*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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HDFC ERGO Day2Day Care is an OPD health insurance plan that covers medical expenses incurred on an outpatient department (OPD) basis. It provides coverage for doctor consultations as well diagnostic tests from day 1. Moreover, the plan also comes with an annual health check-up benefit and a zero waiting period.
|Sum Insured||Rs 5000 to Rs 8000|
|Policy Tenure||1 year, 2 years|
|Plan Types||Silver and Gold|
|Incurred Claim Ratio (2021-22)||97.47%|
|Pre-Policy Medical Check-ups||Not required|
|Pre-existing Diseases Waiting Period||Not applicable|
|Discount||7.5% long-term policy discount
5% direct channel discount
Up to 10% multi-product discount
|Co-payment||20% on non-network providers|
Here are some of the benefits of buying an HDFC ERGO Day2Day Care plan:
This HDFC ERGO health insurance policy covers the cost of OPD consultations, diagnostic tests and medicines from day 1 without any waiting period.
Policyholders can avail outpatient consultations under the HDFC ERGO OPD cover with an unlimited coverage limit, provided they were taken at a network provider of the insurance company.
The HDFC ERGO General Insurance Company offers preventive health check-up facilities every year that can be availed at one of its network providers.
As per Income Tax Act, Sec 80D, policyholders can also avail tax benefits on the premium paid to buy an HDFC ERGO Day2Day Care policy.
Take a look at the eligibility criteria for buying an HDFC ERGO Day2Day Care plan:
|Minimum Entry Age||Adult – 18 years
Child – 91 days
|Maximum Entry Age||Adult – 65 years
Child – 25 years
|Coverage Type||Individual/ family floater|
|No. of family Members Covered||5|
|Types of Relationships Covered||Self, spouse and children|
The HDFC ERGO Day2Day Care plan includes the following coverage:
The following medical expenses are excluded under the HDFC ERGO Day2Day Care plan:
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