*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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HDFC ERGO Maxima Insurance is a unique health plan that provides coverage to the policyholder and his/her dependent family members. The insurer recompenses the expenses incurred on hospitalization within India, dental treatment as well as out-patient treatment expenses among others. Moreover, the insured can claim up to 4-doctor consultations during the policy term.
|HDFC ERGO MAXIMA INSURANCE PLAN|
|Sum Insured||Up to Rs. 3 Lakhs|
|Policy Tenure||1 year|
|Incurred Claim (2021-22)||97.47%|
|Pre-policy Medical Check-Up||May be required|
|Pre-Existing Disease Waiting Period||3 years|
|Specific Disease Waiting Period||2 years|
|Initial Waiting Period||30 days|
|Discounts||10% Family Discount|
The following are the benefits of purchasing the HDFC ERGO Maxima Insurance Plan:
|HDFC ERGO MAXIMA HEALTH INSURANCE PLAN|
|Minimum Entry Age||Adult -NA
Child - 91 Days
|Maximum Entry Age||Adult - 65 years
Child - NA
|Coverage Type||1 member, 2 members, 2 Adults + Up to 2 Children|
All the inclusions provided under the HDFC ERGO Maxima Insurance Plan has been mentioned as follows:
The following are the exclusions under the HDFC ERGO Maxima Insurance Plan:
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