Oriental Overseas Mediclaim Policy (B&H) is a mediclaim policy designed for individuals traveling outside India. The policy offers coverage for 30 days based on the norms and guidelines as applicable. The insured persons can get coverage for any sudden illness, personal accident, loss of belongings, and loss due to delays under this plan. They can communicate with two organizations, such as Heritage Health Services Private Limited in India and April USA Assistance, Inc. located in India and USA in case of a claim. No refund of premium is allowed if the person insured returns to India before the policy expiry date.
The minimum eligibility conditions to buy this policy are:
Type |
Individual |
Minimum Entry Age |
6 months |
Maximum Entry Age |
70 Years |
Number of people covered |
Individual Person |
Residential Status |
Person traveling overseas |
Oriental Overseas Mediclaim Policy (B&H) Insurance Policy is a mediclaim policy applicable only for insured individuals who want to travel to overseas countries for 30 days.
The list of inclusions also considers the following expenses:
The policy will not cover the following expenses:
When the insured individuals traveling to other countries for availing medical treatment
The policy offers a mediclaim facility to insured individuals traveling outside of India for a certain period.
The policyholders must consider following cancellation norms in case they want to cancel Oriental Overseas Mediclaim Health Insurance.
Ans: If the person's age is more than 70 years, he or she is required to undergo a medical checkup to qualify for the policy.
Ans: The organization will cover up to USD 100 for medical services or a series of services. (Standard T&C Apply)
Ans: Any incidents, accidents or issues found for the insured individuals traveling outside India will be enforceable to the Law of the Republic of India.
Ans: Any sum payable under this policy will not carry any interest.
Ans: As per 2018-2019 data, the insurer has a claim settlement ratio of the insurer is 90.06%. It shows the high credibility of the policy as offered by the company.
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