Care Enhance is a super top-up health insurance policy that offers medical coverage when the claim amount in your existing health plan crosses the deductible limit in the Super-top up plan. Once the deductible is paid, the policy becomes active. The policy is designed to give a boost to the policyholder’s base sum insured to bear the cost of any huge medical treatment requiring more than the existing coverage amount.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Care Enhance super top-up health plan gives you the higher sum insured options up to Rs 55 lakh. For example, if you buy a Care super top-up health plan of Rs 10 lakh and the deductible is Rs 1 lakh, and the hospital bill comes out to be Rs 7 lakh then the insurance company will pay off the amount over and above Rs 1 lakh i.e. Rs 6 lakh.
Criteria |
Specifications |
Minimum Entry age |
Adult: 18 years Child: 1 day (floater) Individual: 5 years |
Maximum Entry Age |
Adult: No age limit Children: 24 years |
Deductible in Enhance 1 |
Rs 1 lakh- Rs 10 lakh |
Deductible in Enhance 1 |
Rs 5 lakh- Rs 20 lakh |
Renewability |
Lifelong |
Waiting period for Pre-Existing Diseases |
48 months |
Check out the features and benefits of this Super top-up plan as given below:
Care Super Top-up is one of the most popular Care health Insurance plans that offers medical coverage for the following expenses:
For more detailed list of the policy inclusions you can check out the Care Health Super top-up plan brochure online. Care health super top-up premium chart table is also given in the policy brochure.
Care Super Top-up Health Insurance plan does not cover the following expenses:
To know more about this plan you can write to us at care@policybazaar.com or call us at 1800-708-8787.
The policy can be purchased by an adult who is 18 years and above. Children within the age group of 5 years to 24years can also be insured. In the family floater option the age limit for adults is 18 years and above and for children it is 1 day to 24 years with at least one member of age 18 years or above.
If the applicants enroll at the age of 61 years or more, they will have to pay a co-payment i.e. 20% of the claim amount. The insurer will pay the rest.
Care health top-up insurance floater-plan enables the policyholder to cover his immediate family members such as a life partner, children, and parents under a single policy.
There are two variants under Care Super top-up health insurance plan- Enhance 1 and Enhance 2. The sum insured limit under Enhance 1 is Rs 30 lakh and under Enhance 2 is Rs 55 lakh. You can choose one as per the deductible limit of your current health plan.
Yes, you can avail of cashless hospitalization benefits in more than 15550 network hospitals under Care Super top-up health insurance plan.