Check Car Insurance Status Online
Thanks to digitalisation, everything can be done on the internet, including checking your car insurance status. Whether you want to verify your policy expiry date, validity, coverage details, or insurer name, the process can be completed in just a few minutes using your vehicle number or policy details.
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What is Car Insurance Status & Validity?
Car insurance status and validity are used to check if your policy is active, expired, or due for renewal. It also helps you check whether your policy covers third-party liabilities, accidents, theft, and other risks during the policy tenure.
The validity of a car insurance is usually one year. However, insurers these days offer a 3-year bundled policy, which is mandatory, especially for new cars. Checking the validity of your insurance helps you confirm the following:
How to Check Car Insurance Status & Validity Online in India?
There are multiple ways to check car insurance status online. Here are some common ways to do the same:
| Source | Method |
|---|---|
| VAHAN | The VAHAN portal allows you to check vehicle insurance status online in just a few minutes. |
| NextGen mParivahan App | You can easily run a vehicle insurance status check online via mParivahan app. |
| RTO Website | Visit your Regional Transport Office (RTO)'s website and know your car insurance validity. |
| Policybazaar.com | If you have purchased your car insurance from Policybazaar.com, simply log in to your account dashboard for your vehicle insurance check. |
| Insurer's Website | You can also check your insurance status online by logging in to your account on the insurer's website or contacting customer support. |
| Policy Document | Another simple way to check your car insurance validity is to check the same on your policy documents. |
Check Car Insurance Status by Registration Number
To check your car insurance status by registration number, you can use the following steps:
Check Insurance Status Using Policy Number
You can check the insurance status using your existing policy number on the official website or mobile application of your car insurance company using the following steps:
- Log in to the official website of your insurer
- Enter your policy number and registered mobile number
- View policy validity, coverage type, and expiry date
Check Insurance Status Using VAHAN
The VAHAN portal is a centralised website maintained by the Ministry of Road Transport & Highways (MoRTH) that stores data of all vehicles across the country. You can easily check your insurance status on VAHAN or the Parivahan Sewa website using the following steps:
- Visit the official website of Parivahan Sewa.
- Go to the 'Informational Services' tab on the menu bar.
- Click on 'Know your Vehicle Details' from the drop-down menu.
- You will be redirected to the Vahan NR e-Services page.
- Enter your registered mobile number for citizen login.
- After logging in, fill in your car registration number and the verification code.
- Click on 'Search Vehicle.'
- The details of your car, along with its insurance expiry date, will be displayed.
Note: There may be cases when your car insurance details are not updated in the VAHAN portal or the mParivahan app. In such cases, you must wait around 30 days for your policy to reflect on the portal once it has been issued. If you are still having issues viewing your car insurance policy, you can contact our customer support portal at Policybazaar.com.
Check Car Insurance Status via NextGen mParivahan
Policyholders can easily use the mParivahan mobile application to check their car insurance status using the steps mentioned below:
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Download the mParivahan mobile application
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Log in or create an account by filling in all the required details
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Sign in using your account
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You can easily find your vehicle and insurance details under your registered vehicles section.
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You can also download the policy which is valid during routine traffic challans.
Check Car Insurance Status via RTO
- Visit the official website of your State's transport office.
- Go to 'Online Services'
- You will be redirected to the Parivahan website.
- Enter your car's registration number, chassis number, and engine number.
- Fill in the captcha code and submit the details.
- The details of your vehicle and its insurance status will be displayed.
Check Car Insurance Status via Policybazaar
If you have purchased your motor insurance from Policybazaar, here are the steps to check your car insurance status online on its website:
- Visit Policybazaar.com.
- Sign in to your account dashboard and go to the 'Policies' section.
- Here, you can check vehicle insurance details, such as policy type, expiry date, renewal options, etc.
- You can also use the Policybazaar mobile application to view your insurance status.
What Details Are Available in Car Insurance Status Online?
You can see the following details while checking your insurance status:
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Insurer Name
The name of the car insurance company providing coverage for your vehicle.
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Policy Validity
The start and the end date of your insurance policy.
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Coverage Type
Whether your car has third-party insurance or comprehensive coverage.
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Expiry Date
The exact date when your insurance policy expires.
These details help you track your coverage and plan renewals on time.
Common Errors When You Check Car Insurance Status Online
Here are some errors you must avoid while checking vehicle insurance status online:
FAQs on Car Insurance Status
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Q1. What happens if my car insurance has expired?
Ans: If your car insurance has expired, your vehicle is no longer legally allowed on Indian roads. You may be fined up to ₹2,000, your licence can be suspended for repeat offences, and any accident damage will have to be paid from your own pocket. Also, your No Claim Bonus (NCB) may be lost if renewal is delayed. -
Q2. How do I check which type of car insurance I have?
Ans: If you are a Policybazaar customer, you can know your car insurance type from your account dashboard. Additionally, you can do a car insurance check from the insurer's website or the Parivahan Sewa portal. -
Q3. How to know my car insurance details via registration number?
Ans: You can visit the Parivahan Sewa website, VAHAN portal, or the mParivahan App to easily check your car insurance status via vehicle number. -
Q4. How can I find the car insurance company name by registration number?
Ans: You can find your car insurance company using the vehicle registration number on the Parivahan Sewa website, the VAHAN portal, or Policybazaar.com. Visit any of these portals, provide your registration number, and you will instantly find your car insurance details, including the insurer. -
Q5. How to download a car insurance policy online?
Ans: To download a car insurance policy online, either visit your insurer's website/app or Policybazaar.com. Simply log in to your account dashboard to access your policy details and download a copy. -
Q6. What should I do if my insurance details are incorrect online?
Ans: If the insurer name, expiry date, or coverage type is wrong, contact your insurance company immediately. Incorrect records can cause claim rejection or legal issues during traffic checks. -
Q7. What is the car insurance validity period?
Ans: Generally, a car insurance is valid for 1 year. Only for new cars, you must purchase a 3+1 policy. -
Q8. Is there any fee for checking vehicle insurance status online?
Ans: No. The online car insurance check option is available at no cost. -
Q9. Why is it important to check car insurance status online?
Ans: It is important to check your insurance status to ensure legal compliance and road safety. It also keeps you informed about your policy coverage and when to renew it. -
Q10. Can I check vehicle insurance status without a policy number?
Ans: Yes. You do not need a policy number to check your car insurance status. Simply enter your vehicle registration number, and it will display your car insurance status and policy details. Besides, you can also know your insurance status using your vehicle registration number on the government's VAHAN portal or mParivahan app. -
Q11. How to Check Car Insurance Status Offline?
Ans: Apart from online methods, you can also do a car insurance status check by visiting your concerned RTO. There, you will have to provide your vehicle's registration number, and they will give you all the information related to your car insurance policy. -
Q12. How to Check Vehicle Owner Details Via SMS?
Ans: Earlier, there was an option to check vehicle owner details via SMS. It allows you to send an SMS with your vehicle registration number to 7738299899 to find RTO vehicle owner details on your mobile phone. However, this feature is no longer available, as the given number no longer exists. -
Q13. How to check vehicle insurance status online on the IIB Portal?
Ans: The option to check vehicle insurance status online on the IIB (Insurance Information Bureau) portal was earlier available, but is no longer there. Instead, you can check car insurance details on the mParivahan app, VAHAN portal, or Policybazaar.com. -
Q14. How to check the vehicle insurance status of a used car?
Ans: If you are buying a pre-owned or second-hand car, it is crucial to verify its insurance status before transferring ownership. Similar to the process for a new car, you can check the insurance status of a used car via VAHAN, Parivahan App, and more. -
Q15. What are the common ways to find my car insurance policy number?
Ans: Besides the car insurance status checker on aggregator websites, you can find your car policy number through the following ways:
- Check your emails for the soft copy from the insurer
- Look at the physical copy of your car insurance policy
- Visit the Parivahan Sewa website or the VAHAN portal
- Contact your insurer or insurance agent directly
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