*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Do you have an existing illness or medical history?
This helps us find plans that cover your condition and avoid claim rejection
What is your existing illness?
Select all that apply
When did you recover from Covid-19?
Some plans are available only after a certain time
HDFC ERGO Optima Super Insurance is an aggregate health plan designed to help the policyholder increase the sum-insured amount as per their requirement. The insured can convert the plan into a regular one with zero deductibles. Therefore, it is a good choice for individuals already having a group cover with low-sum insured guaranteed policies.
|HDFC ERGO OPTIMA SUPER INSURANCE PLAN|
|Sum Insured||Rs. 5,00,000 to Rs. 10,00,000|
|Policy Tenure||1 year, 2 years, 3 years|
|Pre-policy Medical Checkup||From 45 to 60 years|
|Pre-Existing Disease Waiting Period||4 years|
|Specific Disease Waiting Period||2 years|
|Initial Waiting Period||30 days|
The benefits of purchasing the HDFC ERGO Optima Super Insurance Plan are mentioned as follows:
|HDFC ERGO OPTIMA SUPER INSURANCE|
|Minimum Entry Age||Adult – 18 years
Children- 91 days
|Maximum Entry Age||Adult – 65 years
Children – 5 years
|Coverage Type||Individual/ Family Floater|
The insurer will not provide compensation for the following expenses:
01 Dec 2023Health insurance plans add a layer of invisible protection against
30 Nov 2023Knee pain has become a very common ailment in India, with over 15
30 Nov 2023Kidney disease has been growing at an alarming rate in India. As
24 Nov 2023Health insurance is an essential buy for people in India as well
21 Nov 2023The growing dependence on electronic gadgets has impacted