Hyundai Xcent Car Insurance

Hyundai Xcent is a highly popular compact sedan manufactured by Hyundai Motor India. The car was launched in India in 2014 as the first sub-compact sedan by Hyundai and soon became one of the most sought-after sedans in the country. The car was loved for its luxurious features, cabin space, stylish looks and impressive mileage. In fact, Hyundai Xcent was awarded in 2015 as the Subcompact Sedan of the Year. Nonetheless, the Company discontinued the car in 2020 and is selling only its cab version i.e. Xcent Prime at present. If you want to renew the insurance of your Hyundai Xcent car or buy the vehicle second hand, you must check out the car features, specifications and its Hyundai insurance price.

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Features of Hyundai Xcent Car

Some of the lucrative features of Hyundai Xcent car are as follows:

  • It comes with ABS with EBD and rear parking sensors with a camera.
  • It is fitted with crash sensors, a speed alert system.
  • It comes with two airbags for the driver and the co-driver.
  • It is equipped with a smart access card entry and an anti-theft device.
  • It is fitted with alloy wheels and a rear spoiler.
  • It comes with front fog lights and a rear window defogger.
  • It is equipped with a touchscreen infotainment and navigation system.
  • It is available in five colour options.

Specifications of Hyundai Xcent

Check out the specifications of the Hyundai Xcent car in the table below:



Engine/ Displacement

Petrol: 1197 CC

Diesel: 1186 CC



Maximum Power

Petrol: 82 bhp @6000 rpm

Diesel: 74 bhp @4000 rpm

Maximum Torque

Petrol: 114 Nm @4000 rpm

Diesel: 190 Nm @1750-2250 rpm


Petrol: 20.15 km/l

Diesel: 25.4 km/l


Front Suspension: MacPherson Strut

Rear Suspension: Coupled Torsion Beam


5-Speed Manual

Emission Norm Compliance

BS 6

Fuel Variant

Diesel/ Petrol

Fuel Tank


Hyundai Xcent Car Model Variants With Insurance Price

Take a look at the model variants of the Hyundai Xcent car alongside its Hyundai insurance rates in the table below:

Hyundai Xcent Variants

(2018 Registration)

Ex-Showroom Prices

Insured Declared Value*


Zero Depreciation Price*

(Add-On Cover)

Estimated Hyundai Xcent Insurance Price*

(Comprehensive Car Insurance)

E (Petrol)

Rs 5,81,000

Rs 2,58,240

Rs 2,531

Rs 4,048 onwards

E+ (Petrol)

Rs 5,93,000

Rs 2,84,640

Rs 2,789

Rs 4,132 onwards

S (Petrol)

Rs 6,43,000

Rs 2,88,000

Rs 2,822

Rs 4,143 onwards

E (Diesel)

Rs 6,73,000

Rs 3,01,440

Rs 2,954

Rs 4,186 onwards

E+ (Diesel)

Rs 6,83,000

Rs 3,27,840

Rs 3,213

Rs 4,270 onwards

SX (Petrol)

Rs 7,05,000

Rs 3,30,480

Rs 3,718

Rs 4,305 onwards

S (Diesel)

Rs 7,42,000

Rs 3,55,200

Rs 3,481

Rs 4,358 onwards

SX (O) (Petrol)

Rs 7,82,000

Rs 3,95,760

Rs 4,452

Rs 4,392 onwards

SX (Diesel)

Rs 7,98,000

Rs 3,82,560

Rs 3,749

Rs 4,446 onwards

SX (O) (Diesel)

Rs 8,75,000

Rs 4,19,040

Rs 4,107

Rs 4,562 onwards

*Disclaimer: The Hyundai Xcent insurance price for various cars may vary as per their age of the car, RTO, policy coverage, claim history, etc.

Inclusions of Hyundai Xcent Car Insurance

The following covers are available under a Hyundai Xcent insurance policy:

  • Own Damage Cover - It provides coverage for any loss or damages caused to the Hyundai Xcent car due to the following events:
    • Natural calamities, landslides, earthquakes, etc.
    • Accidents
    • Theft of the Xcent car
    • Fire and explosions
    • Manmade disasters, such as terror attacks, vandalism, etc.
  • Third Party Liability Cover - It provides coverage for any physical injuries or property damages caused to the third party by the Hyundai Xcent car in an accident resulting in third party legal liabilities. The insurance company will cover property damages up to the tune of Rs 7.5 lakh only
  • Personal Accident Cover - It provides coverage for the disability or death of the owner-driver of the Hyundai Xcent car caused while using the insured vehicle. It is mandatory for all car owners in India to have a personal accident cover and insurers offer coverage up to Rs 15 lakh.

Add-On Covers Under Hyundai Xcent Insurance:

The coverage of a Hyundai insurance policy can be increased for the good by buying add-on covers. The add-on covers need to be purchased in exchange for a higher premium price. Take a look at some commonly available add-on covers under Hyundai Xcent insurance policy:

  • Passenger Cover
  • Return to Invoice Cover
  • Consumables Cover
  • Zero Depreciation Cover
  • Roadside Assistance Cover
  • No Claim Bonus Protection
  • Engine Protector Cover
  • Tyre Protect Cover
  • Daily Allowance Cover
  • Key Replacement Cover

Exclusions of Hyundai Xcent Car Insurance

An Xcent car is not covered for the following expenses under a Hyundai car insurance policy:

  • Electrical or mechanical breakdown of the car
  • Loss or damages to the Xcent car due to a war or related perils
  • Regular wear and tear of the car
  • Any loss or damages to the Xcent car if the car was used for commercial or illegal purposes
  • Damages caused while driving the car under the influence of alcohol
  • Non-accidental damages to the tyres of the Xcent car
  • Damage caused while driving the car without a valid driving license
  • Any loss or damages caused to the Xcent car outside the borders of India

How to Buy Hyundai Online Insurance for Xcent Car?

Hyundai Xcent car owners can easily buy insurance online. To buy Hyundai online insurance for an Xcent car, follow the steps given below:

  • Go to a website that offers Hyundai insurance online
  • Select car insurance and click on the option of buying it
  • Enter the requested details regarding your Hyundai Xcent car, such as RTO, fuel type, age of the car, model variant, etc.
  • Choose the Hyundai car insurance policy coverage for your Xcent car
  • Select the plan you want to buy and pay the Hyundai Xcent insurance price online
  • The Hyundai Xcent insurance policy will be issued to you

How to Renew Hyundai Xcent Insurance Policy Online?

The process of Hyundai car insurance renewal is simple and hassle-free. But it is important to carry out Hyundai insurance renewal before the existing policy expires. Follow the steps mentioned below for Hyundai car insurance renewal of the Xcent car:

  • Visit a website that offers Hyundai online insurance, such as
  • Go to the top of the page and click on the ‘Renew Your Policy’ option
  • Select ‘Motor Renewal’ from the drop-down menu
  • Provide your car’s registration number or its details, such as the age of the car, fuel type, RTO, etc.
  • Enter your contact details, including your email id
  • Select information related to your existing Hyundai car insurance policy, such as claim history, policy coverage and expiry date
  • A list of Hyundai insurance renewal plans will be shown
  • Select the plan of your choice and pay the Hyundai Xcent insurance price online
  • The insurer will renew your Hyundai Xcent insurance policy

Hyundai Xcent Car Insurance FAQs

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