Maruti Ritz Car Insurance

Maruti Suzuki Ritz is a popular hatchback car manufactured by Maruti Suzuki India Limited. It was introduced in India for the first time in 2009. This compact city car is well-known for its mileage, features, easy handling and affordable price. However, it was discontinued by the company in the year 2017. If you own a Maruti Ritz car and want to renew its insurance or plan to buy the vehicle second hand, you should check out its specifications and Maruti Suzuki insurance cost below.

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Maruti Suzuki Ritz Car Features

Following are some of the lucrative features available in a Maruti Suzuki Ritz car:

  • It is equipped with dual airbags and steering mounted control.
  • It comes with ABS with EBD as well as a crash sensor.
  • It is equipped with fog lights and a rear defogger.
  • It is fitted with alloy wheels and a rear spoiler.
  • It is equipped with a keyless entry and an anti-theft device.
  • It was available in six colours.

Specifications of Maruti Suzuki Ritz Car

The following table shows the specifications of the Maruti Suzuki Ritz car:

Categories

Specifications

Engine/ Displacement

Petrol: 1197 CC

Diesel: 1248 CC

Cylinder

4

Maximum Power

Petrol: 85 hp @6000 rpm

Diesel: 73 hp @4000 rpm

Maximum Torque

Petrol: 114 Nm @4000 rpm

Diesel: 190 Nm @2000 rpm

Mileage

Petrol: 18.5 Km/l (MT)

17.16 Km/l (AT)

Diesel: 23.2 Km/l

Suspension

Front: McPherson Strut

Rear: Torsion Beam

Transmission

Petrol: 5 MT/ 4 AT

Diesel: 5 MT

Emission Norm Compliance

BS-IV

Fuel Variant

Petrol/ Diesel

Fuel Tank

43 L

Model Variants of Maruti Suzuki Ritz Car With Car Insurance Price

Take a look at the different models of Maruti Suzuki Ritz car as well as their car insurance price:

Maruti Suzuki Ritz Variants

(2017 Registration)

Ex-Showroom Prices^

Insured Declared Value*

(IDV)

Zero Depreciation Price*

(Add-On Cover)

Estimated Maruti Ritz Insurance Price*

(Comprehensive Car Insurance)

LXi

Rs 5,15,000

Rs 1,83,387

Rs 1,467

Rs 3,883 onwards

LDi

Rs 5,31,000

Rs 2,32,158

Rs 1,625

Rs 4,265 onwards

VXi

Rs 5,50,000

Rs 1,84,027

Rs 1,645

Rs 3,957 onwards

VDi

Rs 5,64,000

Rs 2,45,971

Rs 1,722

Rs 4,281 onwards

VXi (ABS)

Rs 5,80,000

Rs 1,93,558

Rs 1,730

RS 3,995 onwards

VDi (ABS)

Rs 5,82,000

Rs 2,53,833

Rs 1,777

Rs 4,302 onwards

AT (Petrol)

Rs 6,15,000

Rs 2,60,950

Rs 2,088

Rs 4,163 onwards

ZDi

Rs 6,23,000

Rs 2,71,046

Rs 1,897

Rs 4,323 onwards

ZXi

Rs 6,24,000

Rs 1,80,250

Rs 1,622

Rs 4,049 onwards

*Disclaimer: The Maruti Ritz insurance price can vary from one car to another depending on its age, the registered RTO, policy coverage type, etc.

The ex-showroom prices mentioned for manual petrol cars are as per Mumbai. However, the ex-showroom prices for diesel and automatic cars are as per New Delhi.

Maruti Suzuki Ritz Car Insurance Inclusions

A Ritz car owner can get the following coverage under the Maruti car insurance policy:

  • Own Damage Cover - It provides coverage for any loss or damages caused to the Ritz car due to the following incidents:
    • Manmade disasters, such as strikes, riots, malicious acts, etc.
    • Natural calamities, such as earthquake, hurricane, landslides, etc.
    • Accidents
    • Fire and explosion
    • Theft of the Ritz car
    • In-transit damages to the Ritz car
  • Third Party Liability Cover - It provides coverage against any third party liabilities that may result out of an accident caused by the Ritz car leading to bodily injuries or damage to the property of third parties. A motor insurer will cover the property damages caused by your Ritz car for up to Rs 7.5 lakh.
  • Personal Accident Cover - It provides coverage for accidental disability or death of the owner-driver of the Ritz car caused while using the insured vehicle. All car owners should have a compulsory personal accident cover of up to Rs 15 lakh as per the motor laws.

Add-On Covers Available Under Maruti Suzuki Ritz Insurance:

A Maruti car insurance policy comes with certain add-on covers that can help to expand the coverage of a Ritz car. Take a look at some of the most common add-on covers available under Maruti Suzuki insurance for Ritz car:

Maruti Suzuki Ritz Car Insurance Exclusions

The Ritz car will not be covered under the Maruti Suzuki insurance policy under the following circumstances:

  • Any loss or damages caused to the car deliberately
  • Electrical and mechanical breakdown of the Ritz car
  • Damages caused to the car while driving it under the influence of alcohol
  • Loss or damages to the Ritz car due to nuclear activities
  • Normal wear and tear of the car
  • Any non-accidental damages to the tyres of the Ritz car
  • Loss or damages to the car during a war or related perils
  • Damages to the Ritz car while driving it with an invalid driver’s license
  • Any loss or damages to the car while using it for commercial or illegal activities
  • Loss or damages to the Ritz car outside the geographical limits of the country

How to Buy Maruti Suzuki Insurance Online for Ritz Car?

The owner of a Maruti Ritz car can easily buy Maruti Suzuki online insurance policy. Here are the steps that can be followed to buy a Maruti Suzuki insurance policy:

  • Go to the website from where you want to buy Maruti Suzuki online insurance
  • Click on the option of buying car insurance
  • Fill in the required details of your Ritz car, such as the RTO, registration year, model variant, fuel type, etc.
  • Choose the type of policy coverage you want for your Ritz car
  • Enter your personal contact details, including your email id
  • Select the plan you wish to buy and pay its Maruti Ritz insurance price online
  • The motor insurer will issue car insurance for your Ritz car

How to Renew Maruti Suzuki Ritz Insurance Policy Online?

The procedure for Maruti car insurance renewal online is very simple. It is crucial that the Maruti car insurance renewal online should be done before the policy due date. Given below are the steps that can be followed for Maruti Suzuki insurance renewal online:

  • Visit a website where Maruti car insurance renewal is possible, like policybazaar.com
  • Click on the ‘Renew Your Policy’ option on the top of the page and select ‘Motor Renewal’
  • Provide details of your Ritz car, such as model variant, fuel type, registration year, etc. or enter your car registration number
  • Fill up the form asking for your contact details
  • Select details regarding your previous Maruti car insurance policy, such as claim history, policy type, expiry date, etc.
  • The Maruti Suzuki insurance renewal plans from different insurers will be displayed
  • Choose the plan that you want to buy and pay its insurance price
  • The insurance company will ensure the Maruti policy renewal of your Ritz car

Maruti Suzuki Ritz Car Insurance FAQs

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