Care Health Insurance Super Top Up Plan

Care Super Top-up Health Insurance Plan

Care Enhance is a super top-up health insurance policy that offers medical coverage when the claim amount in your existing health plan crosses the deductible limit in the Super-top up plan. Once the deductible is paid, the policy becomes active. The policy is designed to give a boost to the policyholder’s base sum insured to bear the cost of any huge medical treatment requiring more than the existing coverage amount.

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Care Enhance super top-up health plan gives you the higher sum insured options up to Rs 55 lakh. For example, if you buy a Care super top-up health plan of Rs 10 lakh and the deductible is Rs 1 lakh, and the hospital bill comes out to be Rs 7 lakh then the insurance company will pay off the amount over and above Rs 1 lakh i.e. Rs 6 lakh.

Care Enhance Super Top-up Eligibility Criteria

Key Features of Care Super Top-up Health Insurance Plans

Check out the features and benefits of this Super top-up plan as given below:

• The policy coverage amount ranges from Rs 1 lakh to Rs 30 lakh in the Care Enhance 1 variant  and up to Rs 55 lakh in the Care Enhance 2 variant 
• 20% co-payment is applicable for insured members above the age of 61 years
• There are two policy options to choose from Enhance 1 and Enhance 2
• The coverage in this super-top up health plan is provided on both an individual and family floater basis
• Care health claim settlement ratio is 95.2% that makes it one of the most reliable options
• Care health super top up policy is renewable for the lifetime

Inclusions of Care Super Top-up Health Insurance Plans

Care Super Top-up is one of the most popular Care health Insurance plans that offers medical coverage for the following expenses:

• In-patient care up to the sum insured
• 540 daycare procedures are covered
• Pre and post hospitalization expenses for 30 days and 60 days respectively
• ICU charges and doctor’s fees with no sub-limits
• Enhance Anywhere benefit
• Organ donor expense cover up to the sum insured 
• Add-on coverage option for medical expert opinion 

For more detailed list of the policy inclusions you can check out the Care Health Super top-up plan brochure online. Care health super top-up premium chart table is also given in the policy brochure.

Exclusions of Care Super Top-up Health Insurance Plans

Care Super Top-up Health Insurance plan does not cover the following expenses:

• Pre-existing diseases diagnosed within 48 months of the policy issuance
• Non-allopathic treatments 
• Self-inflicted injuries and suicidal attempts 
• Overdose of tobacco, intoxicating drugs, and alcohol-related medical conditions
• Cost of the daily eye and ear examinations, dentures, artificial teeth, etc.
• Childbirth complications and ectopic pregnancies
• Treatment for external congenital diseases such as Down syndrome 

To know more about this plan you can write to us at care@policybazaar.com or call us at 1800-708-8787. 

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