Blix Insurance

Ride your Two-wheeler worry free with Zero challan fee!
Plan starting from ₹1.3/day*
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What is Blix Insurance

Blix is a promising electric motorcycle manufacturing company that produces best-in-class two-wheelers with sleek designs and energy efficiency in every make. These eco-friendly electric scooters must be secured with a comprehensive Blix insurance policy to ensure financial protection against third-party liabilities, personal accidents, natural calamities, human-induced acts, and fire damages.

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About Blix

Blix Cycles & E-Vehicles was founded by Arpit Mamtora in 2019 with the aim of promoting green mobility. Based in Talasari near Mumbai, India, Blix E-Bike operates under the family-owned brand HEMCO, which was established in 1986, specialising in door closers and floor springs. The company now produces racer bikes and low-speed and high-speed electric scooters and loaders. Blix's product line-up includes Victory, Breeze, Vector, Volta, Thunder, and Spark.

Popular Blix Bike Models with Bike Insurance Price

Blix Bike Models Zero Dep Cover (Add-on Cover)* Estimated Blix Bike Insurance Price* (1+5 Bundled Policy)
Blix Breeze ₹504 ₹2,941
Blix Breeze R W ₹580 ₹2,849
Blix Skyler Red ₹513 ₹3,397
Blix Victory Blue ₹249 ₹2,787
Blix Victory Grey ₹249 ₹2,787

*Disclaimer: Blix insurance prices are determined by factors such as the ex-showroom price, previous claims, IDV, vehicle type, features, zero depreciation cover, and more. Premium rates may vary between different insurance providers.

Blix Bike Insurance Calculator

Bike Insurance premium calculator is an efficient tool that helps you estimate the cost of insuring your two-wheeler. With its easy access on Policybazaar.com, you can obtain your policy premium estimates by inputting these essential details:

  • Brand, type, specs
  • Registration year and location (RTO Details)
  • Ex-showroom price
  • Previous claim history

Blix Insurance Policy Coverage

  • Inclusions
  • Exclusions

With the Blix Insurance policy, you are assured of extensive protection against the following:

  • Legal liabilities for any damages or injuries to third parties resulting from an accident involving your motorcycle.
  • Damages caused by human actions like riots, strikes, or acts of vandalism.
  • Losses resulting from natural events, including earthquakes, floods, cyclones, landslides, and typhoons.
  • Coverage for damages or losses sustained by your insured vehicle due to road accidents or collisions.
  • Includes financial coverage for partial or total loss due to theft or burglary.
  • Damages resulting from fire incidents, both natural and man-made.

The Blix Insurance policy has some exclusions under the specified conditions:

  • Claims are not processed for damages caused by negligence, intentional acts, or any incidents arising from civil unrest or nuclear activity.
  • The policy is void if the accident occurs while the driver is under the influence of alcohol or drugs.
  • Regular wear and tear, as well as mechanical breakdowns, are excluded from coverage.
  • Claims will be denied if essential documents like a valid driver's licence, vehicle registration, insurance proof, or a pollution control certificate (PUCC) are not available.
  • If the policy has expired, claims are not covered.
  • Any damages that occur when the motorcycle is used outside the geographical limits outlined in the policy will not be covered.

*Disclaimer: The details above provide a general overview of inclusions and exclusions. For complete coverage information, refer to your Blix insurance policy documents.

How to Buy/Renew Blix Insurance Online?

You can easily purchase or make Blix insurance renewal through Policybazaar.com by following these simple steps:

  • Step 1: Go to Policybazaar.com, and under the 'Insurance Products' section, click on 'Bike Insurance' to get started.
  • Step 2: For Blix insurance renewals, input your bike's registration number. For new bikes, select 'Bought a New Bike' to proceed.
  • Step 3: Fill in the fields with accurate details about your bike and other information for a tailored quote.
  • Step 4: Review multiple policy quotes from reputed insurers to find the best fit for your coverage needs and budget.
  • Step 5: Based on your requirements, select a comprehensive policy or third-party coverage. You may also add optional add-on/rider coverages for enhanced protection.
  • Step 6: Complete the premium payment online using your preferred payment method. Once the payment is processed, your Blix Insurance policy will be sent to your email.

Blix Bike Insurance Add-on

You can enhance your basic Blix insurance policy coverage with a range of add-ons tailored to your needs. Some popular options include:

  • No Claim Bonus (NCB) Protection Cover
  • Zero Depreciation Cover
  • Engine Protection Cover
  • Return-to-Invoice (RTI) Cover
  • 24/7 Roadside Assistance
  • Passenger Assistance Cover
  • Personal Accident Cover
  • Consumables Cover

How to Claim Blix Insurance Online?

Filing a Blix insurance claim for accidental damages to your motorcycle is an easy process. Just keep these steps in mind to ensure a smooth claim experience:

  • Step 1: Contact your insurance provider immediately to report the incident and the damages sustained by your bike.
  • Step 2: After you report the incident, a surveyor from your insurance company will be assigned for vehicle inspection.
  • Step 3: Following the inspection, the surveyor will prepare a damage assessment report, which will be submitted to your insurer to facilitate the further steps in the claim process.
  • Step 4: To proceed with your claim, you'll need to submit all required documents, including proof of identity, the completed claim form, DL, RC, and your policy papers.
  • Step 5: If your claim is verified and approved, you can take your motorcycle to a network garage for cashless repairs and save out-of-pocket expenses.
  • Step 6: If you decide to use a non-network garage, you will need to pay the bill upfront and then submit the receipt to your insurer for reimbursement.

Documents Needed to File Blix Insurance Claims

To expedite your Blix Insurance claim, please prepare the following:

  • Completed and signed claim form
  • Insurance policy document
  • Vehicle registration certificate (RC)
  • Valid driving licence (DL)
  • FIR/Police report (when necessary)
  • Estimate of repair costs
  • Photos showing damage
  • Repair invoice (if applicable)
  • Financier's no objection certificate (if applicable)

Blix Insurance FAQs

  • Q. Does add-on cover affect my Blix insurance price?

    Ans: Yes. An add-on/rider impacts your overall Blix insurance price. You can explore multiple add-ons available at affordable rates and get coverage online on Policybazaar.com.
  • Q. Can I file a Blix insurance claim if my electric bike suddenly breaks down?

    Ans: Yes. You can file for a Blix insurance claim and get roadside assistance and cashless damage repair from your insurer if you have a comprehensive Blix insurance policy.
  • Q. Where can I get a comprehensive Blix insurance policy?

    Ans: You can get comprehensive Blix insurance online from the comfort of your home through Policybazaar.com and take advantage of instant coverage in a completely paperless process.
  • Q. Does my Blix insurance policy cover accident damages if I ride an e-bike without a helmet?

    Ans: No. Your Blix insurance policy claim will be denied if you ride your e-bike without a helmet.

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^The buying/renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*₹457/- per annum (₹1.3/day) is the price for third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable annually. The list of insurers mentioned is arranged according to alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For the complete list of insurers in India, refer to the Insurance Regulatory and Development Authority of India website: www.irdai.gov.in