HDFC ERGO Health Insurance for Cancer

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      HDFC ERGO Health Insurance for Cancer

      HDFC ERGO Health Insurance for Cancer has been designed to provide financial assistance to people diagnosed with cancer. It helps cancer patients pay for their treatment by covering the cost of hospitalization as well as conventional treatments. The iCan Insurance policy from HDFC ERGO General Insurance Company also comes with CritiCare benefits and family care benefits under the Enhance variant.

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      HDFC ERGO Health Insurance Plan for Cancer

      Check out the HDFC ERGO health insurance plan for cancer available in the market:

      Plan Name Sum Insured Co-Payment
      HDFC ERGO iCan Insurance Plan – Essential Rs 5 lakh to Rs 50 lakh No
      HDFC ERGO iCan Insurance Plan – Enhance Rs 5 lakh to Rs 50 lakh No

      Eligibility for HDFC ERGO Health Insurance for Cancer

      Take a look at the eligibility criteria for buying an HDFC ERGO health insurance plan for cancer:

      Categories Specifications
      Adult Child
      Minimum Entry Age 18 years 5 years
      Maximum Entry Age 65 years 17 years
      Coverage Type Individual
      Renewability Lifelong

      Benefits of HDFC ERGO Health Insurance for Cancer

      Here are the benefits of buying HDFC ERGO Health Insurance for Cancer:

      1. Lifetime Coverage for Cancer

      This HDFC ERGO cancer insurance policy comes with lifetime coverage for cancer. The coverage does not cease upon raising a claim.

      2. Coverage for Recurrence of Cancer

      Policyholders can not only avail medical coverage for first-time cancer diagnosis but also for cancer recurrence with the CritiCare benefit available under the iCan insurance – Essential plan.

      3. Tax Benefits

      According to Sec 80D of the Income Tax Act, policyholders can claim tax deductions on the premium amount paid to buy HDFC ERGO health insurance for cancer.

      Inclusions of HDFC ERGO Health Insurance for Cancer

      HDFC ERGO health insurance for cancer comes with the following coverage:

      • Conventional treatments
      • In-patient hospitalization
      • OPD treatment
      • Second opinion
      • Day care procedures
      • Pre-hospitalization medical expenses
      • Post-hospitalization medical expenses
      • Emergency ambulance cover
      • Follow-up care post-treatment
      • CritiCare benefit (under Enhance plan)
      • Family care benefit (under Enhance plan)

      Optional Cover:

      • Advanced treatments

      Exclusions of HDFC ERGO Health Insurance for Cancer

      The following medical expenses are excluded under HDFC ERGO health insurance for cancer:

      • Treatment for diseases other than cancer
      • Non-medical expenses
      • Non-allopathic treatment
      • Treatments taken outside India
      • Prosthetics or other devices
      • Cosmetic or plastic surgery

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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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