Care Health Insurance Super Top Up Plan

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      Care Super Top-up Health Insurance Plan

      Care Enhance is a super top-up health insurance policy that offers medical coverage when the claim amount in your existing health plan crosses the deductible limit in the Super-top up plan. Once the deductible is paid, the policy becomes active. The policy is designed to give a boost to the policyholder’s base sum insured to bear the cost of any huge medical treatment requiring more than the existing coverage amount.

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      Care Enhance super top-up health plan gives you the higher sum insured options up to Rs 55 lakh. For example, if you buy a Care super top-up health plan of Rs 10 lakh and the deductible is Rs 1 lakh, and the hospital bill comes out to be Rs 7 lakh then the insurance company will pay off the amount over and above Rs 1 lakh i.e. Rs 6 lakh.

      Care Enhance Super Top-up Eligibility Criteria

      Criteria

      Specifications

      Minimum Entry age 

      Adult: 18 years

      Child: 1 day (floater)

      Individual: 5 years

      Maximum Entry Age  

      Adult: No age limit

      Children: 24 years 

      Deductible in Enhance 1

      Rs 1 lakh- Rs 10 lakh

      Deductible in Enhance 1

      Rs 5 lakh- Rs 20 lakh

      Renewability

      Lifelong

      Waiting period for Pre-Existing Diseases

      48 months

      Key Features of Care Super Top-up Health Insurance Plans

      Check out the features and benefits of this Super top-up plan as given below:

      • The policy coverage amount ranges from Rs 1 lakh to Rs 30 lakh in the Care Enhance 1 variant  and up to Rs 55 lakh in the Care Enhance 2 variant 
      • 20% co-payment is applicable for insured members above the age of 61 years
      • There are two policy options to choose from Enhance 1 and Enhance 2
      • The coverage in this super-top up health plan is provided on both an individual and family floater basis
      • Care health claim settlement ratio is 95.2% that makes it one of the most reliable options
      • Care health super top up policy is renewable for the lifetime

      Inclusions of Care Super Top-up Health Insurance Plans

      Care Super Top-up is one of the most popular Care health Insurance plans that offers medical coverage for the following expenses:

      • In-patient care up to the sum insured
      • 540 daycare procedures are covered
      • Pre and post hospitalization expenses for 30 days and 60 days respectively
      • ICU charges and doctor’s fees with no sub-limits
      • Enhance Anywhere benefit
      • Organ donor expense cover up to the sum insured 
      • Add-on coverage option for medical expert opinion 

      For more detailed list of the policy inclusions you can check out the Care Health Super top-up plan brochure online. Care health super top-up premium chart table is also given in the policy brochure.

      Exclusions of Care Super Top-up Health Insurance Plans

      Care Super Top-up Health Insurance plan does not cover the following expenses:

      • Pre-existing diseases diagnosed within 48 months of the policy issuance
      • Non-allopathic treatments 
      • Self-inflicted injuries and suicidal attempts 
      • Overdose of tobacco, intoxicating drugs, and alcohol-related medical conditions
      • Cost of the daily eye and ear examinations, dentures, artificial teeth, etc.
      • Childbirth complications and ectopic pregnancies
      • Treatment for external congenital diseases such as Down syndrome 

      To know more about this plan you can write to us at care@policybazaar.com or call us at 1800-708-8787. 

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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