*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Oriental Jan Arogya Bima Policy is a comprehensive health insurance policy that covers the insured for emergency hospitalisation expenses. The policy covers its members for a premium of as low as Rs 70 for male and Rs 50 for female. Under this policy a policy coverage of Rs 5000 is offered per annum.
The minimum eligibility terms under this policy are as mentioned below:
Type |
Individual |
Minimum Entry Age |
5 years 3months to 5years (one or both the parents must be covered already)
|
Maximum Entry Age |
70 years Can continue beyond if they do not break the renewal process
|
Members Covered |
4; self, Spouse, children, parents |
Residential Status |
Indian citizens and Residents |
To buy Oriental Jan Arogya Bima Policy, one can quickly look down on the basic requirements and get their hospitalization expenses covered. Some of the basic coverage offered by the Policy are as follows:
Inclusions of the Policy
Oriental Health Insurance provides diverse coverage for all kinds of medical expenses. Oriental Jan Arogya Bima Policy is also designed on the same grounds. The policy includes the following:
Some conditions and diseases are not covered under Oriental Jan Arogya Bima Policy. These exclusions are as below:
For a detailed exclusion list, please refer to the policy document.
The details, features, benefits are available online Oriental Jan Arogya Bima Policy website. Some of the benefits and feature of Oriental Jan Arogya Bima Health Insurance Policy are as follows:
A 30 -days notice will be sent to the insured person's last known address before the cancellation begins by a registered letter. The company shall respond to the insured with a pro-Rata Premium for an unexpired period of insurance. Such cases will only happen when there is misrepresentation or any malicious suppression of facts intended to mislead the company.
The company shall refund one-fourth of the annual rate up to 1 month, half of the annual rate up to 3 months, and the full annual rate for exceeding six months.
Ans: All the claims are done for medical treatments happening in India and are paid only in Indian currency.
Ans: The final claim is made along with the hospital bills or cash memos' receipts within 30 days of discharge.
Ans: Any illness that relapses within 45 days of consultation or within 105 days of discharge will be considered as one illness under the Policy.
Ans: This is applicable only for new policies. A period of 15 days, starting from the receipt of the Policy to review all the terms and conditions, is given.
Ans: All psychiatric or psychosomatic disorders are excluded from the scope of the Policy.