Care Ultimate Care Plan

Plan Highlights

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      About Care Ultimate Care Plan

      Care Ultimate Care plan is the first in the industry to offer a return of the first year’s base premium under the Money Back benefit after every 5 consecutive claim-free years. It rewards the policyholder after 7 consecutive claim-free years by enhancing the sum insured by 100% under the Loyalty Boost benefit. Moreover, it increases the sum insured by 100% every year regardless of the claim history under the Infinity Boost benefit.

      This Care health insurance policy covers pre-existing obesity, diabetes, coronary artery disease, hypertension, asthma, hyperlipidemia and hyperthyroidism from the 31st day of the policy under the Instant Cover benefit. It also covers hospitalization expenses without any sum insured limit once in the policy lifetime under the Unlimited Care benefit.

      Moreover, the policy comes with a wide range of optional covers, such as tenure multiplier, premium freeze, maternity insurance, unlimited recharge booster, OPD cover, plus benefit, consumables cover, annual health check-ups, cancer insurance, women care, etc.

      Read more
      Eligibility
      Adult minimum entry age
      18 years
      Adult maximum entry age
      No age limit
      Renewability
      Lifelong
      Child minimum entry age
      91 days
      Child maximum entry age
      24 years
      Get more details ›
      Cholamandalam Health Insurance
      Get more details ›

      Care Ultimate Care Plan: Key Highlights

      Categories Specifications
      Sum Insured ₹5 lakh to 1 crore
      Pre-existing Diseases Waiting Period 3 years
      Discount Up to 30% welcome discount
      Up to 30% wellness discount
      Up to 5% early renewal discount
      Check premium ›

      Ultimate Care Features

      All Features
      What’s covered
      What’s not covered
      Highlights
      Coverage
      Value Added Services
      Waiting periods
      Additional Features
      Maternity Benefit(s)
      Policy Documents
      What we love
      Introducing an Industry-First Feature: "Money Back" – Maximize your coverage with a multi-year purchase!
      2 Hour HospitalizationKnow more ›
      Money BackKnow more ›
      Infinity BonusKnow more ›
      Coverage
      Room rent limit
      Any category
      Room rent limit is the maximum amount per day cost allowed by the insurer. Related expenses, such as doctor consultation etc. are paid in proportion to the room rent limit. Look out for plans with No Room Rent limit
      Restoration of cover
      Rs 10 lakh unlimited times a year; for related and unrelated illness
      Very useful feature, in case the sum Insured gets exhausted in a year due to multiple claims or a large claim. Insurer restores the sum insured to provide continued coverage to policyholders.
      Renewal Bonus
      Rs 10 lakhs per year, increasing every year regardless of claims, with no maximum limit
      Renewal bonus is the extra sum insured added at the time of policy renewal as per the terms and conditions specified in the policy.
      Co-pay
      100% paid by the insurer
      Co-pay is the share of claim to be paid by the policyholder, while the rest is paid by the insurer. Always look out for plan with 0% co-pay or minimum co-payment.
      Pre-hospitalization coverage
      60 days
      Expenses incurred BEFORE hospitalization, such as doctor visits, diagnostic tests etc. Insurance company pays for such expenses upto a certain number of days (ex. 30-90 days) prior to hospitalization.
      Post-hospitalization coverage
      90 days
      Expenses incurred AFTER hospitalization, such as doctor visits, medicines etc. Insurance company pays for such expenses upto a certain number of days (ex. 30-180 days) after the hospitalization.
      Day care treatment
      All day care treatments are valid. Get covered even with just 2 hours of hospitalization—no need to meet the 24-hour minimum requirement.
      Treatments that do not require hospitalization, such as Cataract, Chemo etc.
      Hospitalization at home
      Up to Rs 10 lakh
      This feature covers for scenarios where hospital bed is not available AND the doctor has recommended treatment at home.
      Ambulance charges
      Up to Rs 10 lakh
      Covers for ambulance charges before or after the hospitalization.
      Cashless hospitals
      11610 cashless hospitals in India
      Check in your city
      Hospitals that have a direct tie-up with the insurance company, where insured can avail cashless treatment. Larger the network in your area, better it is.
      Value Added Services
      Mid year member addition
      Child age should be 91-180 days at the time of addition in the policy after issuance. Spouse will be added after 91 days of policy issuance provided, wedding date should be after policy issuance date
      Free health checkup
      Once every year for all insured members below 18 years or above, from a selected list of tests - Available as an optional cover
      Complimentary health checkups in the policy to ensure wellbeing of the policyholders.
      E-consultation
      Unlimited consultations with General Physicians
      Free Online doctor consultation(s) is an additional feature to keep your health in check
      Discount on Renewal
      5% discount when renewed in 30 days before due date, or 2.5% within the 30 days
      An additional discount for staying active and fit. Can be availed at the time of renewal
      Daily cash allowance
      Not available in this plan
      Insurer offers a fixed daily payout for each day till the time the policyholder remains hospitalized. Covers for expenses such as meals, transport etc. of the attendant.
      Out patient consultation benefits
      Available as an optional cover
      This feature covers doctor consultations, diagnostic tests and pharmacy costs. Offered by a few insurers as a part of the plan and otherwise available as an optional rider
      Waiting periods
      Existing Illness cover
      3 years
      The minimum period policyholder needs to wait before filing a claim. In case of pre-exisitng illnesses such as diabetes, thyroid etc., look for plans with less waiting periods.
      Initial Waiting Period
      30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policies
      The amount of time you’ll have to wait from the date of issue to actively start using your health insurance policy and benefiting from it.
      Specific Illness cover
      24 months; for slow growing diseases like knee replacement, hernia, cataract etc. See full list of diseases mentioned in policy wordings
      Certain diseases or medical conditions and procedures may come with a specific waiting period.These may include cataracts, ENT disorders, osteoporosis, hernia, joint replacement surgery, etc. The waiting period for such illnesses can vary from 2 to 4 years, depending on the policy’s terms and conditions.
      Additional Features
      Alternate medicine (AYUSH)
      Up to Rs 10 lakh
      Few diseases may require alternate treatment such as Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy (AYUSH). Do check if your plan covers the same and up to what limits.
      Worldwide coverage
      Not available in this plan
      The higher the coverage the better as medical treatments abroad are expensive.
      Consumables Coverage
      Available as an optional cover
      Consumables are usually, but not restricted to, medical aid/ equipment that have to be discarded after use. The cost incurred from the consumables is directly billed to the patient, if not covered in the health insurance policy.
      Domestic evacuation
      Air Ambulance cover up to Rs 10 lakh
      This feature refers to the process of transferring an individual to his home country for medical treatment from the location where he/she suffered a medical emergency. A really important part of health insurance plan for the frequent travellers
      Cover for organ donor
      Up to Rs 10 lakh
      Covers for Organ transplants. Hence if an individual is looking to avail such a procedure in the near future, he/she must take a plan with high cover amount
      Animal bite vaccination
      Not available in this plan
      Covers vaccination costs in case of an animal bite such as dog bite
      Maternity Benefit(s)
      Maternity cover
      Not available in this plan
      New Born Baby cover
      Not Available with this plan
      This provides coverage for medical expenses associated with the infant health
      Baby Addition to Policy
      From 91st day post child birth by paying additional premium
      This allows addition of a baby after 90 days of the delivery within the sum insured for an additional premium
      Pre and Post Natal benefit
      Not available with this plan
      This covers the medical expenses incurred during pregnancy before and after delivery
      Download policy documents
      We have summed up the plan for you but if you are still curious read all the fine prints here
      Brochure
      Network list
      Policy Wordings
      Disclaimer: The plan features detailed are for a ₹10 Lakh cover. Not all features may be applicable to your specific profile.
      Buy now ›

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        Key Benefits of Care Ultimate Care Plan

        Money Back Benefit
        Money Back Benefit
        For the first time, policyholders can get a refund of their first policy year’s base premium after a block of every five claim-free years under the Money Back benefit. However, this benefit is available as an optional cover.
        Loyalty Boost
        Loyalty Boost
        With the Loyalty Boost benefit, an additional coverage amount equal to 100% of the base sum insured will be provided to the policyholder, provided no claims have been raised in the previous 7 consecutive years. However, this benefit is available only once during the lifetime of the policy.
        Infinity Bonus
        Infinity Bonus
        The Infinity Bonus benefit enhances the coverage amount by 100% of the sum insured every year throughout the lifetime of the policy, regardless of any claims raised by the policyholder. However, this benefit is available as an optional cover.
        PED Coverage from Day 31
        PED Coverage from Day 31
        For the first time, policyholders can get a refund of their first policy year’s base premium after a block of every five claim-free years under the Money Back benefit. However, this benefit is available as an optional cover.
        Double Sum Insured
        Double Sum Insured
        Policyholders can double their coverage amount in two years as the insurance company increases the base sum insured by 50% for up to a maximum of 100% on every policy renewal. Moreover, this cumulative bonus stays intact even if you raise a claim.
        Unlimited Automatic Recharge
        Unlimited Automatic Recharge
        Under this benefit, the sum insured amount will automatically get recharged by 100% unlimited times a year in case the original coverage amount is completely exhausted after the first claim.
        Annual Health Check-up
        Annual Health Check-up
        Care Health Insurance Limited allows all insured family members to avail annual health check-ups on a cashless basis at any of its network service providers. However, this benefit is available as an optional cover.
        No Claim Bonus
        No Claim Bonus
        A No Claim Bonus (NCB) of 10% is granted to the policyholder up to a maximum of 50% for every claim-free year. The policyholder can also buy the No Claim Bonus Super optional cover to get 50% NCB for every claim-free year.
        30% Discount on Renewal Premiums
        30% Discount on Renewal Premiums
        Policyholders can earn a discount of up to 30% on renewal premiums by achieving a target of 10,000 steps for 270 days or more under the Wellness Benefit. However, this benefit is available as an optional cover.
        No Room Rent Limit
        No Room Rent Limit
        This Care health insurance policy has no limit on hospital room rent, allowing the insured to stay in any hospital room of their preference.
        Free Pharmacy Vouchers
        Free Pharmacy Vouchers
        On the first renewal of this mediclaim policy, the insurer will provide two pharmacy vouchers of ₹250 each to the policyholder.
        Access to Health Services
        Access to Health Services
        Care Health Insurance Limited provides health services, including doctors on chat and a digital locker for medical records on the health portal. They also offer discounts on OPD consultations, diagnostics, pharmacy, and maternity expenses availed at a network provider of the insurance company.
        Tax Benefits
        Tax Benefits
        Premiums paid to buy a Care Ultimate Care policy will be eligible for tax deductions under Section 80D of the Income Tax Act.
        View more benefits
        Get covered today ›

        Care Ultimate Care Plan Inclusions, Exclusions & Optional Cover

        Inclusion
        Exclusion
        Optional Cover
        1. In-patient Care
          It pays for the medical expenses incurred on getting hospitalized for at least 24 hours.
        2. Day Care Treatment
          It covers the cost of availing any day care treatment that requires less than 24 hours of hospital admission.
        3. Advance Technology Methods
          It pays for the cost of availing medical treatments through 12 advance technology methods, including stem cell therapy, deep brain stimulation and oral chemotherapy.
        4. Pre-Hospitalization Medical Expenses
          It covers the medical expenses incurred for up to 60 days before getting hospitalized.
        5. Post-Hospitalization Medical Expenses
          It pays for the medical expenses incurred for up to 90 days after getting discharged from the hospital.
        6. AYUSH Treatment
          It covers the cost of availing in-patient treatment through the AYUSH system of medicines.
        7. Domiciliary Hospitalization
          It pays for the medical expenses incurred on availing domiciliary treatment at home for more than 3 days on a qualified doctor’s advice in case shifting to a hospital is not possible.
        8. Organ Donor Cover
          It covers the medical expenses incurred by the organ donor during the harvesting of the organ for the transplant surgery of the insured.
        9. Ambulance Cover
          It pays for the cost of availing ambulance services through any mode of transportation to move the insured to or from the hospital.
        10. New Born- Wait Period Benefi
          It removes any waiting period applicable to the newborn baby’s treatment if the baby was added to the policy within the first 90 days of its birth.
        View more Inclusions
        1. Obesity and Weight-control Treatments
          It excludes expenses incurred on fat loss surgeries and weight management procedures.
        2. Dietary Supplements and Substances
          It does not pay for dietary substances like vitamins and minerals that can be bought without a doctor’s prescription.
        3. Treatment for Alcohol or Drug Addiction
          It does not cover treatment for addictive conditions due to alcohol, drugs, and other substances.
        4. Treatments for Injuries from Adventure Sports
          It excludes treatment for injuries from adventure or hazardous sports like rafting, mountaineering, etc.
        5. Cosmetic Surgeries
          It does not pay for plastic surgery and cosmetic procedures done for beautification purposes.
        6. Self-inflicted Injuries
          It does not cover treatment costs for injuries from attempted suicide or self-harm.
        7. Unproven Treatments
          It excludes costs for unproven treatments whose effectiveness is not supported by adequate medical documentation.
        View more Exclusions
        1. Premium Payback
          It refunds the base premium amount of the first policy year to the policyholder after every 5 consecutive claim-free years.
        2. Infinity Bonus
          It increases your coverage amount by 100% of the base sum insured on every renewal irrespective of whether you file a claim or not.
        3. Instant Cover
          It covers pre-existing asthma, diabetes, obesity, hypertension, coronary artery disease, hyperlipidemia and hyperthyroidism from the 31st day of the policy.
        4. Tenure Multiplier
          It allows the policyholder to combine the annual sum insured across the policy tenure in a multi-year health insurance policy for a single claim. This benefit is available once in the entire policy tenure.
        5. Unlimited Care
          It covers hospitalization expenses without any restriction on the sum insured amount once in the lifetime of the policy.
        6. Unlimited Automatic Recharge Booster
          It automatically restores the coverage amount by 100% of the sum insured for the first claim in the lifetime of the policy.
        7. Premium Freeze
          It freezes the policy premium as per the entry age of the policyholder unless a claim is raised.
        8. Maternity Cover
          It covers maternity expenses incurred during pregnancy and childbirth, including pre-natal and post-natal expenses. Moreover, it accumulates the maternity coverage amount for up to 3 times, provided no pregnancy-related claims have been filed.
        9. OPD Care
          It reimburses the medical expenses incurred for doctor consultations, pharmacy and diagnostic examinations on an outpatient department (OPD) basis.
        10. Newborn Baby Cover
          It pays for the hospitalization expenses incurred for the treatment of the newborn baby within the first 90 days of its birth.
        11. Claim Shield
          It pays for the cost of non-medical items, such as oxygen masks, IV injection charges, gauze, cotton, etc., availed during in-patient hospitalization.
        12. Plus Benefit
          It provides an additional coverage amount of 20%/ 50%/ 100%/ 500% of the sum insured from day 1 of the policy, which will get activated once the base sum insured is completely exhausted.
        13. Inflation Shield
          It increases the sum insured of the policy based on the inflation rate of the previous year.
        14. Annual Health Check-up
          It covers the cost of preventive health check-ups once every year incurred by each insured member.
        15. Cover Pause
          It allows the policyholder to pause policy coverage for up to 30 days once a year in case he/she is travelling abroad. The policy tenure will be extended by the number of days it was paused under this benefit.
        16. Outpatient Consultations
          It pays for the medical expenses incurred on availing OPD consultations with general physicians and specialists.
        17. Outpatient Dental and Vision Care
          It covers the cost of OPD dental consultations and treatments along with OPD consultations and diagnostic tests for vision care.
        18. OPD Diagnostics
          It pays for the OPD expenses incurred on diagnostic tests prescribed by a qualified doctor.
        19. OPD Pharmacy
          It covers the medical expenses incurred on buying medicines on an OPD basis.
        20. Unlimited E-consultations
          It allows the insured to avail e-consultations from general physicians/specialists within the insurer’s network unlimited times a year.
        21. Physical Consultations with General Physicians
          It pays for a maximum of 4 OPD physical consultations with a general physician availed by each insured member during the policy year.
        22. Physical Consultations with Specialist Doctors
          It covers the cost of 4 OPD physical consultations with specialist doctors availed by each insured member in a policy year.
        23. Women Care
          It pays for the OPD expenses incurred on mammography and the screening for PCOD/PCOS and cervical cancer on a cashless basis.
        24. Mental Health Wellbeing
          It covers the cost of OPD consultations, counselling and rehabilitation for acute depression, anxiety, Post-traumatic Stress Disorder (PTSD) and Obsessive Compulsive Disorder (OCD).
        25. Newborn External Congenital Disease/Defects
          It pays for the treatment cost of medically diagnosed external congenital disease/defects of the newborn baby.
        26. Newborn Vaccination
          It covers the cost of vaccinations of the newborn baby until the baby turns 1 year old.
        27. Assisted Reproductive Treatment
          It pays for the medical expenses incurred on assisted reproductive treatments availed by the insured women.
        28. Durable Medical Equipment
          It covers the cost of medically necessary medical devices, aids or durable medical equipments, prescribed by the doctor at the time of hospital discharge.
        29. Cancer Care
          It pays for the medical expenses incurred on the treatment of any cancer or metastasis or recurrence of cancer.
        30. PED Wait Period Modification
          It reduces the waiting period for pre-existing diseases (PED) from 3 years to 2 years or 1 year.
        31. Travel Plus
          It pays for the overseas medical expenses incurred on emergency in-patient care and OPD treatments, along with compensation for the loss of passport or international driving license, delay or loss of checked-in baggage, trip cancellation and trip interruption. Moreover, this benefit comes with optional coverage for life-threatening conditions due to pre-existing diseases.
        32. Surrogacy Care
          It covers the hospitalization expenses of the surrogate mother resulting from pregnancy and post-partum delivery complications. However, this coverage is available only under a policy tenure of three or more years.
        33. Oocyte Care
          It pays for the hospitalization expenses of the oocyte donor resulting from complications due to oocyte retrieval.
        34. Smoking and Alcohol Rehabilitation
          It enables the insured to avail online tobacco cessation and de-addiction program, including sessions with cessation & de-addiction specialists and withdrawal and cravings management, through the insurer’s network providers.
        35. Wellness Benefit
          It provides wellness benefits, including up to 30% wellness discount on achieving target step count and access to digital fitness coaching, nutritionist/wellness coach and AI fitness coaching.
        36. Deductible
          It offers a discount on the premium if the policyholder agrees to pay an aggregate deductible on all claims in a policy year.
        37. Co-payment
          It levies a fixed percentage of co-payment payable by the policyholder on every claim.
        38. Smart Select
          It provides a premium discount if the policyholder opts to avail cashless treatment only at smart select hospitals listed by the insurance company.
        39. OPD Reward
          It provides OPD vouchers of up to ₹5000 or ₹10,000 to the policyholder in case no non-accidental hospitalization claims have been raised for the last 3 consecutive years.
        40. Initial Wait Period Modification
          It removes the initial waiting period of 30 days and starts medical coverage from day 1 of the policy.
        41. Named Ailment Wait Period Modification
          It modifies the waiting period for specified/named illnesses from 2 years to 1 year or 3 years.
        42. Pre-Post Hospitalization Expenses Modification
          It modifies the maximum number of days covering pre-hospitalization and post-hospitalization expenses during the policy year.
        43. Concierge/Geriatric Care
          It provides concierge services, including emergency doctor on call, fortnightly electronic health check-ups, access to 24x7 helpdesk and access to health-related content.
        44. Be-Fit Plus Benefit
          It allows the insured to visit fitness centres at a network provider of the insurance company unlimited times in a policy year.
        45. Spouse Care
          It allows the newly married spouse of the policyholder to avail the accrued cumulative bonus of the policy. Moreover, the waiting period served under the policy is also passed on to the spouse.
        46. Policyholder – Child Protection
          It provides a 25% discount on renewal premiums to the dependent child until the age of 30 years in case of the policyholder’s death.
        47. Room Rent Modification
          It modifies the eligible hospital room category to single private AC room, twin sharing room, general ward or general ward with a maximum limit of ₹3000 per day.
        48. Grace Period Cover
          It covers the hospitalization expenses incurred during the grace period of the policy, which are otherwise not covered.
        49. Women Support Program
          It provides access to an online comprehensive program to support women-related health issues, including PCOS/PCOD, breast cancer, cervical cancer, Premenstrual Syndrome (PMS), contraception, Urinary Tract Infection (UTI), anaemia, osteoporosis and Sexually Transmitted Infection (STI).
        View more Optional Covers
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        Care Ultimate Care Plan Waiting Periods

        Categories Waiting Period
        Initial Waiting Period 30 days
        Specified Diseases Waiting Period 2 years
        Pre-existing Diseases Waiting Period 3 years
        Assisted Reproductive Treatment Waiting Period 1 year, 2 years
        Outpatient Dental and Vision Care Waiting Period 6 months
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        Policybazaar Exclusive Benefits
        • On ground claims support##(In 120+ cities)
        • Relationship manager For every customer
        • 24*7 claims assistance In 30 mins. guaranteed*
        • Instant policy issuance No medical tests~
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        ₹1000 Cr worth of claims assisted in 2022-2023
        How we helped our customers

        Policybazaar Claim Process

        Step 1
        Step 1

        In case of emergency we are just a call away.

        • Inform your Dedicated Relationship Manager
        • Or, Call us on the 24x7 toll-free helpline 1800-258-5881
        Step 2
        Step 2

        Take care of your family, we will do the rest.

        Our claim specialists will reach your location & complete the formalties from filing the claim to documentation to coordinating with insurer, TPA & hospital.

        Available in New Delhi and 114+ cities

        View cities list ›

        If you are not a Policybazaar customer you can view Care Health claim process here 👇
        Care Health
        View claim process ›

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        Care Ultimate Care Plan: FAQs

        Compare Care Health vs Other Popular Plans
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        Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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        Care Health claim process

        Care Health offers two types of claim settlements – cashless and reimbursement. Follow the steps to raise a claim:

        1
        Step 1: Find network hospital
        • Find the nearest network hospital of Care Health
        • Get admitted to the hospital
        2
        Step 2: Inform Care Health
        • Notify the insurance company about the hospitalization
        • In case of pre-planned hospitalization, intimate the insurer before hospital admission.
        3
        Step 3: Get Pre-authorization
        • Fill up the pre-authorization form and submit it to the hospital staff
        • The pre-authorization form will be sent to Care Health for approval.
        • Once approved, obtain medical treatment.
        4
        Step 4: Hospital Discharge
        • At the time of discharge, sign all the medical documents.
        • Pay for the items/services not covered under the Care Health policy
        5
        Step 5: Claim settlement
        • The network hospital will send the hospital bill to Care Health.
        • After review, the insurance company will pay the bill amount directly to the network hospital.
        1
        Step 1: Get Hospitalized
        Get admitted to a non-network hospital of the insurance provider
        2
        Step 2: Intimate the Insurance Company
        • Inform the insurance company about the hospitalization
        • In case of planned hospitalization, notify the insurer before hospital admission.
        • Receive medical treatment
        3
        Step 3: Hospital Discharge
        • At the time of discharge, pay the entire hospital bill in full.
        • Collect all the medical documents, bills and payment receipts
        4
        Step 4: Submit Documents
        Send all the required documents to the insurance company
        5
        Step 5: Settlement of Claim
        The insurance company will review the documents and pay the claim amount.
        Policybazaar 30 mins Claim Support

        Our Claim specialists in below cities will reach your hospital or home in 30 minutes to support your health insurance claim

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        *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

        *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

        *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

        **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws.

        *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

        *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

        *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

        *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

        *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

        *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

        *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

        *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

        *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

        *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

        *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

        *The scope of coverage may vary from plan to plan.

        ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

        ##On ground claim assistance is available in 114 cities

        Tax Benefits are subject to changes in tax laws. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

        STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

        Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2027, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

        Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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