HDFC ERGO Day2Day Care Plan

HDFC ERGO Day2Day Care Plan

HDFC ERGO Day2Day Care is an OPD health insurance plan that covers medical expenses incurred on an outpatient department (OPD) basis. It provides coverage for doctor consultations as well diagnostic tests from day 1. Moreover, the plan also comes with an annual health check-up benefit and a zero waiting period.

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HDFC ERGO Day2Day Care Plan: Key Highlights

Benefits of HDFC ERGO Day2Day Care Plan

Here are some of the benefits of buying an HDFC ERGO Day2Day Care plan:

1. Coverage from Day 1

This HDFC ERGO health insurance policy covers the cost of OPD consultations, diagnostic tests and medicines from day 1 without any waiting period.

2. Unlimited Outpatient Consultation Limits

Policyholders can avail outpatient consultations under the HDFC ERGO OPD cover with an unlimited coverage limit, provided they were taken at a network provider of the insurance company.

3. Annual Health Check-ups

The HDFC ERGO General Insurance Company offers preventive health check-up facilities every year that can be availed at one of its network providers. 

4. Tax Benefits

As per Income Tax Act, Sec 80D, policyholders can also avail tax benefits on the premium paid to buy an HDFC ERGO Day2Day Care policy.

HDFC ERGO Day2Day Care Plan Eligibility Criteria

Take a look at the eligibility criteria for buying an HDFC ERGO Day2Day Care plan:

Inclusions of HDFC ERGO Day2Day Care Plan

The HDFC ERGO Day2Day Care plan includes the following coverage:

• Outpatient Consultations – It covers the cost of doctor consultations taken on an outpatient department basis.
• Pharmacy and Diagnostics – It pays for the medical expenses incurred on outpatient diagnostic tests, vaccination, physiotherapy and medicines.
• AYUSH Cover – It covers the cost of outpatient consultations and medicines availed for the treatment taken through the AYUSH system of medicines.

Exclusions of HDFC ERGO Day2Day Care Plan

The following medical expenses are excluded under the HDFC ERGO Day2Day Care plan:

• In-patient treatment
• Day care procedures
• Treatment for drug or alcohol addiction
• Intentional self-injury or attempt to suicide
• Treatment resulting from an injury due to the breach of law

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