Manhattan Life Insurance

Founded in 1850, Manhattan Life Insurance Company is one of the longest-standing life and health insurers in the United States. Over the years, it has worked with generations of families and professionals to provide dependable financial protection. As an independent, privately owned company, Manhattan Life focuses on customer centric solutions rather than a simple policy that fits everyone. Its range of offerings includes life insurance and supplemental coverage designed to help individuals secure their income, handle medical-related expenses, and plan for the future with greater confidence.

51 Partners Insurance Partners

12.02 Crore Registered Consumer

5.9 Crore Policies Sold

We are rated ++ rating

₹2 Crore Life cover starting from

Lowest Price Guarantee ^˜

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Manhattan Life Insurance Company Overview

Established: 1850
Headquarters: The company has its roots in New York, but is available all over the country.
Type: The Insurance group is owned by a private company
Product Range: Life insurance (term, whole life, universal life), medicare supplement plans, annuities, and more are some of the products they offer.

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day⁺

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day⁺

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day⁺

Manhattan Life Insurance Provider Portal and Policy Management

If you already have a Manhattan Life policy, managing it is simple through the company’s online policyholder portal. Once you log in, you can view your account details and handle most requests without paperwork or long wait times.

The portal allows you to:

View and download your policy documents
Submit claims in a secure way
Update personal details or change beneficiary information
Check your premium payments and billing history
Upload forms or documents using mobile tools

Having access to the Manhattan Life Insurance provider portal makes it easier to stay organised. You can track premium due dates, follow the progress of claims, and make updates whenever needed, all from one place.

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%^#

Compare 40+ plans from 15 Insurers

⁺Standard T&C Applied

What are the Types of Plans Offered by Manhattan Life Insurance?

Life Insurance

Manhattan Life offers the following types of life insurance plans:

Term Life Insurance: Term life insurance only covers you for a certain amount of time. If you die during that time, the policy pays out a death benefit.
Whole Life Insurance: Whole Life Insurance gives you permanent coverage with fixed premiums and a cash value that grows over time.
Universal Life: This plan lets you change your premiums and alter your death benefits.

Medicare Supplement Plans

The company also sells medicare supplement plans with limited benefits:

Hospital indemnity plans
Cancer and critical illness coverage
Dental, vision, and disability insurance
Accident protection plans

Annuities

Annuity products provide a way to save for retirement with guaranteed family income options.

Who Should Buy Manhattan Life Insurance?

Manhattan Life insurance plans might be suited for people who are looking for coverage beyond standard options. It can be a good choice for those who want additional protection or life insurance that does not always follow strict underwriting rules.

Individuals searching for additional cover or alternative term life insurance solutions.
People who prefer a more personal, service-focused experience.
Older applicants or those with certain medical conditions who may benefit from more flexible eligibility criteria.

At the same time, customers who prefer large provider networks, advanced digital tools, or top-tier financial ratings may want to explore and compare other insurers before deciding.

What are the Alternate Ways to Buy Term Insurance for NRIs from India?

Non-Resident Indians (NRIs) who live in the US can buy term insurance plans for NRI from India and save money on premiums, get more cover, and receive tax benefits.

Wide Choice of Insurers: The IRDAI regulates Indian life insurance companies, making it easy to compare and choose plans from trusted insurers
Global Cover: Indian term plans offer global coverage irrespective of where you travel in the world, as per the plan's T&Cs.
Affordable Premiums: Indian insurers offer term insurance plans for NRIs at premiums that are up to 50–60% lower than those of international plans
Flexible Payment Options: Flexible payment options are often available, with some insurers allowing you to choose between single, limited, or regular premium payment terms based on your financial comfort.
Tele or Video Medicals: For people living overseas, some insurers simplify the process by completing medical requirements through video or tele-verification instead of in-person exams.

Wrapping it Up!

Manhattan Life Insurance has been in the U.S. insurance market for a long time and offers a variety of life, medicare supplement, and annuity products. The company's financial ratings and customer reviews are mixed, but it may be a good choice for policyholders who want specific coverage options or extra plans, especially through the Manhattan Life Insurance provider portal for managing their policies. NRIs living in the US can also look into life and term insurance through Indian companies. These companies may offer different benefits depending on what each person needs.

People also search for

What is Term Life Insurance

˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. ₹360/month is the starting price for a ₹99 lakhs loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

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