Maruti Ciaz Car Insurance

Maruti Suzuki Ciaz is a medium-sized sedan manufactured by Maruti Suzuki. It was launched in India for the first time in October 2014 as a successor of Maruti SX4 car. It is one of the most popular medium-range sedans, known for its elegant design, spacious interiors and powerful engine. In 2015, Ciaz car was awarded as the ‘Sedan of the Year’ by Golden Steering Wheel Awards. If you are considering to buy a Maruti Ciaz car, you can check out its features, specifications, ex-showroom prices and car insurance premium as you go through this article.

Features of Maruti Ciaz Car

The Maruti Suzuki Ciaz car comes with the following features:

It has 1.5L K15 Smart Hybrid petrol engine and comes with ABS with EBD.
It is equipped with smartplay infotainment system.
It comes with dual front airbags for driver and the co-driver.
It has rear defogger and reverse parking sensor.
It comes with keyless entry and anti-theft security system.
The car also has a speed alert system installed.

Specifications of Maruti Ciaz Car

Take a look at the technical specifications of Maruti Suzuki Ciaz car:

Categories	Specifications
Engine/ Displacement	1462 CC
Cylinder	4
Maximum Power	77 KW/ 6000 rpm
Maximum Torque	138 Nm/ 4400 rpm
Fuel Variant	Petrol
Mileage	MT: 20.65 km/l AT: 20.04 km/l
Suspension	Front: McPherson Back: Torsion Beam
Transmission	5 MT/ 4 AT
Emission Norm Compliance	BS-VI
Fuel Tank	43 L
Boot Space	510 L

Maruti Ciaz Variants with Car Insurance Price

Check out different variants of Maruti Suzuki Ciaz car along with their ex-showroom price and car insurance premium:

Maruti Ciaz Variants (2019 Registration)	Ex-Showroom Prices (in Rs)	Insured Declared Value* (IDV)	Zero Depreciation Price* (Add-On Cover)	Estimated Maruti Ciaz Insurance Price* (1-year Comprehensive Car Insurance)
Ciaz Sigma	Rs 8,31,974	Rs 5,56,920	Rs 2,785	Rs 5,448 onwards
Ciaz Delta	Rs 8,93,974	Rs 5,98,400	Rs 2,992	Rs 5,614 onwards
Ciaz Zeta	Rs 9,70,974	Rs 6,50,760	Rs 3,254	Rs 5,824 onwards
Ciaz Alpha	Rs 9,97,689	Rs 6,38,080	Rs 3,828	Rs 9,924 onwards
Ciaz S	Rs 10,08,689	Not Available	Not Available	Not Available
Ciaz Automatic Delta	Rs 9,97,689	Rs 6,66,400	Rs 3,332	Rs 5,886 onwards
Ciaz Automatic Zeta	Rs 10,80,974	Rs 7,18,760	Rs 3,594	Rs 6,096 onwards
Ciaz Automatic Alpha	Rs 11,09,974	Rs 7,02,080	Rs 4,212	Rs 10,597 onwards

*Disclaimer: The Maruti Ciaz insurance price may vary from one car to another depending on the RTO, coverage type, year of registration, claim history, etc. The IDV and zero depreciation cost may differ from one motor insurer to another.

Maruti Ciaz Car Insurance Policy Inclusions

A Maruti Ciaz insurance policy covers your car from the following risks:

Any own damages or losses caused to your Ciaz car due to -
- Accidents
- Theft
Natural calamities, including storm, floods, cyclones, etc.
- Manmade calamities, including riots, vandalism, strikes, etc.
- Fire, explosion or self-ignition
Any damages caused by your Ciaz car to third party properties
Any bodily injuries or death of third parties caused by your Ciaz car
Accidental death or disability of the owner-driver of the Ciaz car

Add On Covers Under Maruti Ciaz Insurance Policy:

Apart from basic coverage, a Maruti Suzuki car insurance policy also comes with add-on covers that enhance the policy coverage for a higher premium. Take a look at some of the add-on covers commonly available under Maruti Ciaz insurance:

Engine & Gearbox cover
Consumable cover
Return to Invoice cover
No Claim Bonus Protection
Passenger cover
Zero Depreciation cover
Alternative Vehicle cover
Personal Belongings cover
Key Replacement cover

Maruti Ciaz Car Insurance Policy Exclusions

The following risks or situations are not covered under the Maruti Ciaz insurance policy:

Regular wear and tear of the Ciaz car
Depreciation on the parts of the car
Mechanical and electrical breakdown of the Ciaz car
Driving the Ciaz car without a valid driving license
Loss or damages caused to the car outside India
Driving the Ciaz car under the influence of intoxicants, including alcohol
Non-accidental damages suffered by the tyres of the car
Loss or damages caused to the Ciaz car due to illegal activities
Staged accident of the car
Loss or damages resulting out of war or nuclear activities
Commercial usage of private-use Ciaz cars

How to Buy Maruti Ciaz Car Insurance?

To buy a Maruti Ciaz insurance policy, follow the steps given below:

Go to the top of the page and enter your Ciaz car registration number
You can also choose to proceed without giving your car number
Provide other requested details of your Ciaz car, such as RTO, fuel type, registration year, etc.
Enter your contact details and policy expiry date
Choose your policy coverage
Select the Ciaz insurance plan that you want to buy
Pay the Ciaz insurance price online
The insurance company will issue your Maruti Ciaz car insurance policy

How to Renew Maruti Ciaz Car Insurance?

Every Maruti Ciaz insurance policy comes with an expiry date. You must renew your policy before the expiry date to ensure the protection of your car. Follow the instructions given below for Maruti Ciaz insurance renewal:

Go to the menu bar on top of the page and click on ‘Renewal’ tab
Select the option of ‘Motor Renewal’
You will be asked to provide your Ciaz car registration number or proceed without it
In case you don’t give your car number, provide other details of your Ciaz car, including registration city, car variant, registration year, etc.
Fill in your contact details and choose your policy coverage
Select your policy expiry date and inform about any claims raised under the previous policy
Choose your preferred Maruti Ciaz insurance renewal plan
Pay the Ciaz insurance price online
Your motor insurer will renew your Maruti Ciaz car insurance policy

Maruti Ciaz Car Insurance FAQs

Q1. What are the types of Ciaz car insurance that I can buy

Ans: You can either buy a comprehensive or third party Ciaz insurance policy. A third party Ciaz insurance policy covers you against third party liabilities only. However, a comprehensive Ciaz insurance policy protects your car against third party liabilities, own damages and comes with personal accident cover.
Q2. Is it mandatory to buy Ciaz car insurance

Ans: If you own a Ciaz car, you need to compulsorily buy third party car insurance for your vehicle to abide by the motor laws of the country. This is because third party insurance cover is mandatory for all cars in India under Motor Vehicle act, 1988.
Q3. Will my Ciaz car be inspected if my car insurance expired a few months back

Ans: Yes. If your car insurance policy has expired, your Ciaz car will be subject to inspection by your motor insurer.
Q4. Is an online Ciaz insurance policy valid

Ans: Yes. All Ciaz car insurance policies issued online are valid in the eyes of the law, provided it has been purchased by an IRDAI registered insurance company or broker.
Q5. Will my NCB from my old car continue on my newly-purchased Ciaz car

Ans: Yes. Your NCB from your old car will continue on your newly purchased Maruti Ciaz car, provided both the cars are of similar type.
Q6. Will I get my NCB if I buy a second hand Ciaz car

Ans: You can get the NCB from your old car transferred to your second hand Ciaz car by contacting your motor insurance company and following their transfer process.
Q7. If I make a claim for stolen baggage from my Ciaz car, will it affect my NCB

Ans: If you raise a claim under your personal belongings add-on cover for the loss of your baggage, it will affect your NCB adversely. Your NCB will go back to zero as NCB is available as long as no claims are made under your Ciaz insurance policy.
Q8. What all documents do I need for Maruti Ciaz insurance renewal online
Ans: Most insurance companies offer paperless renewal services. Thus, you may not need to submit any document while renewing your Ciaz car insurance policy. However, you may need to keep the following documents handy while filling up the proposal for Maruti Ciaz insurance renewal:
- Maruti Ciaz insurance policy document
- Your Ciaz car registration number