TATA AIG Comprehensive Bike Insurance

TATA AIG Comprehensive Bike Insurance vs. Third Party Bike Insurance

Benefits of Tata AIG Comprehensive Bike Insurance

• The company boasts of a quick claim process. It has responsive customer support ready to provide 24x7 assistance to customer queries
• The company boasts an extensive network of more than 7500 garages PAN India and provides easy access to free repairs for the insured bike
• Both financial and legal types of assistance are extended to the damages incurred by self and the damage and theft of the vehicle
• Assistance to the policyholder for the third party liabilities as well
• The customer can choose from 8 add-on coverage options

What all is covered under TATA AIG Comprehensive Bike Insurance Plan?

TATA AIG comprehensive bike insurance plan is a complete coverage plan and acts as a protective layer for the bike owner against both own damage bike insurance and third party liabilities. Following are the details of coverage provided by the TATA AIG comprehensive bike insurance plan:

• Third Party Cover: The third party's financial and legal liabilities are covered under TATA AIG comprehensive bike insurance policy. The policy compensates for death, injury, permanent disability, and property damage caused to a third party.
• Personal Accident Cover: The personal accident cover is provided in comprehensive bike insurance policy up to Rs 15 lakh.
• Man-made Disaster Coverage: The policy compensates the customers against man-made disasters like nuclear attacks, robbery, riots, strikes, etc.
• Coverage against Natural Disaster: TATA AIG comprehensive bike insurance offers financial assistance to the policyholder in case of landslide, earthquake, cyclone, or other natural calamities.

What is not covered under the TATA AIG Comprehensive Bike Insurance plan?

The policyholder might not get any compensation for his losses in certain specific situations. These situations include;

• conflict or war, biological war, mutiny, or nuclear risk
• If the bike was driven without a valid license
• For the accident due to contract
• If the bike insurance was not operated by someone mentioned and described in the policy
• the driver was in a state of intoxication at the time of the accident
• Each of the policies covers has its predetermined geographical extent, and the company compensates only if the accident occurs within that extent.