Care Health Insurance Super Top Up Plan

(87 Reviews)
Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Care Super Top-up Health Insurance Plan

      Care Enhance is a super top-up health insurance policy that offers medical coverage when the claim amount in your existing health plan crosses the deductible limit in the Super-top up plan. Once the deductible is paid, the policy becomes active. The policy is designed to give a boost to the policyholder’s base sum insured to bear the cost of any huge medical treatment requiring more than the existing coverage amount.

      Read More

      Care Enhance super top-up health plan gives you the higher sum insured options up to Rs 55 lakh. For example, if you buy a Care super top-up health plan of Rs 10 lakh and the deductible is Rs 1 lakh, and the hospital bill comes out to be Rs 7 lakh then the insurance company will pay off the amount over and above Rs 1 lakh i.e. Rs 6 lakh.

      Care Enhance Super Top-up Eligibility Criteria

      Criteria

      Specifications

      Minimum Entry age 

      Adult: 18 years

      Child: 1 day (floater)

      Individual: 5 years

      Maximum Entry Age  

      Adult: No age limit

      Children: 24 years 

      Deductible in Enhance 1

      Rs 1 lakh- Rs 10 lakh

      Deductible in Enhance 1

      Rs 5 lakh- Rs 20 lakh

      Renewability

      Lifelong

      Waiting period for Pre-Existing Diseases

      48 months

      Key Features of Care Super Top-up Health Insurance Plans

      Check out the features and benefits of this Super top-up plan as given below:

      • The policy coverage amount ranges from Rs 1 lakh to Rs 30 lakh in the Care Enhance 1 variant  and up to Rs 55 lakh in the Care Enhance 2 variant 
      • 20% co-payment is applicable for insured members above the age of 61 years
      • There are two policy options to choose from Enhance 1 and Enhance 2
      • The coverage in this super-top up health plan is provided on both an individual and family floater basis
      • Care health claim settlement ratio is 95.2% that makes it one of the most reliable options
      • Care health super top up policy is renewable for the lifetime

      Inclusions of Care Super Top-up Health Insurance Plans

      Care Super Top-up is one of the most popular Care health Insurance plans that offers medical coverage for the following expenses:

      • In-patient care up to the sum insured
      • 540 daycare procedures are covered
      • Pre and post hospitalization expenses for 30 days and 60 days respectively
      • ICU charges and doctor’s fees with no sub-limits
      • Enhance Anywhere benefit
      • Organ donor expense cover up to the sum insured 
      • Add-on coverage option for medical expert opinion 

      For more detailed list of the policy inclusions you can check out the Care Health Super top-up plan brochure online. Care health super top-up premium chart table is also given in the policy brochure.

      Exclusions of Care Super Top-up Health Insurance Plans

      Care Super Top-up Health Insurance plan does not cover the following expenses:

      • Pre-existing diseases diagnosed within 48 months of the policy issuance
      • Non-allopathic treatments 
      • Self-inflicted injuries and suicidal attempts 
      • Overdose of tobacco, intoxicating drugs, and alcohol-related medical conditions
      • Cost of the daily eye and ear examinations, dentures, artificial teeth, etc.
      • Childbirth complications and ectopic pregnancies
      • Treatment for external congenital diseases such as Down syndrome 

      To know more about this plan you can write to us at care@policybazaar.com or call us at 1800-708-8787. 

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*
      • 50,000 claims approved in last 15 months*
      • Schedule home visit with our advisors
      • Get a plan based on your medical needs
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Should You Buy a Super Top-up Health Insurance Policy?

      18 Jan 2023

      India is abuzz with a variety of health insurance plans to cater
      Read more
      6 Reasons Why Your Cashless Health Claims Can Get Denied

      18 Jan 2023

      Cashless claims are one of the most lucrative benefits of buying a
      Read more
      Check Out the Mandatory KYC Documents for Health Insurance

      30 Dec 2022

      The Insurance Regulatory & Development Authority of India
      Read more
      What to Look for in a Health Insurance for Cancer Plan?

      20 Dec 2022

      Cancer is one of the biggest demons that the world faces today
      Read more
      What are the Factors Affecting Health Insurance Premium?

      20 Dec 2022

      Demand for insurance products in India, especially health
      Read more
      What are the Normal Thyroid Stimulating Hormone (TSH) Levels as Per Age?
      The thyroid gland is an important gland responsible to produce the right amount of hormones for normal body
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Income Tax Slab for Women: Guide to Exemptions and Rebates
      In India, every person who earns beyond a certain limit is liable to pay income tax to the government. The tax
      Read more
      Best Health Insurance Plans for Senior Citizens in 2023
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      How Senior Citizens can save Tax with Medical Bills u/s 80 D?
      Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL