New India Assurance Health Insurance Full Body Check-up

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      New India Assurance Health Insurance Full Body Check-up

      New India Assurance health insurance full body check-up is offered under most mediclaim policies offered by The New India Assurance Company Limited. This benefit allows the insured to evaluate their health for potential risks and take corrective measures for it. Most New India Assurance health insurance plans offer this benefit after a block of continuous claim-free years.

      List of Free Medical Tests Covered by New India Assurance Health Insurance Plans

      Health insurance plans offered by The New India Assurance Company Limited do not explicitly mention the list of medical tests covered under their health check-up benefit. However, the following are some of the common diagnostic tests that are covered under preventive healthcare in health insurance:

      • Complete Blood Count (CBC)
      • Fasting Blood Sugar
      • HbA1c
      • Liver Profile
      • Kidney Profile
      • Lipid Profile
      • Thyroid Function Test
      • Urine Routine
      • Vitamin D
      • Electrocardiogram (ECG)

      Note: The exact list of medical tests may vary from one New India Assurance health insurance plan to another. Please contact The New India Assurance Company Limited to know the exact medical tests covered.

      New India Assurance Health Insurance Plans with Full Body Check-up

      Below is a list of New India Assurance health plans offering preventive health check-ups:

      New India Health Insurance Plan Name Coverage Amount Frequency
      New India Assurance Yuva Bharat Health Policy Up to a maximum of ₹10,000 Every two claim-free years
      New India Assurance Young India Digi Policy Up to a maximum of ₹3,500 Every two claim-free years
      New India Assurance Mediclaim Policy Up to 1% of the sum insured or a maximum of ₹5,000, whichever is less Every three claim-free years
      New India Assurance Senior Citizen Mediclaim Policy Up to 1% of the sum insured Every four claim-free years
      New India Assurance Janata Mediclaim Policy Up to 1% of the sum insured Every four claim-free years
      New India Assurance Premier Mediclaim Policy Plan A: Up to a maximum of ₹5,000
      Plan B: Up to a maximum of ₹10,000
      Every two claim-free years
      New India Assurance Tertiary Care Insurance Plan Up to 1% of the sum insured Every four claim-free years

      Things to Remember About New India Assurance Health Insurance Full Body Check-up

      The insured must keep the following things in mind about the New India Assurance health insurance full body check-up:

      • No New India Assurance health insurance health check-up is offered on an annual basis.
      • All New India Assurance health insurance plans offering full body check-ups provide it on a reimbursement basis.
      • Most mediclaim policies offer health check-ups as an individual benefit. However, a few plans allow the insured to avail the health check-up benefit as a part of OPD coverage.
      • The New India Assurance health check-up benefit is offered on a floater basis under family health insurance plans.
      • Unutilized amounts available under New India Assurance health check-ups cannot be carried forward to the next policy year.

      New India Assurance Health Insurance Full Body Check-up: FAQs

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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2027, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

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