Oriental Super Top up Health Insurance Plan

Oriental Super Health Top-up Plan offers health insurance cover above your regular medical cover.For any treatment or hospitalization, that exceeds your regular health insurance sum insured, a Super top-up plan is what helps you meet the remaining cost of the treatment. 

Read More

Get insured from the comfort of your home No medicals required

Tell us about you

Oriental Super Top up Health Insurance Plan

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on 'View Plans' you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Oriental Super Top-up health insurance plan provides sum insured options up to Rs 30 lakh, and the deductibles start from Rs 3 lakh. Once this deductible amount is exhausted, the policy benefits get enforced to help you meet the complete cost of the treatment.  

    Eligibility Criteria

    Criteria

    Specifications

    Sum Insured

    Rs 3 to 30 lakh

    Deductible

    Rs  3 lakh to 20 lakh

    Waiting period for pre-existing diseases

    48 months

    Renewability

    Lifelong

    Key Benefits of Oriental Super Top-up Health Insurance Plan

    Oriental Super Health Top-up Plan comes with the following key features and benefits:

    • Oriental super top-up health insurance provides health coverage to policyholders in SAARC Countries
    • However, outside India, the services are available on a reimbursement basis
    • The policy is valid for a year and renewable for a lifelong
    • You can buy Oriental health super top-up policy even if you do not have a base health insurance plan

    Inclusions of Oriental Super Top-up Health Insurance Plan

    Oriental Super top-up health plan covers the following medical expenses:

    • It covers 11 critical illnesses
    • Daily Hospital Cash Allowance Benefit is provided
    • Dental expenses due to such injury or illness that requires hospitalization for treatment.
    • Provides  Maternity coverage up to 10% of the Sum Insured
    • New Born Baby cover up to 5% of the Sum Insured
    • When the Insured is the Organ Receiver, it covers the expenses up to the Sum Insured
    • In cases when the Insured person is the Organ Donor, it provides a lump sum payment as the Organ Door Benefit, which is 10% of the Sum Insured
    • Expenses for Telemedicine procedures covered
    • Advanced surgeries, robotic treatments, and modern treatments  
    • It even covers mental illnesses
    • You can avail of medical second opinion cover
    • It includes the AYUSH treatment cover as well
    • It provides Accident, Life and Survival Benefits
    • Coverage is provided  in SAARC countries

    For detailed policy inclusions, you can check out the Oriental Health Super top-up plan brochure online. Oriental health super top-up premium chart table is also given in the policy brochure. Moreover, if you want to save time you can use the Oriental health insurance premium calculator online to know the premium cost in advance.

    Exclusions of Oriental Super Top-up Health Insurance Plan

    Oriental health Super top-up policy does not cover the following medical expenses:

    • Hospitalization for diagnostic purposes
    • Sex-change surgery, cosmetic surgery, and plastic surgery
    • Infertility treatments
    • Obesity and weight control
    • Hazardous activities and adventure sports
    • Refractive error, cosmetic dental surgeries
    • Dietary supplements.
    • Unproven treatments.
    • Self-harm and self-inflicted injuries.

    For more information about exclusions, please refer to the plan brochure or the policy document. If you are planning to buy this policy or any other Oriental health insurance plans then you can write to us at care@policybazaar.com or call us at 1800-708-8787.

    FAQs

    Health insurance articles

    Recent Articles
    Popular Articles
    PMASBY Scheme: All You Need to Know About Pradhan Mantri Atmanirbhar Swasth Bharat Yojana

    25 Oct 2021

    The PMASBY or the Pradhan Mantri Atmanirbhar Swasth Bharat Yojana...
    Is Dermatology Covered by Health Insurance Plans?

    21 Oct 2021

    The prevalence of dermatology has risen significantly in India...
    Does Health Insurance Cover Orthopaedic Surgery?

    09 Oct 2021

    Orthopaedic health conditions have become quite common in India...
    Claim Settlement Ratio Vs Incurred Claim Ratio - Know the Difference

    07 Oct 2021

    Every health insurance plan comes with unique benefits to attract...
    What Is The Right Age To Purchase A Health Insurance Policy?

    30 Sep 2021

    Every person must have a health insurance policy to deal with...
    Best Health Insurance Plans in India 2021
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Best Maternity Insurance Plans
    Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood...
    Top Family Health Insurance Policies in India 2021
    From the air we breathe to the food we eat; everything is intentionally or unintentionally subjected to...
    Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance
    There has always been a doubt in customers mind about whether the private company will keep its side of the bargain...
    Best Health Insurance Plans for Senior Citizens in 2021
    Considering the increase in medical inflation in India, buying adequate health insurance for your loved ones has...
     
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL