New India Assurance Health Insurance for Senior Citizens

New India Assurance Health Insurance for senior citizens provides medical insurance cover to individuals aged 60 years and more. The Senior Citizen Mediclaim policy by the New India Assurance Company Limited provides extensive coverage to elderly people against a variety of medical expenditures.

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New India Assurance Health Insurance for Senior Citizens

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of New India Assurance Health Insurance for Senior Citizens

    Take a look at the key benefits of buying a New India Assurance Health Insurance for senior citizens:

    • Wide range of sum insured available from Rs 1 lakh to Rs 50 lakh
    • Sum insured available on an individual coverage basis
    • 5% cumulative bonus for every claim-free year for up to 30%
    • Cost of health check-up covered after every four consecutive claim-free years
    • 10% discount on opting for voluntary excess
    • 10% family discount if the insured’s spouse is also covered
    • Tax saving benefits available under Sec 80D of the IT Act

    New India Assurance Health Insurance Plans for Senior Citizens

    The following table represents the New India Assurance plan for senior citizens:

    Plan Name

    Sum Insured (Rs)

    Co-Payment

    New India Assurance Senior Citizen Mediclaim Plan

    1 lakh to 50 lakh

    10%

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    Eligibility Criteria for New India Assurance Health Insurance for Senior Citizens

    Elderly parents need to suffice the following eligibility criteria to buy a New India Assurance for senior citizens:

    Categories

    Eligibility Criteria

    Minimum Entry Age

    60 years

    Maximum Entry Age

    80 years

    Family Members Covered

    Self, spouse

    Renewability

    Lifetime

    Inclusions of New India Assurance Health Insurance for Senior Citizens

    New India Assurance Health Insurance for senior citizens includes the following coverage:

    • In-patient Hospitalization Expenses
    • Pre-hospitalization Medical Expenses
    • Post-hospitalization Medical Expenses
    • AYUSH Treatment
    • Ambulance Charges
    • Organ Donor Expenses
    • Modern Treatments
    • Congenital Diseases
    • Artificial Life Maintenance
    • Impairment of Intellectual Faculties
    • Mental Illness, Stress, Psychological & Neurodegenerative Disorders
    • Puberty & Menopause-related Disorders
    • Age-related Macular Degeneration
    • Behavioural and Neuro Developmental Disorders
    • Genetic Diseases

    Exclusions of New India Assurance Health Insurance for Senior Citizens

    Below mentioned medical expenses are excluded under New India Assurance Health Insurance for senior citizens:

    • Domiciliary treatment
    • Obesity & weight control treatment
    • Dental treatment
    • Cosmetic or plastic surgery
    • Treatment of alcoholism
    • Cost of dietary supplements bought without a doctor’s prescription
    • Unproven treatment
    • Treatment taken outside India

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