Maruti Alto 800 Car Insurance

Maruti Alto 800 is one of the most selling hatchback cars in the economical car range. It offers a comfortable ride and fuel-efficient drive at the same time. It comes in both petrol and CNG variants. Like every other car it is imperative to protect your Alto 800 with a Maruti Alto 800 car insurance policy. You can buy a minimum of third-party vehicle insurance or go for an all-inclusive car comprehensive car insurance for your Maruti Alto 800.

Read more

Compare & Save upto 85%* on Car Insurance
Get Car Insurance starting
@ only 2094/year#
  • Renew Policy In2 Minutes

  • 20+ Insurers To Choose From

  • 51 Lakh+ vehicles insured

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Maruti Alto 800 Features

Maruti Alto 800 got some style modification and facelift in 2019. The new design bumper and grille adds to its appeal:

  • Maruti Alto 800 is available in four variants i.e. STD, VXI, LXI, VXI+
  • It comes in different colour ranges i.e. red, green, silver, white, blue, and grey
  • It is now available in BS6 CNG variant as well
  • The car is packed with smart play touchscreen infotainment system

Maruti Alto 800 Specifications

Engine 796 CC
Fuel Type Petrol/CNG
Transmission Manual
Torque 60Nm@3500rpm
Seating Capacity 5
Fuel Capacity 60 Litres

Maruti Alto 800 Car Insurance Price

Maruti Alto 800 Variants Ex-Showroom Price (Approx.)
Maruti Alto 800 STD Rs 2.94 Lakh
Maruti Alto 800 VXI Rs 3.76 Lakh
Maruti Alto 800 LXI Rs 3.53 Lakh
Maruti Alto 800 VXI Plus Rs 3.90 Lakh
Maruti Alto S-CNG Rs 4.30 Lakh

(The above prices are subjected to change and for reference purpose only)

Inclusions of Maruti Alto 800 Car Insurance

A car insurance policy is designed to ensure you a safe and joyful ride. Maruti car insurance offers a complete insurance cover against damages caused to your four-wheeler.  Moreover, it compensates for third-party damages that were caused by your vehicle.  Below are the coverage benefits:

  • Comprehensive Car Insurance

    A comprehensive car insurance policy compensates for damages incurred on your vehicle due to any of the below-mentioned reasons-

    • Accident or collision
    • Theft/burglary
    • Rebellions
    • Attacks
    • Fire/explosion
    • Malicious activities
    • Floods
    • Cyclones
    • Lightning
    • During transportation via rail, road etc.

    The compensation provided will be based on the IDV of the vehicle and the rate of depreciation on the vehicle parts as per the age of the vehicle.

  • Third-Party Car Insurance

    Third-party car insurance policy serves to protect the insured from third-party claims when he/she is at fault. It only compensates for financial liabilities arising out of an accident. And it is mandatory to have 3rd party insurance as per the law. The premium for this type of policy is notified and fixed by IRDAI at the beginning of the financial year. 

  • Personal Accident Cover

    As per the IRDAI regulations a personal accident cover of Rs. 15 Lakh is mandatory to cover accidental death and disabilities.

Exclusions of Maruti Alto 800 Car Insurance

Your car insurance claim will be invalidated if it arises due to the following reasons-

  • Routine wear and tear
  • Car breakdown (mechanical/electrical)
  • The general aging of the car
  • Accident taking place outside the geographical area
  • Consequential loss or depreciation on the parts of the car
  • Using the car outside the scope of coverage
  • If found to be driving without a DL
  • If found to be driving after consuming alcohol
  • The car being damaged due to nuclear radiations or war conditions

How to Buy Maruti Alto 800 Car Insurance?

Before purchasing a policy, it is important that you compare its features, coverage, Maruti alto 800 insurance price, and add-on benefits. You can easily buy and renew Alto 800 insurance online and get an instant car insurance quote following the below-mentioned steps-

  • Furnish the following information when comparing different quotes:
    • Car registration number
    • Chassis Number
    • Engine Number
    • year of manufacture
    • Car make and model
    • No-claim-bonus
    • Car make and model
    • Policy expiry date
  • Review the inclusions and deductibles: Review the quote and make changes to the coverage or deductibles if required.
  • Complete your purchase: Once you agree to the payment method and the terms & conditions, you can select the mode of payment (Net Banking/ Debit Card/Credit Card) and pay online in a convenient and secure manner.
  • Download your Maruti Alto 800 Car Insurance policy: Once the payment is made you can download your car insurance policy and take a printout. The insurance copy will also be sent over your registered email id.

How to Buy Renew Maruti Alto 800 Car Insurance

Just follow these simple steps for Maruti Alto 800 insurance renewal online-

  • Enter only your 8-digit policy number e.g. 2018-V1234567-FPV, enter only V1234567
  • Enter expiry date of your policy as specified in your schedule e.g. 15/8/2020
  • Click on renew the policy
  • Then modify your plan
  • Enter nominee and contact details
  • Confirm and pay

Maruti Alto 800 Car Insurance FAQs

  • Q1. Is it necessary to buy a car insurance policy?

    Ans: As per the Motor Vehicles Act, it is imperative to buy third-party liability insurance for all the car owners/drivers in India. The purpose is to recompense a third-party against damages caused by an insured vehicle. However, it is suggested to buy a comprehensive car insurance policy to cover the damages incurred on the insured motor vehicle as well as third-party damages.
  • Q2. What are the documents required for a car insurance claim?

    Ans: To get the claim amount following information needs to be furnished:
    • Copy of car insurance
    • Claim Intimation
    • Driving License copy
    • Car insurance claim form
    • Registration copy
    • Repair estimate
    • Vehicle survey report
    • Survey Fees Bills
    • Final repair receipt for cashless claim settlement
    • Pan card
    • Passport size photo
  • Q3. What is zero depreciation cover in a car insurance policy?

    Ans: In a zero-depreciation car insurance policy, the full claim amount is reimbursed without deducting the depreciation on the vehicle parts. It will not be applicable in case of theft, a constructive or total loss. Compulsory deductibles will be reduced from the total depreciation amount. 
  • Q4. What is No-claim-bonus in a car insurance policy?

    Ans: For every claim-free period, you earn a No-claim-bonus on renewal. In the case of 6 claim-free years, the discount can go up to 6 years. To avail NCB, the renewal should be done within 90 days of the policy expiry date. While renewing the policy, you can transfer the No Claim Bonus from the previous insurer.
  • Q5. What is a car insurance premium calculator?

    Ans: It is a dynamic tool that is car insurance companies provide to its customers to get car insurance quotes online.  All you need to do is submit the following information while using a car insurance calculator online -
    • IDV
    • Geographical zone
    • Vehicle Age
    • Cubic capacity of the engine
    • Make and model
    • No Claim Bonus
    • Discounts and loadings (as applicable)

Find similar car insurance quotes by body type

Hatchback Sedan SUV MUV
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
 Why buy from policybazaar

Car insurance articles

Recent Articles
Popular Articles
Does Comprehensive Car Insurance Cover Hit and Runs?

09 Jan 2023

Yes, your comprehensive car insurance policy may cover the damages
Read more
The New IRDAI Regulations for KYC in Car Insurance

03 Jan 2023

As per the IRDAI guidelines, all motor insurance sectors including
Read more
How Can We Use Roadside Assistance Cover in Car Insurance?

09 Dec 2022

Roadside Assistance is an add-on cover offered with your
Read more
Is Nut Bolt Covered Under Car Insurance?

06 Dec 2022

No, any damage to the nut bolt or any other consumable of your
Read more
What Happens When You Only Have Third-Party Insurance?

05 Dec 2022

Third-party car insurance is a mandatory cover as per the motor
Read more
Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
Read more
Check Car Insurance Status Online on Parivahan Sewa/ RTO?
It doesn’t matter if you are an excellent driver or take your car out only once in a few months, your car must be
Read more
Multiple Ways To Check Your Car Insurance Status Online
With everything going digital, checking vehicle insurance status online has become easier than ever. It not only
Read more
How to Find Car Insurance Details by Registration Number?
As a car owner, it is mandatory to have a car insurance policy under the Motor Vehicles Act, 1988. Sometimes, you
Read more
Transferring Car Insurance from One Person to Another
An integral part of selling a car, for both the buyer and the seller, is ensuring a successful car insurance
Read more