Reliance Bike Insurance Claim

Reliance General Insurance Company provides all types of two-wheeler insurance policies to its customers. They believe in delivering customer-friendly products, and they understand that apart from offering beneficial policies, it is equally important to have an easy claim settlement process. Therefore, the Insurer has kept its two-wheeler claim process as convenient as possible for the policyholders. As a result, they have a high claim-settlement ratio indicating they have been able to serve their customers claim requests well.

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Documents Required to Raise a Claim

To ensure a hassle-free claim, Reliance General Insurance Company asks for a set of documents that they verify before settling a claim. Here is the list of documents to be submitted in case of damages that occurred in an accident:

  • Reliance bike insurance policy documents
  • Registration papers of the vehicle
  • A copy of the driving license of the person driving the two-wheeler at the time of the accident
  • Copy of the FIR in case of an accident with a third party
  • An estimate of costs from the repairers
  • Final payment bills and receipts

Following documents should be submitted in case of theft:

  • Original bike insurance policy
  • Original registration book of the vehicle
  • Copy of the letter submitted to the RTO informing them about the theft and declaring the concerned vehicle non-use
  • Warranty cards, spare keys, etc.
  • Tax payment receipts
  • Copy of the FIR along with the final investigation report from the police

Reliance Bike Insurance Cashless Claims

Follow the procedure given below to file a cashless bike insurance claim:

Step-1: Irrespective of the type of damage or loss, the first step should be registering the claim with the Insurer. It should be done as soon as possible by calling on 1800 3009 (toll-free).

Step-2: After registering and informing the insurer, take your two-wheeler to a garage authorized by the Insurer

Step-3: The next would involve inspection of the damaged vehicle by the garage agent after you submit a few essential documents. They will confirm the extent of the damage.

Step-4: Submit the claim form along with the required set of documents.

Step-5: If the estimated costs are above Rs 20,000, the insurer will conduct another round of inspection.

Step-6: After all rounds of inspections are completed, you can proceed to get your vehicle repaired. And once it is done, you are free to take your bike home.

Step-7: Reliance General Insurance Como nay settles the bills directly with the workshop

Reliance Bike Insurance Reimbursement Claims

If you wish to file for a reimbursement bike insurance claim, follow the process as given below:

Step-1: Inform the insurer and register for the claim by calling on the toll-free number 1800 3009. It should be done as soon as possible, and all related information should be given to the insurer.

Step-2: Take your two-wheeler to any garage of your choice and let the expert evaluate the damages that occurred. They will give you a report mentioning all the damages, which you must submit to the insurer.

Step-3: Fill the claim form and submit it along with all the necessary documents.

Step-4: After completing all necessary inspections and verification of documents, you can start with getting your vehicle repaired at the garage.

Step-5: Pay the bills and take back the receipts to the insurer. The insurer will settle the claim by reimbursing the amount to you.

Alternatively, if you have purchased your Reliance bike insurance policy online from then you can write to their claim team at or call them for Reliance bike insurance claim assistance on 1800-208-8787.

Common Reasons for Claim Rejection

Here are a few reasons why your claim application might get rejected by the Insurer:

  • Damages occurring due to drink and driving
  • Driving without a license and causing damage will lead to claim rejection
  • If repairing work is started before inspection is completed
  • Inability to furnish all the required documents

Reliance Bike Insurance No-Claim Bonus

If you have Reliance General Bike Insurance policy and don’t raise a claim each year, the insurer will provide you No-claim-bonus for all the subsequent years. This reduction is given to the policyholder as a reward for not raising a claim and driving safe, called the No-Claim Bonus. For the first year, the deduction is 20% which gradually increases with each year and goes up to 50%.


Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 62 Reviews)

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Reliance Bike Insurance Claim Reviews & Ratings

4.8 / 5 (Based on 62 Reviews)
(Showing Newest 10 reviews)
Jodhpur, October 09, 2021
Complete support
Recently I have insured my newly bought bike which was gifted to me by my brother. I went to the policybazaar for a bike policy and an executive helped me through the whole process. He provided me complete support and assistance. I took Reliance General plan according to my budget.
Vijayawada, October 09, 2021
Attractive features
I have taken the same plan which my friend has bought for himself. one of my friends has recently insured his bike from Policybazaar and i really liked the features that were provided to him in reliance general plan so I have bought the same plan for my bike.
Coimbatore, October 09, 2021
Good service
I always renew my policy on time because of Policybazaar. I have been using Oriental Two Wheeler Insurance for four years and I always get policy renewal notification. If I ever forget about the renewal I get calls as a reminder of the renewal.
Jabalpur, October 09, 2021
Cooperative staff
Policybazaar has cooperative and friendly staff. I have bought reliance general two wheeler insurance from here and i found the whole process convenient. now i am looking for more plans as i am impressed with the facilities offered to me.
Gwalior, October 09, 2021
Hassle free experience
I do not need to take tension for unwanted expenses as i have purchased reliance general two wheeler Insurance from Policybazaar. buying a policy from Policybazaar is very hassle free and customer does not need to do much things as Policybazaar handles everything.
Kalyan Dombivli, August 18, 2021
Hassle Free Experience
Randomly i was checking the two wheeler policy on policy bazaar. i liked reliance two wheeler policy then i bought it.i contacted the policy bazaar and agent provided me all the information about the policy in detail.i had a hassle free experience with policy bazaar. company gives 100percent support to their clients from their end.
Rajendra Nagar, June 04, 2021
Affordable and customized
Policybazaar helped me customize my bike insurance plan for a reasonable premium. After comparing benefits, I decided to go for Reliance general two wheeler insurance and also got an extra discount for buying online.
Partapgarh, June 04, 2021
Purchasing Reliance general two wheeler insurance for my newly bought bike was the best decision. I bought it two years ago through policybazaar a day after I bought my bike. The company has helped me with roadside assistance many times since then.
Pune, June 04, 2021
Protection for bike
I bought a protective shield for me, my bike, and third party just in case I need it someday. I made an online purchase through policybazaar where I was able to compare different plans. I finally chose reliance general insurance cover.
N.paravur, March 19, 2021
All kind of Info available
I wanted to purchase a two-wheeler insurance policy for my Royal Enfield which I bought recently. I was suggested by my friend to make the purchase online from policybazaar because they provide all kinds of information related to the policy on their website and I ended up buying the Reliance general two-wheeler insurance plan. Thanks team

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis