Toyota Innova Car Insurance

Toyota Innova is a highly-popular MPV or multi-purpose vehicle manufactured by Toyota India. It was launched for the first time in India in 2005 as an upgrade to the Toyota Qualis car. The premium MPV is well-known for its durability, affordability, spacious interiors and stylish looks. No wonder, it is one of the best-selling cars by the manufacturer. In case you have a Toyota Innova car or want to buy it second hand in the near future, here is where you can know everything about Toyota Innova car insurance. 

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Toyota Innova Car Insurance

Toyota Innova car insurance is a vehicle insurance policy that financially protects the Innova car against any unforeseen adversities leading to loss or damages to the vehicle. People who own a Toyota Innova car must have a valid Toyota insurance policy with a minimum of third party cover. This is important to adhere to the motor laws of the country. In case a person is caught driving an uninsured Toyota Innova car, he/she will be liable to pay a fine of Rs 2000  for the first offence and Rs 4000 for the second offence along with/or up to three months of jail imprisonment.

Types of Toyota Innova Car Insurance Plans

An Innova car owner can buy three types of Toyota car insurance plans. They are as follows:

  • Standalone Own Damage Toyota Innova Car Insurance 

    This type of Toyota insurance policy provides coverage for own damages sustained by the Innova car during natural calamities, fire, theft, manmade disasters and accidents. Standalone own damage Toyota Innova car insurance can be purchased only if the vehicle owner has an existing third party Toyota insurance policy for the Innova car.

  • Third Party Toyota Innova Car Insurance 

    This type of Toyota insurance policy provides coverage for third party liabilities that may arise due to causing bodily injuries or property damages to third parties by the Innova car in an accident. The coverage for property damages is available for up to Rs 7.5 lakh under third party Toyota car insurance.

  • Comprehensive Toyota Innova Car Insurance 

    This type of Toyota insurance policy provides comprehensive coverage to the Innova car by covering both own damages and third party accidental liabilities arising out of the vehicle. In addition, the car owner also receives a personal accident cover against accidental disability or death under a comprehensive Toyota insurance policy.

How to Buy Insurance for Toyota Innova From Policybazaar?

The procedure to buy Toyota insurance online from Policybazaar for an Innova car is given below:

  • Login to the website of
  • Click on the ‘car insurance’ icon on the page
  • A form asking for the registration number of the Innova car will appear
  • Fill up the form or click on the alternate option below
  • Provide information about the Innova car, including RTO, model type, fuel variant, registration year, etc.
  • Enter the personal details of the Innova car’s owner-driver, including the phone number
  • Toyota insurance rates for Innova car from various insurers will be displayed 
  • Choose the Toyota car insurance plan to buy and pay its premium online
  • The motor insurer will issue the Toyota vehicle insurance for the Innova car

Toyota Innova Variants

The following table shows the variants of the Toyota Innova car and its ex-showroom prices:

Toyota Innova Variants Fuel Type Ex-Showroom Price (Delhi)
G 8 STR Petrol Rs 11,76,000
EV PS 8 STR Diesel Rs 11,89,000
EV PS 7 STR Diesel Rs 11,94,000
GX 8 STR Petrol Rs 13,34,000
G 7 STR Diesel Rs 15,86,000
G 8 STR Diesel Rs 15,91,000
GX 7 STR Diesel Rs 16,52,000
GX 8 STR Diesel Rs 16,57,000
VX 7 STR Diesel Rs 18,87,000
VX 8 STR Diesel Rs 18,92,000
ZX 7 STR Diesel Rs 19,67,000
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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