Vibgyor Vehicle Insurance
Vibgyor bikes are some of the most sought-after two-wheelers in India. These are valued for their reliability and performance. While enjoying the performance of your bike, you must ensure you keep it safe by opting for the right bike insurance. You can protect your Vibgyor Veh from damage, theft, or accidents with the help of proper coverage. It can ensure that you avoid unexpected costs and stay worry-free on the road.
-
Save up to 85%# by comparing plans
-
17+ Insurers to choose from
-
1.2 Crore+ Bike Insured
Plans starting ₹1.3/day*
About Vibgyor Vehicles
Vibgyor Vehicles are preferred for being reliable and affordable motorcycles in India. You may have seen their popular models, like the Vibgyor Gallop, Vibgyor Hunter, and Vibgyor Shark. These are known for their performance and comfort, making them great for daily commuting. Vibgyor, as a brand, has seen a growing presence in the Indian market. It offers motorcycles that meet your needs for every day and long journeys, focusing on quality and customer satisfaction.
Popular Vibgyor Bike Models with Bike Insurance Price
| Vibgyor Veh Bike Models (Registration 2024) | Zero Dep Cover* (Add-on Cover) | Estimated Vibgyor Veh Bike Insurance Price* (1+5 Bundled Policy) |
| Gallaop KS Spoke Wheels Drum Brake (100 cc) | ₹ 108 | ₹ 3,897 |
| Hunter STD (125 cc) | ₹ 257 | ₹ 3,916 |
| Shark STD (150 cc) | ₹ 284 | ₹ 3,931 |
*Disclaimer: The premium for Vibgyor Veh bike models depends upon various factors, including registered RTO, year of registration, IDV, add-ons, make, model, brand, IDV, ex-showroom price, etc. Additionally, it varies from insurance provider to insurance provider.
Vibgyor Veh Bike Insurance Calculator
The Vibgyor Veh Bike Insurance Calculator is an online tool that helps estimate the cost of insuring your bike. It simplifies finding the right insurance plan by comparing premium quotes from various providers. Use Policybazaar.com's free calculator and provide the required details to get the estimate.
- Bike make and model
- Price
- Year of manufacture
- Area of registration
- Claims history
Coverage Under Vibgyor Vehicle Insurance
- Inclusions
- Exclusions
Some of the main inclusions and exclusions that you must look for while opting for insurance coverage for Vibgyor Veh are:
✅Accidental Damage: Covers damages due to accidents, collisions, or natural disasters like floods and earthquakes.
✅Theft Protection: Provides coverage if your Vibgyor Veh is stolen.
✅Fire Damage: Covers damages from fire, explosions, or self-ignition.
✅Third-Party Liability: Protects against legal liabilities for injury or damage caused to others.
✅Personal Accident Cover: Provides compensation for injury, disability, or death of the rider due to an accident.
❌Wear and Tear: Damage from regular wear and tear or mechanical/electrical failure is not covered.
❌Riding Under Influence: Excludes damages caused while riding under the influence of alcohol or drugs.
❌Unlicensed Riding: Damages caused while riding without a valid license are not covered.
❌Outside Geographical Limits: Incidents outside the policy's coverage are excluded.
❌Deliberate Damage: Intentional damage to the bike is not covered.
*Disclaimer: Review the policy's terms and conditions to understand its full coverage and exclusions. Coverage may vary based on your chosen plan.
How to Buy/Renew Vibgyor Vehicle Insurance Online
Buying or renewing your Vibgyor Vehicle bike insurance through Policybazaar.com is simple. Follow these steps to complete it online:
- Step 1: Go to the official website of Policybazaar Insurance Brokers Private Limited. Within the 'Insurance Products' section, navigate to 'Bike Insurance' option.
- Step 2: If you plan to renew existing insurance, you can enter your bike's registration number to proceed. If you wish to buy a new Vibgyor Veh bike insurance, select the 'Bought a New Bike' option.
- Step 3: Carefully complete the required details in the form. Then, cross-check once all details are filled in.
- Step 4: It is advisable to compare quotes from various insurers before you select a policy that meets your specific requirements.
- Step 5: Choose a policy option as per your preference. This could be a comprehensive bike insurance or a third-party coverage plan. You may also pick add-ons to boost your coverage.
- Step 6: As a last step, you must complete the premium payment online. There are various payment gateways available. Once your payment is processed, you will receive your VIBGYOR Veh two-wheeler insurance policy on your registered email.
Vibgyor Vehicle Bike Insurance Add-ons
Add-ons in a bike insurance policy provide extra protection beyond the standard coverage, helping you avoid unexpected costs in case of specific incidents. When insuring your Vibgyor Veh, these add-ons can cover situations that basic insurance might not, offering more peace of mind and financial security. Popular add-ons include:
- Zero Depreciation Cover
- NCB Protection Cover
- Return-to-Invoice (RTI) Cover
- 24x7 Roadside Assistance Add-on
- Consumable Cover
- Engine Protection Cover
- Personal Accident Cover
How to Claim Vibgyor Vehicle Insurance Online?
To file a claim for any accidental damages to your Vibgyor Veh Motorcycle, you can follow these steps:
- Step 1: In case of accident or damage, make sure to inform your insurance provider immediately
- Step 2: The insurance provider will send a surveyor to inspect your Vibgyor Vehicle's damage.
- Step 3: The surveyor then prepares and submits a damage assessment report to be referred by the insurer.
- Step 4: To verify the claim, you must furnish all required documents, including ID proof, claim form, and policy details.
- Step 5: After verifying the damage and assessment report, you can send your bike to a network garage for cashless repairs.
- Step 6: Once repaired, the insurer settles the bill directly with the authorised garage for cashless claims. You can pay the bill if you get the repairs done at a non-network garage. This bill/receipt can be submitted to the insurer, who reimburses it into your registered bank account.
Documents Needed to File Vibgyor Vehicle Insurance Claims
To file a Vibgyor Veh insurance claim, you will need the following documents:
- Duly filled claim form
- Copy of your bike insurance policy
- Registration certificate (RC) of the bike
- Driver's licence
- FIR (in case of theft or major damage)
- Repair bills and receipts
Vibgyor Vehicle Insurance - FAQs
-
Q. Is Mudguard covered in Vibgyor Vehicle insurance?
Ans: Mudguards are generally covered under comprehensive Vibgyor vehicle insurance if damaged in an accident or other covered events. However, it's best to check your specific policy for details. -
Q. How to download Vibgyor vehicle insurance?
Ans: You can download your vehicle insurance policy from your insurer’s website or mobile app. Log in with your registered details and access your policy document to download it in PDF format. -
Q. How do I find my Vibgyor two-wheeler insurance details?
Ans: You can find your two-wheeler insurance details by logging into your insurer’s portal or app. Alternatively, you can check through the Parivahan portal by entering your vehicle registration number. -
Q. How many times can I claim bike insurance?
Ans: There is no specific limit to how many times you can claim bike insurance. However, frequent claims may lead to higher premiums and your NCB will turn zero. -
Q. Should I claim insurance for minor damage in a Vibgyor Veh bike?
Ans: It's usually advisable to avoid claiming insurance for minor bike damage. Frequent claims could lead to a loss of your no-claim bonus (NCB) and result in higher premiums during renewal.
^The buying/renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*₹457/- per annum (₹1.3/day) is the price for third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable annually. The list of insurers mentioned is arranged according to alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For the complete list of insurers in India, refer to the Insurance Regulatory and Development Authority of India website: www.irdai.gov.in
