Maruti Ritz Car Insurance

Maruti Suzuki Ritz is a popular hatchback car manufactured by Maruti Suzuki India Limited. It was introduced in India for the first time in 2009. This compact city car is well-known for its mileage, features, easy handling and affordable price. However, it was discontinued by the company in the year 2017. If you own a Maruti Ritz car and want to renew its insurance or plan to buy the vehicle second hand, you should check out its specifications and Maruti Suzuki insurance cost below.

Compare & Save upto 85%* on Car Insurance

Enter your car number

Processing

Get Car Insurance starting
@ only 2094/year^#

Renew Policy In2 Minutes*
20+ Insurers To Choose From
51 Lakh+ vehicles insured

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Maruti Suzuki Ritz Car Features

Following are some of the lucrative features available in a Maruti Suzuki Ritz car:

It is equipped with dual airbags and steering mounted control.
It comes with ABS with EBD as well as a crash sensor.
It is equipped with fog lights and a rear defogger.
It is fitted with alloy wheels and a rear spoiler.
It is equipped with a keyless entry and an anti-theft device.
It was available in six colours.

Specifications of Maruti Suzuki Ritz Car

The following table shows the specifications of the Maruti Suzuki Ritz car:

Categories	Specifications
Engine/ Displacement	Petrol: 1197 CC Diesel: 1248 CC
Cylinder	4
Maximum Power	Petrol: 85 hp @6000 rpm Diesel: 73 hp @4000 rpm
Maximum Torque	Petrol: 114 Nm @4000 rpm Diesel: 190 Nm @2000 rpm
Mileage	Petrol: 18.5 Km/l (MT) 17.16 Km/l (AT) Diesel: 23.2 Km/l
Suspension	Front: McPherson Strut Rear: Torsion Beam
Transmission	Petrol: 5 MT/ 4 AT Diesel: 5 MT
Emission Norm Compliance	BS-IV
Fuel Variant	Petrol/ Diesel
Fuel Tank	43 L

Maruti Suzuki Ritz Car Insurance Price

Take a look at the different models of Maruti Suzuki Ritz car as well as their car insurance price:

Maruti Suzuki Ritz Variants (2017 Registration)	Ex-Showroom Prices^	Insured Declared Value* (IDV)	Zero Depreciation Price* (Add-On Cover)	Estimated Maruti Ritz Insurance Price* (Comprehensive Car Insurance)
LXi	Rs 5,15,000	Rs 1,83,387	Rs 1,467	Rs 3,883 onwards
LDi	Rs 5,31,000	Rs 2,32,158	Rs 1,625	Rs 4,265 onwards
VXi	Rs 5,50,000	Rs 1,84,027	Rs 1,645	Rs 3,957 onwards
VDi	Rs 5,64,000	Rs 2,45,971	Rs 1,722	Rs 4,281 onwards
VXi (ABS)	Rs 5,80,000	Rs 1,93,558	Rs 1,730	RS 3,995 onwards
VDi (ABS)	Rs 5,82,000	Rs 2,53,833	Rs 1,777	Rs 4,302 onwards
AT (Petrol)	Rs 6,15,000	Rs 2,60,950	Rs 2,088	Rs 4,163 onwards
ZDi	Rs 6,23,000	Rs 2,71,046	Rs 1,897	Rs 4,323 onwards
ZXi	Rs 6,24,000	Rs 1,80,250	Rs 1,622	Rs 4,049 onwards

*Disclaimer: The Maruti Ritz insurance price can vary from one car to another depending on its age, the registered RTO, policy coverage type, etc.

The ex-showroom prices mentioned for manual petrol cars are as per Mumbai. However, the ex-showroom prices for diesel and automatic cars are as per New Delhi.

Maruti Suzuki Ritz Car Insurance Inclusions

A Ritz car owner can get the following coverage under the Maruti car insurance policy:

Own Damage Cover - It provides coverage for any loss or damages caused to the Ritz car due to the following incidents:
- Manmade disasters, such as strikes, riots, malicious acts, etc.
- Natural calamities, such as earthquake, hurricane, landslides, etc.
- Accidents
- Fire and explosion
- Theft of the Ritz car
- In-transit damages to the Ritz car
Third Party Liability Cover - It provides coverage against any third party liabilities that may result out of an accident caused by the Ritz car leading to bodily injuries or damage to the property of third parties. A motor insurer will cover the property damages caused by your Ritz car for up to Rs 7.5 lakh.
Personal Accident Cover - It provides coverage for accidental disability or death of the owner-driver of the Ritz car caused while using the insured vehicle. All car owners should have a compulsory personal accident cover of up to Rs 15 lakh as per the motor laws.

Add-On Covers Available Under Maruti Suzuki Ritz Insurance:

A Maruti car insurance policy comes with certain add-on covers that can help to expand the coverage of a Ritz car. Take a look at some of the most common add-on covers available under Maruti Suzuki insurance for Ritz car:

Roadside Assistance Cover
Zero Depreciation Cover
Consumables Cover
Medical Expenses Cover
Return to Invoice Cover
Passenger Cover
Tyre Protect Cover
No Claim Bonus Protection
Garage Cash Cover
Engine Protect Cover

Maruti Suzuki Ritz Car Insurance Exclusions

The Ritz car will not be covered under the Maruti Suzuki insurance policy under the following circumstances:

Any loss or damages caused to the car deliberately
Electrical and mechanical breakdown of the Ritz car
Damages caused to the car while driving it under the influence of alcohol
Loss or damages to the Ritz car due to nuclear activities
Normal wear and tear of the car
Any non-accidental damages to the tyres of the Ritz car
Loss or damages to the car during a war or related perils
Damages to the Ritz car while driving it with an invalid driver’s license
Any loss or damages to the car while using it for commercial or illegal activities
Loss or damages to the Ritz car outside the geographical limits of the country

How to Buy Maruti Suzuki Insurance Online for Ritz Car?

The owner of a Maruti Ritz car can easily buy Maruti Suzuki online insurance policy. Here are the steps that can be followed to buy a Maruti Suzuki insurance policy:

Go to the website from where you want to buy Maruti Suzuki online insurance
Click on the option of buying car insurance
Fill in the required details of your Ritz car, such as the RTO, registration year, model variant, fuel type, etc.
Choose the type of policy coverage you want for your Ritz car
Enter your personal contact details, including your email id
Select the plan you wish to buy and pay its Maruti Ritz insurance price online
The motor insurer will issue car insurance for your Ritz car

How to Renew Maruti Suzuki Ritz Insurance Policy Online?

The procedure for Maruti car insurance renewal online is very simple. It is crucial that the Maruti car insurance renewal online should be done before the policy due date. Given below are the steps that can be followed for Maruti Suzuki insurance renewal online:

Visit a website where Maruti car insurance renewal is possible, like policybazaar.com
Click on the ‘Renew Your Policy’ option on the top of the page and select ‘Motor Renewal’
Provide details of your Ritz car, such as model variant, fuel type, registration year, etc. or enter your car registration number
Fill up the form asking for your contact details
Select details regarding your previous Maruti car insurance policy, such as claim history, policy type, expiry date, etc.
The Maruti Suzuki insurance renewal plans from different insurers will be displayed
Choose the plan that you want to buy and pay its insurance price
The insurance company will ensure the Maruti policy renewal of your Ritz car

Maruti Suzuki Ritz Car Insurance FAQs

Q: Will the expenses for hiring a car for daily commute be covered if my Ritz car is under repairs?

Ans: Yes. You can file a Maruti Suzuki car insurance claim for travel expenses incurred on hiring another car while your Ritz car was getting repaired. However, you should have a garage cash cover and your car should be getting repaired at a network garage to get the expenses covered.
Q: Do I need to opt for personal accident cover while buying insurance for my Ritz car if I already have a PA cover?

Ans: No. If you already have a personal accident cover, you do not need to buy it again while purchasing Maruti car insurance for your Ritz car. This is because the motor laws mandate a car owner to have only one personal accident cover at a point in time.
Q: Do I need to buy car insurance for my second hand Ritz car?

Ans: Yes. You need to buy a Maruti vehicle insurance policy for your second hand Ritz car as motor insurance is mandatory in India under the Motor Vehicles Act, 1988. However, you can choose to buy either a third party or comprehensive insurance policy for your car as only third party cover is mandatory, which is available under both types of insurance plans.
Q: What will happen if I have given the wrong information about my Ritz car in my Maruti car insurance?

Ans: In case you have provided the wrong information about your Ritz car in your Maruti Suzuki insurance policy, you should inform your insurer about it at the earliest. You will be required to send an application to your insurer requesting to get the information corrected along with the proof. The insurer will then correct the information and pass an endorsement.
However, please note that your Maruti Ritz insurance price may increase after the endorsement is passed.
Q: If the windshield of my Ritz car has broken, can I claim it under my Maruti car insurance policy?

Ans: Yes. You can raise a claim for the broken windshield of your Ritz car under the Maruti Suzuki insurance policy, provided your policy offers own damage cover. This is because third party insurance does not cover any damages to the insured car.