Oriental Happy Cash policy offered by Oriental Insurance Company Ltd. that covers expenses related to emergency medical hospitalisation such as lodging, food, conveyance, etc. The policy helps to provide extra security to the policyholder that is usually not provided by all health insurance plans.
The minimum eligibility conditions to buy this policy are:
Type |
Individual or Family Basis |
Minimum Entry Age |
91 days |
Maximum Entry Age |
65 years Retail policyholders are allowed up to 75 years |
Number of people covered |
Spouse, Dependent children (3 months -18 years), Parents or Parents-in-law |
Residential Status |
Indian Residents and Citizens |
The Oriental Happy cash policy offers a daily cash benefit up to the sum insured for a limit of 30 or 60 days based on the policy chosen.
Oriental Happy Cash Insurance Policy provides the following basic coverage:
The Oriental Happy Cash Health Insurance provides the following benefits apart from the basic coverage:
The following treatments and benefits are not covered in the Oriental Happy Cash Policy:
The main features and benefits of the Oriental Happy Cash are the following:
For the cancellation of the Oriental Happy Cash policy, refer to the following guidelines:
The Insurer can also cancel the policy on the grounds of fraud and non-disclosure of correct information.
Ans: Yes, the policyholder can switch to another policy or a policy from another insurer. Still, it is only allowed during the renewal period, not mid-term, and a request must be made 45 days before the renewal date.
Ans: The documents required are-
Ans: To buy online Oriental Happy Cash policy, one can fill and submit the form on the Insurer's website.
Ans: Pre-existing diseases are not covered after 48 months, given the policy continues for that period.
Ans: No, pre-hospitalization and post-hospitalization expenses are not covered under Oriental Happy Cash policy
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