United India Bike Insurance Claim

The United India Insurance Company provides a comprehensive and third-party bike insurance policy to its customers. While the comprehensive bike insurance plan offers coverage for all types of issues that bike owners may face while driving on the road, the third-party plan only covers liabilities caused to third parties. Irrespective of whether you have a United India comprehensive policy or third-party policy, situations may arise that you feel the need to claim your policy. United India Insurance Company is known for having a high claim settlement ratio because of its simple customer-friendly claim process.

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How to file a United India Bike Insurance claim?

To file a United India Bike Insurance claim, you must follow the following steps:

Step-1: Irrespective of the cause of the damage, the first step is to inform the insurer. It can be done by either visiting the official website or by calling on the customer care number.

Step-2: After you have informed the insurer, the next step is to register your claim. It can be done online or offline. If you wish to follow the offline procedure, you will have to visit the branch office where you have bought your policy. If you want to follow the online process of registering, then:

  • Visit the United India motor insurance official website
  • Click on the ‘Claim’ option, which is easily visible on the front page
  • You will be taken to a customer portal that will ask for your registered details. Once you enter the required information, you will be further directed to continue with the process

Step-3: The next step depends on the cause of damage.

  • Suppose the damage has been caused due to an accident, riots, etc. In that case, you will have to wait until a professional from United India reaches the spot to evaluate the extent of the damage
  • If it is a case of theft, then first, you will have to file an FIR and then approach the insurer
  • If it is an accident with a third party, you must inform the police before approaching the insurer

Step-4: After the FIR, or assessment of the damage by the United India Insurance Company’s experts, whichever applies to your situation, you will have to take your two-wheeler to a service center. The service center professional will give you a report mentioning all the estimated costs that will incur on repairing.

Step-5: Once you have got the report from the professional, you can submit your claim form along with the report and other required documents.

Step-6: The United India Insurance Company’s experts will conduct a final survey, after which the repairing work can be started.

Step-7: Their experts will then process your application, verify your documents, and if all their terms and conditions are met, your claim will be settled

Things to keep in mind while filing a United India Bike Insurance Claim

Though the United India Bike Insurance claim procedure is simple, following the process according to their terms and conditions is essential. If you fail to meet their requirements, it may lead to the rejection of your claim application. Therefore, the following are the things to be kept in mind:

  • The insurer should be informed as soon as possible, preferably within 24 hours
  • In case of accidents, riots, etc., the vehicle shouldn’t be moved from its spot until the survey by the United India expert is done
  • Police FIR is compulsory in case of accidents and thefts. Without the FIR, no procedure will be carried on
  • The repairs should only be started after the final survey is completed

Common reasons for claim rejections in United India Insurance Company

Following are the scenarios where United India Insurance Company may reject your claim application:

  • Delay in informing the insurer
  • Damage caused by drunk driving
  • Damage caused by someone who was driving without a license
  • Damage caused outside the boundaries of the country
  • Approaching the insurer with issues not covered by the policy
  • Absence or faults found in documents
  • Commencement of repairing before the final survey


Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 28 Reviews)

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United India Bike Insurance Claim Reviews & Ratings

4.8 / 5 (Based on 28 Reviews)
(Showing Newest 10 reviews)
Amravati, October 09, 2021
Faster claim settlement
Thanks to Policybazaar for helping me in my time of need. Under their guidance, I easily raised the claim request. United India Bike Plan made repairs cashless. I did not have to pay any amount for repairing as I got the claim settlement so quickly and easily.
Salem, October 09, 2021
Hassle free process
Policybazaar offers the easiest process of buying a plan. i went through a simple and hassle free process when I got my bike insured from Policybazaar. I preferred the online process due to the covid situation and got full support from the team in the online process as well.
Warangal, October 09, 2021
Hassle free experience
An executive helped me understand better about the two wheeler policy. With the help of an executive I took United India Two Wheeler Insurance from Policybazaar. My experience with Policybazaar has been great and hassle free. Glad to got a great plan
Mira Bhayandar, October 09, 2021
Supportive staff
Policybazaar has so many good employees. Everyone in the team is amazing in their work. They are well trained and always interact well with the customers. When I went to Policybazaar for United India Two Wheeler Insurance I got so good service from the team.
Thiruvananthapuram, October 09, 2021
Renewal is easy
At the time of renewal, I was visiting Policybazaar, but before going, I contacted Policybazaar to know about the documents required for renewal and the executive told me that there is no documentation in renewal process and secondly i can renew my plan from home itself.
Bikaner, October 09, 2021
Great benefits
On my birthday my parents gifted me a bike. A relative of mine suggested me to insure my bike. I got my bike plan from where I got my health plan. i went to Policybazaar for bike insurance and according to the benefits I wanted in my plan, i chose United India Bike Plan.
Jalgaon, October 09, 2021
Problem resolver
The support I have received from Policybazaar was unexpected. Policybazaar is always ready to help its customers till the issue is resolved. I had a query related to my United India bike plan for which I contacted Policybazaar and they solved my problem in a minute.
Navi Mumbai, August 18, 2021
Great features
i was looking for two wheeler insurance as a middle class.one of my friend suggested me to buy United India two wheeler insurance plan as they have great features. i bought it through policy bazaar.
Amritsar, August 18, 2021
Great coverage
I had taken united india two wheeler insurance from policy bazaar. this policy also covers damages caused to third party property and person as well as own vehichle. i did not need to go anywhere. i got all the information about policy from their website.
Allahabad, August 18, 2021
renewal process
i had to renew my United India two wheeler plan which i took last year through policy bazaar but i was not aware about the renewal process. i contacted customer service of policy Bazaar and they guided me so well. thanks to the team who available 24*7 for their customers.

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis