*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
The HDFC ERGO Hospital Cash Insurance Policy gives the policyholder a fixed lumpsum amount daily during hospitalization. If the insured is hospitalized, the insurer will reimburse the expenses incurred during the hospital stay. However, it is essential to note that the maximum liability covered under this plan is restricted to the duration and amount mentioned in the policy wording.
HDFC ERGO Hospital Cash Insurance | |
Categories | Benefits |
Sum Insured | Rs. 500 to Rs. 2500 per day |
Policy Tenure | 1 year |
Network Hospitals | 12000+ |
Incurred Claim | 97.47% |
Pre-Existing Diseases Waiting Period | 4 years |
Specific Diseases Waiting Period | 2 years |
Initial Waiting Period | 30 Days |
The following are the benefits of purchasing the HDFC ERGO Hospital Cash Insurance policy:
HDFC ERGO Hospital Cash Insurance | |
Parameters | Eligibility Criteria |
Minimum Age | Adult -NA Child – 91 days |
Maximum Age | Adult 65 years Child - NA |
Coverage Type | Individual |
Renewability | Lifelong |
The following are the inclusions of the HDFC ERGO Hospital Cash Insurance Policy:
The following are the exclusions specified within the HDFC ERGO Hospital Cash Insurance policy: