*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The Optima Cash Insurance Plan by HDFC ERGO General Insurance Company provides the insured families daily cash benefits in case of a sudden hospitalisation. The insurer will not only provide for the expenses incurred due to hospitalisation but also be helpful in additional expenses like travel and accommodation, healthcare assistance and their daily requirements. The main reason for creating the HDFC ERGO Optima Cash Plan is the absence of the abovementioned benefits, which are usually not covered under regular health plans.
|HDFC ERGO Optima Cash Insurance Plan|
|Sum Insured||Rs. 500 to Rs. 5000|
|Policy Tenure||1 year, 2 years|
|Pre-Policy Medical Check-up||NA|
|Pre-Existing Disease Waiting Period||4 years|
|Specific Disease Waiting Period||2 years|
|Initial Waiting Period||30 Days|
The benefits offered under the HDFC ERGO Optima Cash Insurance Plan are listed below:
|HDFC ERGO Optima Cash Insurance|
|Minimum Entry Age||Adult - NA
Child - 91 Days
|Maximum Entry Age||Adult - 65 Years
Child - 5 Years
The following are the inclusions of the HDFC ERGO Optima Cash Insurance Plan:
The following are the exclusions of the HDFC ERGO Optima Cash Insurance policy:
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