HDFC ERGO Dengue Care Health Insurance

HDFC ERGO Dengue Care Health Insurance

HDFC ERGO Dengue Care Health Plan covers the insured and their family members for hospitalization due to a positive dengue diagnosis. This dengue health policy includes several benefits, like a short waiting period, a single premium payment, and a single-page application form.

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HDFC ERGO Dengue Care: Key Benefits

HDFC ERGO Dengue Care Health Insurance Benefits

The HDFC ERGO Dengue Care Health Plan provides the insured with the following benefits:

1. In-patient Treatment

Under in-patient treatment, the insured can avail of the following benefits:

• Hospitalisation expenses for more than 24 hours.
• Medical expenses incurred within 15 days before hospitalisation.
• Medical expenses incurred after 15 days of hospitalisation.
• Shared accommodation benefits if the individual is placed in a shared room in an empanelled hospital.

2. Out-patient Treatment

Under the outpatient treatment clause, the insured is provided with the following benefits:

• Any out-patient consultation with a general medical practitioner to treat Dengue.
• Reimbursement for medicines purchased by the individual prescribed for treating symptoms caused by Dengue.
• Any diagnostic tests undertaken by the individual to determine the presence of dengue and resulting fever.
• Home nursing services are availed by the insured individual for medical treatment on the advice of an empanelled medical practitioner to treat Dengue fever.

3. Tax Benefits

The insured individual can get tax relief under Section 80D of the Income Tax Act 1961 against the premium paid.

HDFC ERGO Dengue Care Eligibility Criteria

Here are the eligibility criteria for purchasing an HDFC ERGO Dengue Care health policy:

Inclusions of HDFC ERGO Dengue Health Policy

The following are the inclusions under the HDFC ERGO Dengue Health Insurance Plan:

• Pre and Post Hospitalisation Cover

  The individual is provided pre and post-hospitalisation benefits for up to 15 days each before being admitted to the hospital and after discharge from the hospital.

• Shared Accommodation Benefit

  The individual is offered benefits when admitted into a shared room at the time of being admitted to the hospital.

• Room Rent

  The individual can benefit from room rent by choosing a private A/C room.

• In-Patient Hospitalisation

  The policy provides the insured individual with in-patient hospitalisation expenses up to the sum insured.

• Miscellaneous Expenses

  HDFC ERGO Dengue Care Health Plan also provides for outpatient consultation, diagnostic tests, pharmacy and home nursing expenses.

Exclusions of HDFC ERGO Dengue Care Health Insurance

The following medical expenses are not included under the HDFC ERGO Dengue Care plan:

• Any treatment undertaken for conditions other than Dengue fever.
• Any treatment provided by a medical practitioner not licensed in their field.
• Any expenses that are not applicable under medical expenses.
• Any treatment or part of treatment or medication not supported by the medical practitioner’s prescription.
• Charges related to hospital stay but not as per the mentioned clause in the policy.
• Non-medical expenses like utility charges, ambulance equipment and collar, attendant charges and many more.

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