Maruti Ciaz Car Insurance

Maruti Suzuki Ciaz is a medium-sized sedan manufactured by Maruti Suzuki. It was launched in India for the first time in October 2014 as a successor of Maruti SX4 car. It is one of the most popular medium-range sedans, known for its elegant design, spacious interiors and powerful engine. In 2015, Ciaz car was awarded as the ‘Sedan of the Year’ by Golden Steering Wheel Awards. If you are considering to buy a Maruti Ciaz car, you can check out its features, specifications, ex-showroom prices and car insurance premium as you go through this article.

Features of Maruti Ciaz Car

The Maruti Suzuki Ciaz car comes with the following features:

  • It has 1.5L K15 Smart Hybrid petrol engine and comes with ABS with EBD.
  • It is equipped with smartplay infotainment system.
  • It comes with dual front airbags for driver and the co-driver.
  • It has rear defogger and reverse parking sensor.
  • It comes with keyless entry and anti-theft security system.
  • The car also has a speed alert system installed.

Specifications of Maruti Ciaz Car

Take a look at the technical specifications of Maruti Suzuki Ciaz car:

Categories

Specifications

Engine/ Displacement

1462 CC

Cylinder

4

Maximum Power

77 KW/ 6000 rpm

Maximum Torque

138 Nm/ 4400 rpm

Fuel Variant

Petrol

Mileage

MT: 20.65 km/l

AT: 20.04 km/l

Suspension

Front: McPherson
Back: Torsion Beam

Transmission

5 MT/ 4 AT

Emission Norm Compliance

BS-VI

Fuel Tank

43 L

Boot Space

510 L

Maruti Ciaz Variants with Car Insurance Price

Check out different variants of Maruti Suzuki Ciaz car along with their ex-showroom price and car insurance premium:

Maruti Ciaz Variants

(2019 Registration)

Ex-Showroom Prices

(in Rs)

Insured Declared Value*

(IDV)

Zero Depreciation Price*

(Add-On Cover)

Estimated Maruti Ciaz Insurance Price*

(1-year Comprehensive Car Insurance)

Ciaz Sigma

Rs 8,31,974

Rs 5,56,920

Rs 2,785

Rs 5,448 onwards

Ciaz Delta

Rs 8,93,974

Rs 5,98,400

Rs 2,992

Rs 5,614 onwards

Ciaz Zeta

Rs 9,70,974

Rs 6,50,760

Rs 3,254

Rs 5,824 onwards

Ciaz Alpha

Rs 9,97,689

Rs 6,38,080

Rs 3,828

Rs 9,924 onwards

Ciaz S

Rs 10,08,689

Not Available

Not Available

Not Available

Ciaz Automatic Delta

Rs 9,97,689

Rs 6,66,400

Rs 3,332

Rs 5,886 onwards

Ciaz Automatic Zeta

Rs 10,80,974

Rs 7,18,760

Rs 3,594

Rs 6,096 onwards

Ciaz Automatic Alpha

Rs 11,09,974

Rs 7,02,080

Rs 4,212

Rs 10,597 onwards

*Disclaimer: The Maruti Ciaz insurance price may vary from one car to another depending on the RTO, coverage type, year of registration, claim history, etc. The IDV and zero depreciation cost may differ from one motor insurer to another.

Maruti Ciaz Car Insurance Policy Inclusions

A Maruti Ciaz insurance policy covers your car from the following risks:

  • Any own damages or losses caused to your Ciaz car due to -
    • Accidents
    • Theft
  • Natural calamities, including storm, floods, cyclones, etc.
    • Manmade calamities, including riots, vandalism, strikes, etc.
    • Fire, explosion or self-ignition
  • Any damages caused by your Ciaz car to third party properties
  • Any bodily injuries or death of third parties caused by your Ciaz car
  • Accidental death or disability of the owner-driver of the Ciaz car

Add On Covers Under Maruti Ciaz Insurance Policy:

Apart from basic coverage, a Maruti Suzuki car insurance policy also comes with add-on covers that enhance the policy coverage for a higher premium. Take a look at some of the add-on covers commonly available under Maruti Ciaz insurance:

  • Engine & Gearbox cover
  • Consumable cover
  • Return to Invoice cover
  • No Claim Bonus Protection
  • Passenger cover
  • Zero Depreciation cover
  • Alternative Vehicle cover
  • Personal Belongings cover
  • Key Replacement cover

Maruti Ciaz Car Insurance Policy Exclusions

The following risks or situations are not covered under the Maruti Ciaz insurance policy:

  • Regular wear and tear of the Ciaz car
  • Depreciation on the parts of the car
  • Mechanical and electrical breakdown of the Ciaz car
  • Driving the Ciaz car without a valid driving license
  • Loss or damages caused to the car outside India
  • Driving the Ciaz car under the influence of intoxicants, including alcohol
  • Non-accidental damages suffered by the tyres of the car
  • Loss or damages caused to the Ciaz car due to illegal activities
  • Staged accident of the car
  • Loss or damages resulting out of war or nuclear activities
  • Commercial usage of private-use Ciaz cars

How to Buy Maruti Ciaz Car Insurance?

To buy a Maruti Ciaz insurance policy, follow the steps given below:

  • Go to the top of the page and enter your Ciaz car registration number
  • You can also choose to proceed without giving your car number
  • Provide other requested details of your Ciaz car, such as RTO, fuel type, registration year, etc.
  • Enter your contact details and policy expiry date
  • Choose your policy coverage
  • Select the Ciaz insurance plan that you want to buy
  • Pay the Ciaz insurance price online
  • The insurance company will issue your Maruti Ciaz car insurance policy

How to Renew Maruti Ciaz Car Insurance?

Every Maruti Ciaz insurance policy comes with an expiry date. You must renew your policy before the expiry date to ensure the protection of your car. Follow the instructions given below for Maruti Ciaz insurance renewal:

  • Go to the menu bar on top of the page and click on ‘Renewal’ tab
  • Select the option of ‘Motor Renewal’
  • You will be asked to provide your Ciaz car registration number or proceed without it
  • In case you don’t give your car number, provide other details of your Ciaz car, including registration city, car variant, registration year, etc.
  • Fill in your contact details and choose your policy coverage
  • Select your policy expiry date and inform about any claims raised under the previous policy
  • Choose your preferred Maruti Ciaz insurance renewal plan
  • Pay the Ciaz insurance price online
  • Your motor insurer will renew your Maruti Ciaz car insurance policy

Maruti Ciaz Car Insurance FAQs

Written By: PolicyBazaar - Updated: 08 October 2020
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Calculate your car IDV
IDV of your vehicle
Calculate IDV
Calculate Again

Note: This is your car’s recommended IDV as per IRDAI’s depreciation guidelines.asdfsad However, insurance companies allow you to modify this IDV within a certain range (this range varies from insurer to insurer). Higher the IDV, higher the premium you pay.Read More

Policybazaar lets you compare premium prices from 20+ Insurers!
Compare Prices