Bajaj Allianz Bike Insurance Claim

Bajaj Allianz General Insurance ensures the settlement of bike insurance claims in a seamless and hassle-free procedure. Bajaj Allianz bike insurance policyholders can get their claims settled in a digitized manner. The Insure is known to settle claims up to Rs 10,000 in a matter of 20 minutes only. You can also check your Bajaj Allianz bike insurance claim status on your mobile phone.

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How to File Bajaj Allianz Bike Insurance Cashless Claims?

Under a cashless claim, the policyholder does not have to pay for the entire amount to the repair workshop upfront. The procedure of cashless claim settlement under the Bajaj Allianz Bike Insurance Policy is given below: 

Step 1: Register the claim

In case of an unfortunate accident, the policyholder should immediately contact the insurance company and in case of an accident, you need to file an FIR with the police.

  • Provider the requisite details viz. description of the location, time of an accident, witnesses’ details, etc.
  • You can register the claim on the Insurer’s website or call them on their toll-free helpline number 1800-209-5858 or mail them at bagichelp@bajajallianz.co.in
  • You can also register the claim through Policybazaar Insurance Brokers Private Limited. You can contact the claim experts at Policybazaar at their toll-free number and email them at care@policybazaar.com
  • Once your claim is registered you will receive a notification on email 

Step 2: Damage Assessment

Post-registration of the claim, a surveyor is assigned by the insurer to visit the location of the mishap, inspect and assess the magnitude of the damages incurred by the two-wheeler on account of the accident. After the inspection, the two-wheeler is taken for necessary repairs.

You can also self-inspect and upload the pictures of your damaged vehicle along with the RC and your driving license

Step 3: Get the Bike Repaired

Post the inspection of the bike you can take it to the nearest garage. The insurance company may also arrange for the towing service, on request. 

Step 4: Claim Settlement

On completion of repairs, the garage will provide all the relevant invoices to the insurance company.  After the examination of the bills and the two-wheeler by the insurance company, the policyholder will have to pay the deductible and depreciation amount. The remaining amount will be directly paid to the network garage by the insurance company.

How to File Bajaj Allianz Bike Insurance Reimbursement Claim?

The policyholder needs to file claims for reimbursement of the expenses incurred at the repair workshop. This reimbursement process involves the following steps: 

Once you have registered the claim and damage assessment has been done the steps that you need to follow are given below: 

  • Take the two-wheeler to a garage of choice and pay for the repairs.
  • You need to send all the relevant invoice(s) and other requisite document(s) to the insurance company for the claim.
  • After verifying the details, the insurance company computes the reimbursement amount after factoring in all the deductibles and depreciation. The insurance company shall then disburse the final claim amount in your registered bank account.
  • In the event of a theft, the owner shall file a complaint in writing with the police and intimate the insurance company on the toll-free helpline number.
  • If the two-wheeler is not found within 90 days, the police should be asked to issue a Non-Traceable Report (which is an undertaking that they are still to find the two-wheeler) and hand over the report to the insurer.

List of Documents Required

The following is the list of documents that the policyholder needs to file for a bike insurance claim:

  • Claim Form
  • Receipts for Tax payments (as applicable)
  • Copy of Driving license
  • Registration Certificate or the  RC of the bike
  • Copy of Policy Document
  • Copy of Police FIR (First Information Receipt)
  • Original Repair bills

Common Bajaj Allianz Bike Insurance Claim Rejection Reasons

The insurance company may reject a claim under the following circumstances:

  • Delay in intimation about the mishap to the insurer
  • Registration of a fraud Claim
  • Driving without a license or under the influence of alcohol/drugs
  • Misinterpretation of facts
  • Act of negligence. 

Bajaj Allianz No Claim Bonus

The policyholder can avail of No Claim Bonus (NCB) for every claim-free year. This bonus is given as an incentive for safe driving by the insurance company and accumulates over a period. In the fifth consecutive year, the bonus increases to 50%.

If the policyholder decides to port the insurance policy to a different insurance company at the time of renewal or decides to sell the two-wheeler to purchase a new bike, the NCB gets transferred.

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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 73 Reviews)

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Bajaj Allianz Bike Insurance Claim Reviews & Ratings

4.5 / 5 (Based on 73 Reviews)
(Showing Newest 10 reviews)
Nishith
Kanpur, October 09, 2021
Claim settlement
Due to an accident my bike got damaged for which i got claim settlement. bajaj allianz Two Wheeler Insurance made repairs cashless. Thankfully I did not have to bear the repair cost as I had already insured my two wheeler from Policybazaar.
Dinesh
Surat, October 09, 2021
Online process
After went through many plans on the website of policy bazaar i chose bajaj Allianz as it was matching my requirements . I found very convenient to purchase plan online. Buying the plan online saves money as well as time.
Abhishek
Pune, October 09, 2021
High coverage
I am glad that i chose the best two wheeler plan from PolicyBazaar. it covers losses or damages to the insured vehicle as well as personal accident. I got High coverage at very low rate in Bajaj Allianz two wheeler insurance.
Saket
Lucknow, October 09, 2021
Budget friendly plan
I was checking insurance provider websites and I came across the Policybazaar website. I saw various plans which were cost effective. I compared several two wheeler plans on the website and finally I picked the Bajaj Allianz two wheeler which came in my budget.
Kartik
Jaipur, October 09, 2021
Easy to switch
I am using Bajaj Allianz two wheeler insurance for last two years and i changed my insurance provider with Policybazaar as I did not get the facilities which i expected. On the suggestion of my colleague i visited policybazaar and here i got all the facilities i was looking for. i found it very convenient to switch.
Jasraj
Indore, August 18, 2021
hassle free experience
my experience with policy bazaar is great. from now i will buy my every plan from policy bazaar. i bought Bajaj allianz two wheeler plan for my bike. i liked their service. now I am planning to buy more plans from Policy Bazaar.
Divyansh
Kanpur, August 18, 2021
Renewal process
I am using Bajaj Allianz two wheeler policy since 2 years which i bought from policy bazaar. i have done renewal from home itself. i had received calls from the policy bazaar as a reminder of renewal. policy bazaar served their best service to their customers. overall had a great experience.
Ish
Nagpur, August 18, 2021
easy to compare
after looking many sites, i came to Policy Bazaar website and finally i got my plan here. i was looking for two wheeler insurance in my budget. i liked Bajaj allianz two wheeler insurance plan.
Santosh
Ata, June 04, 2021
Low premium
For low premiums, Bajaj Allianz two wheeler insurance offers good protection. I bought it online through policybazaar last year and also got extra discount. It is a good buy.
Sanjeev
Ayodhya, June 04, 2021
Customized plan
It is very easy to customize your two wheeler plan when buying through policybazaar. Their Bajaj Allianz plan was easy to understand, customize, and buy.

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis