It is essential for unpredictable medical emergencies or illnesses to cover oneself with a health insurance plan that can offer quick access to good medical and hospitalization facilities. Therefore, the plan can provide additional protection for any financial upheaval caused by health emergencies. One can buy an Oriental Super Health Top-up plan from Oriental Health Insurance covering all medical and hospitalization expenses and maternity cover benefits.
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All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Individual or Family floater
Minimum Entry Age
Child: 90 days
Adult: 18 years
Maximum Entry Age
Adult: 65 years; 70 years, with 10% extra premium loading
Number of people covered
Self, Spouse, Parents or Parents-in-law, and Dependent Children
Indian Citizens and Residents
To buy Oriental Super Health Top-up plan, one can either opt for an Individual plan or a family floater plan up to the sum insured, ranging from 3 lakhs to 30 lakhs.
The following basic coverage is provided under the Oriental Super Health Top-up Health Insurance:
Apart from the basic coverage, the following covers are included in the Oriental Super Health Top-up Health Insurance:
Coverage to SAARC Countries - Persons who incur medical treatment expenses while visiting SAARC countries are covered up to the sum insured and are eligible for reimbursement.
HIV/AIDS Cover - Medical expenses incurred for treatment of HIV Aids diseases or related symptoms like acute HIV infection or clinical latency are covered.
Mid-term inclusion-Mid-term inclusion of a newly married spouse, a newborn baby or a legally adopted child is allowed.
AYUSH Treatments- Treatments taken under Ayurveda or Homeopathy are covered up to the sum insured limit.
Treatments covered - The following procedures are covered if treated as daycare or inpatient treatment:
Exclusions of the plan
The following treatments and diseases, and their expenses, are excluded from the Oriental Super Health Top-up Insurance Policy:
For a detailed list of exclusions, please refer to the policy document.
The main features and benefits of the Oriental Super Health Top-up Health Insurance:
To cancel the Oriental Super health Top-up plan, please refer to the following rules and guidelines:
Ans. One can renew the online Oriental Super Health Top-up plan by visiting the insures' website and filling in the required details.
Ans. Yes, the policy is eligible for income tax exemption as per the existing IT Act laws.
*Tax benefit is subject to changes in tax laws
Ans. Yes, one can buy more than one Oriental Health Insurance plan.
Ans. One can check their policy status by logging on to the insurer's website if registered.
Ans. A pre-acceptance medical checkup is required to buy Oriental Health Insurance for individuals with adverse medical history and individuals above 55 years of age.
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