got extra discount. It is a good buy.
Pablo
Padra, September 18, 2020
Physical damage
My bajaj Allianz two wheeler insurance policy has secured me from various damages and the accidents and I took the plan from the website of the policybazaar. Great work team policybazaar.
Aahan
J.n.prasad, September 16, 2020
Benefits
I recently got the bajaj Allianz two wheeler insurance policy from the policybazaar and they have helped me a lot to get the best services and the plans. It was really nice to be associated with the policybazaar.
Atmajyoti
Yashwant Nagar, September 14, 2020
Best two wheeler plan
I have recently got the bajaj Allianz two wheeler insurance policy from the website of the policybazaar. I really like the plan and have got the best insurance policy from that website. Thank you so much team policybazaar.
Tapan
K.b.p. Pupri, June 30, 2020
Hassle free services
I would love to recommend this company to everyone who are planning to buy a insurance. A great place to get yourself insured.
Vikrant
Ahmednagar, June 29, 2020
Online renewal
The renewal process of policybazaar is easy. You just have to go to the my account and select your policy and just renew it.
Nargis
Ahmednagar, June 29, 2020
Get discounts
I got really good amount of discount when I got my two wheeler insured from policybazaar. I got the policy of Bajaj.
Vidhur
Kabi Surya Nagar, June 20, 2020
Quick and hassle free
The company provides the quick and hassle free services to its customers. Easy to choose and get your soft copy within an hour.
Mohan
Babutola, June 20, 2020
My account
For those who are the old customers they can login to my account for more hassle free services. And you can raise a complaint or query.
Dharmesh
Laitkynsew, June 20, 2020
Easy interface
The website and interface is quite easy to use. Even my dad can use it and can buy an insurance.
Aakash
Machantola, June 20, 2020
Repairing is fast
When your vehicle is damaged and you claim for it then immediately it is sent to the repair shop and the work get started.
Bhuvan
Machantola, June 20, 2020
Registered
Before claiming anything just make sure you are registered. It will be easy for you and for the company to understand the things.
Vinit
Machalisahar, June 20, 2020
Customer service
The backend team which is the support system of policybazaar is very good. They are always there to help the customer related to query or a complaint.
Meenal
Idukki, June 18, 2020
Premium rates
The premium rate of the policy differs to plan to plan. And this is great. All the plans are affordable.
Deepti
Nabapally, June 18, 2020
Zero depreciation
The zero depreciation facility is available in my two wheeler insurance plan. It is quite good and helpful
Kushal
Laitkynsew, June 18, 2020
Calculator option
I searched the two wheeler plan and got to know about policybazaar. They have a calculator system in which we will get to know about many years and the premium rate by entering the details. The option is good.
Arjun
Vadodara, June 18, 2020
Best company
Policybazaar is a good place to get your insurance done. They understand the need of the customer and prices are quite affordable.
Tarun
Udaipur, June 18, 2020
Claim assistance
The claim query was raised by me regarding the two wheeler insurance. And it was cleared out by them in a best way.
Dharmesh
Adalaj, May 19, 2020
EMI
I feel this is the good feature which has been introduced by them . The EMI option and now I can use it conveniently.
Sharad
Captainganj, May 11, 2020
Online comparison
When you get the option of online comparison at one place and also the best plans then what else you want. I am really grateful to get the plan from policybazaar.
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