Care Super Top-up Health Insurance Plan

Care Enhance is a super top-up health insurance policy that offers medical coverage when the claim amount in your existing health plan crosses the deductible limit in the Super-top up plan. Once the deductible is paid, the policy becomes active. The policy is designed to give a boost to the policyholder’s base sum insured to bear the cost of any huge medical treatment requiring more than the existing coverage amount.

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Care Health Insurance Super Top Up Plan

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get up to 10% discount**
Get insured from the comfort of your home No medicals required
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    Care Enhance super top-up health plan gives you the higher sum insured options up to Rs 55 lakh. For example, if you buy a Care super top-up health plan of Rs 10 lakh and the deductible is Rs 1 lakh, and the hospital bill comes out to be Rs 7 lakh then the insurance company will pay off the amount over and above Rs 1 lakh i.e. Rs 6 lakh.

    Care Enhance Super Top-up Eligibility Criteria



    Minimum Entry age 

    Adult: 18 years

    Child: 1 day (floater)

    Individual: 5 years

    Maximum Entry Age  

    Adult: No age limit

    Children: 24 years 

    Deductible in Enhance 1

    Rs 1 lakh- Rs 10 lakh

    Deductible in Enhance 1

    Rs 5 lakh- Rs 20 lakh



    Waiting period for Pre-Existing Diseases

    48 months

    Key Features of Care Super Top-up Health Insurance Plans

    Check out the features and benefits of this Super top-up plan as given below:

    • The policy coverage amount ranges from Rs 1 lakh to Rs 30 lakh in the Care Enhance 1 variant  and up to Rs 55 lakh in the Care Enhance 2 variant 
    • 20% co-payment is applicable for insured members above the age of 61 years
    • There are two policy options to choose from Enhance 1 and Enhance 2
    • The coverage in this super-top up health plan is provided on both an individual and family floater basis
    • Care health claim settlement ratio is 95.2% that makes it one of the most reliable options
    • Care health super top up policy is renewable for the lifetime

    Inclusions of Care Super Top-up Health Insurance Plans

    Care Super Top-up is one of the most popular Care health Insurance plans that offers medical coverage for the following expenses:

    • In-patient care up to the sum insured
    • 540 daycare procedures are covered
    • Pre and post hospitalization expenses for 30 days and 60 days respectively
    • ICU charges and doctor’s fees with no sub-limits
    • Enhance Anywhere benefit
    • Organ donor expense cover up to the sum insured 
    • Add-on coverage option for medical expert opinion 

    For more detailed list of the policy inclusions you can check out the Care Health Super top-up plan brochure online. Care health super top-up premium chart table is also given in the policy brochure.

    Exclusions of Care Super Top-up Health Insurance Plans

    Care Super Top-up Health Insurance plan does not cover the following expenses:

    • Pre-existing diseases diagnosed within 48 months of the policy issuance
    • Non-allopathic treatments 
    • Self-inflicted injuries and suicidal attempts 
    • Overdose of tobacco, intoxicating drugs, and alcohol-related medical conditions
    • Cost of the daily eye and ear examinations, dentures, artificial teeth, etc.
    • Childbirth complications and ectopic pregnancies
    • Treatment for external congenital diseases such as Down syndrome 

    To know more about this plan you can write to us at or call us at 1800-708-8787. 


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