Oriental Super Top up Health Insurance Plan

(21 Reviews)
Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Oriental Super Top up Health Insurance Plan

      Oriental Super Health Top-up Plan offers health insurance cover above your regular medical cover.For any treatment or hospitalization, that exceeds your regular health insurance sum insured, a Super top-up plan is what helps you meet the remaining cost of the treatment. 

      Read More

      Oriental Super Top-up health insurance plan provides sum insured options up to Rs 30 lakh, and the deductibles start from Rs 3 lakh. Once this deductible amount is exhausted, the policy benefits get enforced to help you meet the complete cost of the treatment.  

      Eligibility Criteria

      Criteria

      Specifications

      Sum Insured

      Rs 3 to 30 lakh

      Deductible

      Rs  3 lakh to 20 lakh

      Waiting period for pre-existing diseases

      48 months

      Renewability

      Lifelong

      Key Benefits of Oriental Super Top-up Health Insurance Plan

      Oriental Super Health Top-up Plan comes with the following key features and benefits:

      • Oriental super top-up health insurance provides health coverage to policyholders in SAARC Countries
      • However, outside India, the services are available on a reimbursement basis
      • The policy is valid for a year and renewable for a lifelong
      • You can buy Oriental health super top-up policy even if you do not have a base health insurance plan

      Inclusions of Oriental Super Top-up Health Insurance Plan

      Oriental Super top-up health plan covers the following medical expenses:

      • It covers 11 critical illnesses
      • Daily Hospital Cash Allowance Benefit is provided
      • Dental expenses due to such injury or illness that requires hospitalization for treatment.
      • Provides  Maternity coverage up to 10% of the Sum Insured
      • New Born Baby cover up to 5% of the Sum Insured
      • When the Insured is the Organ Receiver, it covers the expenses up to the Sum Insured
      • In cases when the Insured person is the Organ Donor, it provides a lump sum payment as the Organ Door Benefit, which is 10% of the Sum Insured
      • Expenses for Telemedicine procedures covered
      • Advanced surgeries, robotic treatments, and modern treatments  
      • It even covers mental illnesses
      • You can avail of medical second opinion cover
      • It includes the AYUSH treatment cover as well
      • It provides Accident, Life and Survival Benefits
      • Coverage is provided  in SAARC countries

      For detailed policy inclusions, you can check out the Oriental Health Super top-up plan brochure online. Oriental health super top-up premium chart table is also given in the policy brochure. Moreover, if you want to save time you can use the Oriental health insurance premium calculator online to know the premium cost in advance.

      Exclusions of Oriental Super Top-up Health Insurance Plan

      Oriental health Super top-up policy does not cover the following medical expenses:

      • Hospitalization for diagnostic purposes
      • Sex-change surgery, cosmetic surgery, and plastic surgery
      • Infertility treatments
      • Obesity and weight control
      • Hazardous activities and adventure sports
      • Refractive error, cosmetic dental surgeries
      • Dietary supplements.
      • Unproven treatments.
      • Self-harm and self-inflicted injuries.

      For more information about exclusions, please refer to the plan brochure or the policy document. If you are planning to buy this policy or any other Oriental health insurance plans then you can write to us at care@policybazaar.com or call us at 1800-708-8787.

      FAQs

      Health insurance articles

      Recent Articles
      Popular Articles
      Should You Buy a Super Top-up Health Insurance Policy?

      18 Jan 2023

      India is abuzz with a variety of health insurance plans to cater
      Read more
      6 Reasons Why Your Cashless Health Claims Can Get Denied

      18 Jan 2023

      Cashless claims are one of the most lucrative benefits of buying a
      Read more
      Check Out the Mandatory KYC Documents for Health Insurance

      30 Dec 2022

      The Insurance Regulatory & Development Authority of India
      Read more
      What to Look for in a Health Insurance for Cancer Plan?

      20 Dec 2022

      Cancer is one of the biggest demons that the world faces today
      Read more
      What are the Factors Affecting Health Insurance Premium?

      20 Dec 2022

      Demand for insurance products in India, especially health
      Read more
      What are the Normal Thyroid Stimulating Hormone (TSH) Levels as Per Age?
      The thyroid gland is an important gland responsible to produce the right amount of hormones for normal body
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Income Tax Slab for Women: Guide to Exemptions and Rebates
      In India, every person who earns beyond a certain limit is liable to pay income tax to the government. The tax
      Read more
      Best Health Insurance Plans for Senior Citizens in 2023
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL