Q1. Does HDFC ERGO cover cancer?

Ans: Yes. The HDFC ERGO General Insurance Company provides coverage for cancer under the HDFC ERGO iCan Insurance plan.

Q2. Does HDFC ERGO health insurance for cancer have any waiting periods?

Ans: Yes. HDFC ERGO health insurance for cancer comes with an initial waiting period of 120 days.

Q3. Is a medical check-up required to buy HDFC ERGO health insurance for cancer?

Ans: Yes. You may have to undergo a medical check-up to buy an HDFC ERGO health insurance plan for cancer.

HDFC ERGO Health Insurance for Cancer

HDFC ERGO Health Insurance for Cancer has been designed to provide financial assistance to people diagnosed with cancer. It helps cancer patients pay for their treatment by covering the cost of hospitalization as well as conventional treatments. The iCan Insurance policy from HDFC ERGO General Insurance Company also comes with CritiCare benefits and family care benefits under the Enhance variant.

HDFC ERGO Health Insurance Plan for Cancer

Check out the HDFC ERGO health insurance plan for cancer available in the market:

Plan Name	Sum Insured	Co-Payment
HDFC ERGO iCan Insurance Plan – Essential	Rs 5 lakh to Rs 50 lakh	No
HDFC ERGO iCan Insurance Plan – Enhance	Rs 5 lakh to Rs 50 lakh	No

Eligibility for HDFC ERGO Health Insurance for Cancer

Take a look at the eligibility criteria for buying an HDFC ERGO health insurance plan for cancer:

Categories	Specifications
Categories	Adult	Child
Minimum Entry Age	18 years	5 years
Maximum Entry Age	65 years	17 years
Coverage Type	Individual
Renewability	Lifelong

Benefits of HDFC ERGO Health Insurance for Cancer

Here are the benefits of buying HDFC ERGO Health Insurance for Cancer:

1. Lifetime Coverage for Cancer

This HDFC ERGO cancer insurance policy comes with lifetime coverage for cancer. The coverage does not cease upon raising a claim.

2. Coverage for Recurrence of Cancer

Policyholders can not only avail medical coverage for first-time cancer diagnosis but also for cancer recurrence with the CritiCare benefit available under the iCan insurance – Essential plan.

3. Tax Benefits

According to Sec 80D of the Income Tax Act, policyholders can claim tax deductions on the premium amount paid to buy HDFC ERGO health insurance for cancer.

Inclusions of HDFC ERGO Health Insurance for Cancer

HDFC ERGO health insurance for cancer comes with the following coverage:

Conventional treatments
In-patient hospitalization
OPD treatment
Second opinion
Day care procedures
Pre-hospitalization medical expenses
Post-hospitalization medical expenses
Emergency ambulance cover
Follow-up care post-treatment
CritiCare benefit (under Enhance plan)
Family care benefit (under Enhance plan)

Optional Cover:

Advanced treatments

Exclusions of HDFC ERGO Health Insurance for Cancer

The following medical expenses are excluded under HDFC ERGO health insurance for cancer:

Treatment for diseases other than cancer
Non-medical expenses
Non-allopathic treatment
Treatments taken outside India
Prosthetics or other devices
Cosmetic or plastic surgery

FAQs

Q1. Does HDFC ERGO cover cancer?

Ans: Yes. The HDFC ERGO General Insurance Company provides coverage for cancer under the HDFC ERGO iCan Insurance plan.
Q2. Does HDFC ERGO health insurance for cancer have any waiting periods?

Ans: Yes. HDFC ERGO health insurance for cancer comes with an initial waiting period of 120 days.
Q3. Is a medical check-up required to buy HDFC ERGO health insurance for cancer?

Ans: Yes. You may have to undergo a medical check-up to buy an HDFC ERGO health insurance plan for cancer.