TATA AIG Bike Insurance Claim

TATA AIG General Insurance Company provides its customers with an easy and seamless claim settlement process and has assisted thousands of its customers in riding their bikes without any worry. The insurer has a claim settlement ratio above 90% that reflects positively on its claim paying abilities. You can file a bike insurance claim with the insurer after an accident if you wish to get compensated for your own damages or third party damage.

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How to File TATA AIG Bike Insurance Claim?

TATA AIG Bike Insurance provides free repairs and replacement of the insured bike in its network garages. The company will bear the cost of these repairs, thus settling the claim without involving any cash. Here are the simple steps to be followed to file cashless bike insurance claims:

1. Reach out to the customer support

The policyholder needs to contact the Insurer and inform them about the accident soon after. You need to provide them with the necessary details as asked by them. Contact them to start the process of a cashless claim by giving a call at the toll-free number or sending SMS “CLAIMS” to 5616181.

The claim process can be initiated from the Policybazaar website also. Enter the vehicle and policy details in the form provided. The insured person also needs to note down the number of the other vehicle. They can also collect the details of witnesses.

2. Claim Registration: The Company will appoint a representative who will contact the policyholder within 48 hours of claim intimation. Once the claim is registered, you will get a registration number for your claim. You will also be informed about the steps he needs to follow next.

3. Towing service: The customer can request in writing with the company to assist in vehicle towing services. The insurer may also cover towing expenses in case of specific add-on cover.

4. Repairs and Survey: The insurer will also dispose of an inspector who will be in charge of the vehicle assessment and the extent of damage sustained by it. The surveyor will also ask for all the necessary documents required before starting the repairs at a garage. The holder is required to keep his documents ready and hand them over when asked.

5. Claim Settlement

After assessing all the damage and confirming the liability, the insurer will pay for your bike's repair expenses to the network garage minus the deductibles. Thus, the claim can be settled without cash.

How to File TATA AIG Bike Insurance Reimbursement Claim?

Here are the simple steps to be followed to file bike insurance reimbursement claims:

1. Registering a Claim

Call the toll-free number to talk to the customer care executive and file a claim request. You can provide the customer care executive with all the necessary details of the accident. One can also file the claim on the website. After the request is accepted, they will be provided with a claim reference number.  One can keep it safe for further processes. One also needs to collect all the necessary documents as intimated. They can download and fill up the claim form from the website.

2. Vehicle Repairs

After the completion of registration, the insurer will appoint an inspector to assess the damage. It is only after the inspection that the customer can take their bike for repairs to the nearest garage.

3. Documentation

The policyholder needs to submit a set of documents to the appointed inspector, like a claim form and certificate of claim registration.

4. Reimbursement of Claim

The next step is to send the bike to a garage for repairs. You will need to take care of the bills there from your own pocket. You can collect all the bills and receipts as proof and produce them at the time of reimbursement, along with other documents. The insurer will deduct any amount from the deductibles and finally disburses the claim amount to the insured.

Documents required at the time of Claim

The list of documents required at the time of claim settlement is given below:

  • A complete claim form and signed properly
  • Registration certificate or (RC)
  • Driving License
  • Copy of FIR if applicable
  • Original receipts and bills for reimbursement claim

Reasons for TATA AIG Bike Insurance Claim Rejection

TATA AIG General Insurance has predefined a set of conditions that the policyholder must fulfil in order to be considered for claim settlement. Below mentioned are a few common claim rejection reasons:

  • Incomplete or improperly filled claim form
  • Any act of carelessness, negligence, and rash driving
  • Intoxication
  • The driver was driving without RC or DL
  • Any incorrect information or mismatch with the claim form. It would be rendered as fraud if the holder provided the wrong information at the time of inception.
  • Delay in informing the insurer about the accident
  • In case one is a second-hand vehicle owner without ownership in his name.
  • When you do not report the damage or accident to the company before getting your bike repaired
  • Inactive policy when the accident occurred
  • Improper functioning of the vehicle parts
  • Insufficient details present to process the claim

FAQs

TATA AIG Bike Insurance Claim Reviews & Ratings

4.8 / 5 (Based on 33 Reviews)
(Showing Newest 25 reviews)
Sriram
Dhanbad, August 18, 2021
Easy to manage
Policy bazaar offered me a great deal for my vehicle. I bought Tata AIG two wheeler policy which was easy to buy online.policy bazaar has easier payment method which is quite good. i liked the proffesionalism and supportive nature in the team. i found easy to manage with the policy bazaar.
Ashish
Jaipur, June 04, 2021
No claim bonus
Three years ago I bought Tata AIG bike insurance plan and I have been renewing it since then. I also received no claim bonus last year. Thank you policybazaar for your easy online services.
Mudit
Hardoi, June 04, 2021
Insurance company change
Last year I changed my two wheeler insurance company to Tata AIG. It was an easy process for getting good benefits and better claim settlement ratio. Thank you policybazaar for assisting.
Pratul
Moradabad, June 04, 2021
Comprehensive cover
I recently bought Tata AIG two wheeler insurance after comparing it with five other plans. I was able to do so through policybazaar. Everything went very smoothly and I got comprehensive coverage for me and my bike. Thank you Tata AIG and policybazaar.
Nolan
J.n.prasad, October 12, 2020
More exposure
I have insured my two wheeler with the help of tata aig two wheeler insurance policy from the policybazaar. I have got to know about different plans and the policies. Thank you policybazaar.
Shreshta
Vadgaon, September 28, 2020
Natural calamities
I have taken the tata aig two wheeler insurance policy from the policybazaar. It has given me the coverage related to natural calamities and other things. Thank you team policybazaar.
Sahdev
Quilandy, September 24, 2020
Best plans
I have recently got the taat aig two wheeler insurance policy from the policybazaar. It is really amazing plan which I got. Thank you team policybazaar.
Pankaj
Chabhal, July 06, 2020
User interface
The user interface of policybazaar is very nice. I read very good reviews and there articles are quite worth reading. It will explain you the importance of insurance and helps you understand it more better way.
Rahul
S.c. Pur, July 03, 2020
Online renewal
One of the greatest thing is that everything is done on online basis. I did my renewal of the two wheeler policy from policybazaar via my application. It was simple and quite quick.
Sandesh
N.e.khawdungsei, July 02, 2020
Customer support:
I got full support from customer experience team. It was very nice to get your bike insurance from policybazaar as they are having a generous customer care team.
Ankush
G.k. Bhatar, July 01, 2020
Online insurance
I booked my two wheeler insurance from policybazaar website. All the work has been done on online basis. It was quick and real. All the work was done on online method and I don’t have to go anywhere.
Asha
Tadpatri, June 30, 2020
Speedy work
I got my two wheeler insurance in 5 minutes. Yes, 5 minutes and it sounds little unreal. But you can get your speedy two wheeler insurance from policybazaar for fast work.
Ankit
G.mahisani, June 29, 2020
NCB is good
I got a very special discount on my NO claim bonus as I got a claim free experience and it was really easy to get. The work was done very fast and it was eventually hassle free.
Lakshay
Ichalkaranji, June 29, 2020
Protection
Your two wheeler insurance is a protection shield for you and for your bike/scooter. It will save you from damages, theft, lost and natural calamities and will help you financially.
Anay
Chabhal, June 21, 2020
Premium calculator
They have one feature of premium calculator. It is good way to select the plan and select the time frame. One you have added and chosen all the options you will get the premium according to different years scenario.
Prisha
Captainganj, June 21, 2020
Compare easily
You can compare the different companies plans and also different plans on one website that too easily. It gives you freedom to choose and select the policy according your budget.
Manish
Machantola, June 21, 2020
Suggested to my friends
After getting my two wheeler insurance done from policybazaar. I really got good services and whenever my friends ask me for where should we go to tae the insurance. I always suggest policybazaar. As they are great. Thanks team.
Rubika
Gadag, June 20, 2020
EMI options
I purchased the two wheeler insurance from policybazaar. And they told me over the call that I can make the payment on the basis of EMI too. Which was somehow quite beneficial for me. Low premium rate as well as EMI option.
Tripti
Aallapalli, June 20, 2020
Add on covers
One of the greastest feature of policybazaar is that they helped me getting add on covers of my choice. I chose the best and beneficial one and got a good premium rate too.
Palak
Babhleshwar, June 20, 2020
Sports bike insurance
I am very fond of sports bike. And I visited the website of policybazaar and found that they are giving amazing offers on sports bike insurance. With great riders and less premium price.
Anay
Gadag, June 20, 2020
Hassle free work
The working of policybazaar is quite hassle free. I checked on website found the best quote for my bike. I got my insurance in less then2 minutes. I found the great place.
Utkarsh
Vadnagar, June 20, 2020
Claim is very easy
I used to feel that claim work is very difficult but now it seems to be easy once I have been associated with policybazaar. My claim was approved in very less time and it was amazing.
Vandana
Bablabona, June 20, 2020
Coverage
A great way to cover your two wheeler. It will cover the loss, damage and any natural calamities if damage your vehicle it will cover that also.
Zakir
Vadgaon, June 20, 2020
All time assistance
The customer care is very good. As they are helpful at every stage of your life. You can connect with them via email, call or even social media too.
Manish
Dahanu, June 18, 2020
Important and vital
I feel that buying a two wheeler insurance is quite vital and important as it will save you from certain problems and also from uncertainties. I am really happy that I found my life saviour from policybazaar website.
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